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CITY UNION BANK vs FEDERAL BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

FEDERAL BANK 
   Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

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Current Valuations

    CITY UNION BANK FEDERAL BANK CITY UNION BANK/
FEDERAL BANK
 
P/E (TTM) x 25.6 11.5 223.1% View Chart
P/BV x 2.0 1.3 154.6% View Chart
Dividend Yield % 0.3 1.2 24.7%  

Financials

 CITY UNION BANK   FEDERAL BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
FEDERAL BANK
Mar-18
CITY UNION BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs207128 162.1%   
Low Rs15788 179.4%   
Income per share (Unadj.) Rs51.350.3 102.0%  
Earnings per share (Unadj.) Rs9.34.7 196.0%  
Cash flow per share (Unadj.) Rs20.414.9 136.8%  
Dividends per share (Unadj.) Rs0.501.00 50.0%  
Avg Dividend yield %0.30.9 29.6%  
Book value per share (Unadj.) Rs65.962.2 105.9%  
Shares outstanding (eoy) m734.501,972.14 37.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.62.1 165.8%   
Avg P/E ratio x19.622.7 86.3%  
Avg P/CF ratio x13.411.1 120.2%  
Avg Price/Bookvalue ratio x2.81.7 159.7%  
Dividend payout %5.421.1 25.5%   
Avg Mkt Cap Rs m133,752212,301 63.0%   
No. of employees `0005.512.1 45.6%   
Total wages & salary Rs m3,64412,768 28.5%   
Avg. income/employee Rs Th6,827.18,186.0 83.4%   
Avg. wages/employee Rs Th660.51,054.2 62.7%   
Avg. net profit/employee Rs Th1,237.5772.3 160.2%   
INCOME DATA
Interest income Rs m37,67299,149 38.0%  
Other income Rs m5,14411,602 44.3%   
Interest expense Rs m21,55762,264 34.6%   
Net interest income Rs m16,11536,885 43.7%  
Operating expense Rs m8,85925,047 35.4%   
Gross profit Rs m7,25611,837 61.3%  
Gross profit margin %19.311.9 161.3%  
Provisions/contingencies Rs m3,1519,693 32.5%   
Profit before tax Rs m9,24913,747 67.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0258 0.0%   
Tax Rs m2,4204,650 52.0%   
Profit after tax Rs m6,8299,354 73.0%  
Net profit margin %18.19.4 192.1%  
BALANCE SHEET DATA
Advances Rs m326,733930,109 35.1%   
Deposits Rs m384,4801,119,701 34.3%  
Credit/Deposit ratio x85.083.1 102.3%  
Yield on advances %9.78.3 117.5%   
Cost of deposits %5.55.1 107.3%   
Net Interest Margin %3.72.8 133.8%  
Net fixed assets Rs m2,5004,614 54.2%   
Share capital Rs m7353,944 18.6%   
Free reserves Rs m47,67368,681 69.4%   
Net worth Rs m48,408122,742 39.4%   
Borrowings Rs m4,809123,288 3.9%   
Investments Rs m77,122305,947 25.2%   
Total assets Rs m452,5891,392,137 32.5%  
Debt/equity ratio x8.010.1 79.4%   
Return on assets %1.50.7 224.5%  
Return on equity %14.17.6 185.1%  
Capital adequacy ratio %15.614.7 105.8%  
Net NPAs %1.81.7 107.1%  
CASH FLOW
From Operations Rs m3,969-50,509 -7.9%  
From Investments Rs m-867-15,793 5.5%  
From Financial Activity Rs m16683,706 0.2%  
Net Cashflow Rs m3,26917,406 18.8%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 25.5 40.0%  
FIIs % 33.4 38.8 86.1%  
ADR/GDR % 0.0 2.2 -  
Free float % 56.0 33.0 169.7%  
Shareholders   82,699 82,469 100.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   IDBI BANK  ORIENTAL BANK  DCB BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

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Indian share markets witnessed selling pressure throughout the day today and ended lower.

Related Views on News

CITY UNION BANK Announces Quarterly Results (3QFY21); Net Profit Down 11.7% (Quarterly Result Update)

Feb 5, 2021 | Updated on Feb 5, 2021

For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

FEDERAL BANK Announces Quarterly Results (3QFY21); Net Profit Down 8.3% (Quarterly Result Update)

Jan 21, 2021 | Updated on Jan 21, 2021

For the quarter ended December 2020, FEDERAL BANK has posted a net profit of Rs 4 bn (down 8.3% YoY). Sales on the other hand came in at Rs 35 bn (up 3.9% YoY). Read on for a complete analysis of FEDERAL BANK's quarterly results.

ICICI Bank Posts Threefold Jump in Net Profit; Net Interest Income Grows 17% (Company Info)

Apr 26, 2021

Key takeaways from ICICI Bank's March quarter (Q4FY21) results.

HDFC Bank Posts Good Q4 Performance Amid Covid-19 Second Wave (Company Info)

Apr 20, 2021

Key takeaways from HDFC Bank's March quarter (Q4FY21) results.

CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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May 12, 2021 (Close)

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