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- CITY UNION BANK - IDBI BANK
CITY UNION BANK vs IDBI BANK - Comparison Results
CITY UNION BANK Change
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
IDBI BANK 
After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More
Current Valuations
| CITY UNION BANK | IDBI BANK | CITY UNION BANK/ IDBI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.4 | -0.8 | - | View Chart |
| P/BV | x | 2.1 | 0.2 | 1,073.8% | View Chart |
| Dividend Yield | % | 0.3 | 0.0 | - |
Financials
 CITY UNION BANK  IDBI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| CITY UNION BANK Mar-19 |
IDBI BANK Mar-18 |
CITY UNION BANK/ IDBI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 207 | 84 | 245.5% | |
| Low | Rs | 157 | 52 | 303.1% | |
| Income per share (Unadj.) | Rs | 51.3 | 74.7 | 68.6% | |
| Earnings per share (Unadj.) | Rs | 9.3 | -26.4 | -35.3% | |
| Cash flow per share (Unadj.) | Rs | 20.4 | -91.2 | -22.3% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
| Avg Dividend yield | % | 0.3 | 0 | - | |
| Book value per share (Unadj.) | Rs | 65.9 | 71.0 | 92.8% | |
| Shares outstanding (eoy) | m | 734.50 | 3,083.86 | 23.8% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 3.6 | 0.9 | 389.6% | |
| Avg P/E ratio | x | 19.6 | -2.6 | -758.5% | |
| Avg P/CF ratio | x | 13.4 | 1.7 | 791.4% | |
| Avg Price/Bookvalue ratio | x | 2.8 | 1.0 | 288.2% | |
| Dividend payout | % | 5.4 | 0 | - | |
| Avg Mkt Cap | Rs m | 133,752 | 210,011 | 63.7% | |
| No. of employees | `000 | 5.5 | 17.5 | 31.6% | |
| Total wages & salary | Rs m | 3,644 | 17,811 | 20.5% | |
| Avg. income/employee | Rs Th | 6,827.1 | 13,188.1 | 51.8% | |
| Avg. wages/employee | Rs Th | 660.5 | 1,019.2 | 64.8% | |
| Avg. net profit/employee | Rs Th | 1,237.5 | -4,653.7 | -26.6% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 37,672 | 230,463 | 16.3% | |
| Other income | Rs m | 5,144 | 72,434 | 7.1% | |
| Interest expense | Rs m | 21,557 | 173,762 | 12.4% | |
| Net interest income | Rs m | 16,115 | 56,701 | 28.4% | |
| Operating expense | Rs m | 8,859 | 48,920 | 18.1% | |
| Gross profit | Rs m | 7,256 | 7,781 | 93.3% | |
| Gross profit margin | % | 19.3 | 3.4 | 570.5% | |
| Provisions/contingencies | Rs m | 3,151 | 205,335 | 1.5% | |
| Profit before tax | Rs m | 9,249 | -125,039 | -7.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 165 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 2,420 | -43,550 | -5.6% | |
| Profit after tax | Rs m | 6,829 | -81,324 | -8.4% | |
| Net profit margin | % | 18.1 | -35.3 | -51.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 326,733 | 1,717,400 | 19.0% | |
| Deposits | Rs m | 384,480 | 2,477,766 | 15.5% | |
| Credit/Deposit ratio | x | 85.0 | 69.3 | 122.6% | |
| Yield on advances | % | 9.7 | 9.1 | 106.4% | |
| Cost of deposits | % | 5.5 | 5.3 | 103.1% | |
| Net Interest Margin | % | 3.7 | 1.9 | 195.0% | |
| Net fixed assets | Rs m | 2,500 | 68,529 | 3.6% | |
| Share capital | Rs m | 735 | 30,839 | 2.4% | |
| Free reserves | Rs m | 47,673 | 241,447 | 19.7% | |
| Net worth | Rs m | 48,408 | 219,080 | 22.1% | |
| Borrowings | Rs m | 4,809 | 631,855 | 0.8% | |
| Investments | Rs m | 77,122 | 918,477 | 8.4% | |
| Total assets | Rs m | 452,589 | 3,511,368 | 12.9% | |
| Debt/equity ratio | x | 8.0 | 14.2 | 56.7% | |
| Return on assets | % | 1.5 | -2.3 | -65.1% | |
| Return on equity | % | 14.1 | -37.1 | -38.0% | |
| Capital adequacy ratio | % | 15.6 | 10.4 | 149.4% | |
| Net NPAs | % | 1.8 | 16.7 | 10.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 3,969 | -121,504 | -3.3% | |
| From Investments | Rs m | -867 | 3,563 | -24.3% | |
| From Financial Activity | Rs m | 166 | 128,429 | 0.1% | |
| Net Cashflow | Rs m | 3,269 | 10,488 | 31.2% | |
Share Holding
| Indian Promoters | % | 0.0 | 71.7 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.2 | 13.7 | 74.5% | |
| FIIs | % | 33.4 | 3.4 | 982.4% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 56.0 | 11.2 | 500.0% | |
| Shareholders | 82,699 | 438,231 | 18.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: DHANLAXMI BANK BANK OF INDIA KOTAK MAHINDRA BANK SYNDICATE BANK ICICI BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Related Views on News
CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)
Nov 6, 2020 | Updated on Nov 6, 2020For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
IDBI BANK Announces Quarterly Results (2QFY21); Net Profit Up 109.4% (Quarterly Result Update)
Oct 26, 2020 | Updated on Oct 26, 2020For the quarter ended September 2020, IDBI BANK has posted a net profit of Rs 3 bn (up 109.4% YoY). Sales on the other hand came in at Rs 47 bn (down 9.8% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.
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CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)
Sep 14, 2020 | Updated on Sep 14, 2020For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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Jan 22, 2021 (Close)
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