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Compare City Union Bank with IDBI Bank - Equitymaster

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CITY UNION BANK vs IDBI BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

IDBI BANK 
   Change

After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More

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Current Valuations

    CITY UNION BANK IDBI BANK CITY UNION BANK/
IDBI BANK
 
P/E (TTM) x 15.7 -0.7 - View Chart
P/BV x 2.4 0.4 542.9% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 CITY UNION BANK   IDBI BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
IDBI BANK
Mar-18
CITY UNION BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs20984 247.4%   
Low Rs14552 279.9%   
Income per share (Unadj.) Rs51.274.7 68.5%  
Earnings per share (Unadj.) Rs8.9-26.4 -33.8%  
Cash flow per share (Unadj.) Rs17.0-91.2 -18.6%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs62.671.0 88.2%  
Shares outstanding (eoy) m664.733,083.86 21.6%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.50.9 379.3%   
Avg P/E ratio x19.9-2.6 -769.2%  
Avg P/CF ratio x11.61.7 687.7%  
Avg Price/Bookvalue ratio x2.81.0 294.6%  
Dividend payout %3.40-   
Avg Mkt Cap Rs m117,591210,011 56.0%   
No. of employees `0005.317.5 30.4%   
Total wages & salary Rs m3,15917,811 17.7%   
Avg. income/employee Rs Th6,396.713,188.1 48.5%   
Avg. wages/employee Rs Th593.91,019.2 58.3%   
Avg. net profit/employee Rs Th1,113.0-4,653.7 -23.9%   
INCOME DATA
Interest income Rs m34,024230,463 14.8%  
Other income Rs m5,32172,434 7.3%   
Interest expense Rs m19,721173,762 11.3%   
Net interest income Rs m14,30356,701 25.2%  
Operating expense Rs m7,54748,920 15.4%   
Gross profit Rs m6,7577,781 86.8%  
Gross profit margin %19.93.4 588.2%  
Provisions/contingencies Rs m4,178205,335 2.0%   
Profit before tax Rs m7,900-125,039 -6.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0165 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,980-43,550 -4.5%   
Profit after tax Rs m5,920-81,324 -7.3%  
Net profit margin %17.4-35.3 -49.3%  
BALANCE SHEET DATA
Advances Rs m278,5281,717,400 16.2%   
Deposits Rs m328,5262,477,766 13.3%  
Credit/Deposit ratio x84.869.3 122.3%  
Yield on advances %10.29.1 111.6%   
Cost of deposits %5.95.3 110.3%   
Net Interest Margin %3.71.9 195.5%  
Net fixed assets Rs m2,23168,529 3.3%   
Share capital Rs m66530,839 2.2%   
Free reserves Rs m40,968241,447 17.0%   
Net worth Rs m41,632219,080 19.0%   
Borrowings Rs m17,359631,855 2.7%   
Investments Rs m78,791918,477 8.6%   
Total assets Rs m399,3733,511,368 11.4%  
Debt/equity ratio x8.314.2 58.5%   
Return on assets %1.5-2.3 -64.0%  
Return on equity %14.2-37.1 -38.3%  
Capital adequacy ratio %16.210.4 155.8%  
Net NPAs %1.716.7 10.2%  
CASH FLOW
From Operations Rs m-1,831-121,504 1.5%  
From Investments Rs m-6053,563 -17.0%  
From Financial Activity Rs m11128,429 0.0%  
Net Cashflow Rs m-2,42510,488 -23.1%  

Share Holding

Indian Promoters % 0.0 71.7 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 13.7 74.5%  
FIIs % 33.4 3.4 982.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 11.2 500.0%  
Shareholders   82,699 438,231 18.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   KOTAK MAH. BANK  BANDHAN BANK LTD  BANK OF MAHARASHTRA  ING VYSYA BANK  IDFC BANK LTD  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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IDBI BANK Announces Quarterly Results (2QFY19); Net Profit Down 1720.9% (Quarterly Result Update)

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Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 16.0% YoY). Sales on the other hand came in at Rs 9 bn (up 10.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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