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CITY UNION BANK vs DCB BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    CITY UNION BANK DCB BANK CITY UNION BANK/
DCB BANK
 
P/E (TTM) x 17.2 12.4 138.4% View Chart
P/BV x 2.6 1.5 181.9% View Chart
Dividend Yield % 0.2 0.6 37.5%  

Financials

 CITY UNION BANK   DCB BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
DCB BANK
Mar-19
CITY UNION BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs207209 99.4%   
Low Rs157140 112.5%   
Income per share (Unadj.) Rs51.398.3 52.2%  
Earnings per share (Unadj.) Rs9.310.5 88.4%  
Cash flow per share (Unadj.) Rs20.439.4 51.7%  
Dividends per share (Unadj.) Rs0.501.00 50.0%  
Avg Dividend yield %0.30.6 47.8%  
Book value per share (Unadj.) Rs65.9100.6 65.5%  
Shares outstanding (eoy) m734.50309.55 237.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.61.8 200.5%   
Avg P/E ratio x19.616.6 118.3%  
Avg P/CF ratio x13.411.6 115.8%  
Avg Price/Bookvalue ratio x2.81.7 159.8%  
Dividend payout %5.49.5 56.5%   
Avg Mkt Cap Rs m133,75253,862 248.3%   
No. of employees `0005.56.1 90.0%   
Total wages & salary Rs m3,6444,340 84.0%   
Avg. income/employee Rs Th6,827.14,958.4 137.7%   
Avg. wages/employee Rs Th660.5707.5 93.3%   
Avg. net profit/employee Rs Th1,237.5530.4 233.3%   
INCOME DATA
Interest income Rs m37,67230,415 123.9%  
Other income Rs m5,1443,502 146.9%   
Interest expense Rs m21,55718,922 113.9%   
Net interest income Rs m16,11511,493 140.2%  
Operating expense Rs m8,8598,529 103.9%   
Gross profit Rs m7,2562,964 244.8%  
Gross profit margin %19.39.7 197.6%  
Provisions/contingencies Rs m3,1511,401 225.0%   
Profit before tax Rs m9,2495,065 182.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4201,812 133.6%   
Profit after tax Rs m6,8293,254 209.9%  
Net profit margin %18.110.7 169.4%  
BALANCE SHEET DATA
Advances Rs m326,733235,680 138.6%   
Deposits Rs m384,480284,351 135.2%  
Credit/Deposit ratio x85.082.9 102.5%  
Yield on advances %9.710.4 93.6%   
Cost of deposits %5.56.0 91.2%   
Net Interest Margin %3.73.4 110.6%  
Net fixed assets Rs m2,5005,260 47.5%   
Share capital Rs m7353,096 23.7%   
Free reserves Rs m47,67328,049 170.0%   
Net worth Rs m48,40831,144 155.4%   
Borrowings Rs m4,80927,232 17.7%   
Investments Rs m77,12278,441 98.3%   
Total assets Rs m452,589357,918 126.5%  
Debt/equity ratio x8.010.0 80.4%   
Return on assets %1.50.9 166.0%  
Return on equity %14.110.4 135.0%  
Capital adequacy ratio %15.616.8 92.5%  
Net NPAs %1.80.7 278.5%  
CASH FLOW
From Operations Rs m3,969-2,813 -141.1%  
From Investments Rs m-867-764 113.4%  
From Financial Activity Rs m1667,792 2.1%  
Net Cashflow Rs m3,2694,214 77.6%  

Share Holding

Indian Promoters % 0.0 0.9 -  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 10.2 23.2 44.0%  
FIIs % 33.4 15.0 222.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 45.5 123.1%  
Shareholders   82,699 184,073 44.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   ING VYSYA BANK  SBI  UNITED BANK OF INDIA  ICICI BANK  FEDERAL BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Related Views on News

CITY UNION BANK Announces Quarterly Results (3QFY20); Net Profit Up 8.0% (Quarterly Result Update)

Feb 17, 2020 | Updated on Feb 17, 2020

For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

DCB BANK Announces Quarterly Results (3QFY20); Net Profit Up 12.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, DCB BANK has posted a net profit of Rs 967 m (up 12.3% YoY). Sales on the other hand came in at Rs 9 bn (up 15.5% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (2QFY20); Net Profit Up 15.2% (Quarterly Result Update)

Nov 14, 2019 | Updated on Nov 14, 2019

For the quarter ended September 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.2% YoY). Sales on the other hand came in at Rs 10 bn (up 11.9% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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Feb 28, 2020 (Close)

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