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CITY UNION BANK vs ICICI BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    CITY UNION BANK ICICI BANK CITY UNION BANK/
ICICI BANK
 
P/E (TTM) x 16.9 47.8 35.3% View Chart
P/BV x 2.9 2.3 127.0% View Chart
Dividend Yield % 0.1 0.2 60.4%  

Financials

 CITY UNION BANK   ICICI BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
ICICI BANK
Mar-19
CITY UNION BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs209400 52.2%   
Low Rs145259 55.9%   
Income per share (Unadj.) Rs51.2112.0 45.7%  
Earnings per share (Unadj.) Rs8.96.6 134.6%  
Cash flow per share (Unadj.) Rs17.073.4 23.1%  
Dividends per share (Unadj.) Rs0.301.00 30.0%  
Avg Dividend yield %0.20.3 55.9%  
Book value per share (Unadj.) Rs62.6177.7 35.2%  
Shares outstanding (eoy) m664.736,427.99 10.3%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.52.9 117.4%   
Avg P/E ratio x19.949.8 39.9%  
Avg P/CF ratio x11.68.1 143.0%  
Avg Price/Bookvalue ratio x2.81.9 152.3%  
Dividend payout %3.415.1 22.3%   
Avg Mkt Cap Rs m117,5912,118,987 5.5%   
No. of employees `0005.386.8 6.1%   
Total wages & salary Rs m3,15994,253 3.4%   
Avg. income/employee Rs Th6,396.78,296.4 77.1%   
Avg. wages/employee Rs Th593.91,086.3 54.7%   
Avg. net profit/employee Rs Th1,113.0490.3 227.0%   
INCOME DATA
Interest income Rs m34,024719,817 4.7%  
Other income Rs m5,321593,248 0.9%   
Interest expense Rs m19,721391,775 5.0%   
Net interest income Rs m14,303328,041 4.4%  
Operating expense Rs m7,547642,589 1.2%   
Gross profit Rs m6,757-314,548 -2.1%  
Gross profit margin %19.9-43.7 -45.4%  
Provisions/contingencies Rs m4,178217,669 1.9%   
Profit before tax Rs m7,90061,032 12.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,349 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,9804,140 47.8%   
Profit after tax Rs m5,92042,542 13.9%  
Net profit margin %17.45.9 294.4%  
BALANCE SHEET DATA
Advances Rs m278,5286,469,617 4.3%   
Deposits Rs m328,5266,813,169 4.8%  
Credit/Deposit ratio x84.895.0 89.3%  
Yield on advances %10.27.9 129.7%   
Cost of deposits %5.94.0 148.0%   
Net Interest Margin %3.72.9 128.7%  
Net fixed assets Rs m2,23196,604 2.3%   
Share capital Rs m66512,895 5.2%   
Free reserves Rs m40,9681,129,593 3.6%   
Net worth Rs m41,6321,142,487 3.6%   
Borrowings Rs m17,3592,103,241 0.8%   
Investments Rs m78,7913,982,008 2.0%   
Total assets Rs m399,37312,387,939 3.2%  
Debt/equity ratio x8.37.8 106.5%   
Return on assets %1.50.3 431.6%  
Return on equity %14.23.7 381.9%  
Capital adequacy ratio %16.216.9 96.0%  
Net NPAs %1.72.3 74.2%  
CASH FLOW
From Operations Rs m-1,831486,711 -0.4%  
From Investments Rs m-605-301,472 0.2%  
From Financial Activity Rs m11-199,974 -0.0%  
Net Cashflow Rs m-2,425-16,082 15.1%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 23.1 44.2%  
FIIs % 33.4 40.0 83.5%  
ADR/GDR % 0.0 29.2 -  
Free float % 56.0 7.8 717.9%  
Shareholders   82,699 585,463 14.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   FEDERAL BANK  YES BANK  KARNATAKA BANK  DENA BANK  ORIENTAL BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Higher; Tata Steel & Bajaj Finance Top Gainers(12:30 pm)

Share markets in India are presently trading on a positive note, tracking gains in global peers. US President Donald Trump said he did not want war.

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)

May 8, 2019 | Updated on May 8, 2019

For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

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Sep 18, 2019 12:27 PM

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