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CITY UNION BANK vs IDFC FIRST BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    CITY UNION BANK IDFC FIRST BANK CITY UNION BANK/
IDFC FIRST BANK
 
P/E (TTM) x 25.5 76.7 33.3% View Chart
P/BV x 2.0 2.0 103.2% View Chart
Dividend Yield % 0.3 0.0 -  

Financials

 CITY UNION BANK   IDFC FIRST BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
IDFC FIRST BANK
Mar-20
CITY UNION BANK/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs20757 364.1%   
Low Rs15718 882.0%   
Income per share (Unadj.) Rs51.333.8 151.9%  
Earnings per share (Unadj.) Rs9.3-5.9 -157.3%  
Cash flow per share (Unadj.) Rs20.4-3.9 -517.8%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.932.0 205.8%  
Shares outstanding (eoy) m734.504,809.90 15.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.61.1 321.0%   
Avg P/E ratio x19.6-6.3 -310.0%  
Avg P/CF ratio x13.49.1 146.9%  
Avg Price/Bookvalue ratio x2.81.2 236.9%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,752179,650 74.5%   
No. of employees `0005.520.2 27.3%   
Total wages & salary Rs m3,64417,950 20.3%   
Avg. income/employee Rs Th6,827.18,031.0 85.0%   
Avg. wages/employee Rs Th660.5887.7 74.4%   
Avg. net profit/employee Rs Th1,237.5-1,406.1 -88.0%   
INCOME DATA
Interest income Rs m37,672162,403 23.2%  
Other income Rs m5,14417,224 29.9%   
Interest expense Rs m21,557102,283 21.1%   
Net interest income Rs m16,11560,121 26.8%  
Operating expense Rs m8,85957,648 15.4%   
Gross profit Rs m7,2562,473 293.5%  
Gross profit margin %19.31.5 1,265.1%  
Provisions/contingencies Rs m3,15148,131 6.5%   
Profit before tax Rs m9,249-28,434 -32.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4200-   
Profit after tax Rs m6,829-28,434 -24.0%  
Net profit margin %18.1-17.5 -103.5%  
BALANCE SHEET DATA
Advances Rs m326,733855,954 38.2%   
Deposits Rs m384,480650,789 59.1%  
Credit/Deposit ratio x85.0131.5 64.6%  
Yield on advances %9.713.6 71.6%   
Cost of deposits %5.57.2 75.7%   
Net Interest Margin %3.74.5 83.4%  
Net fixed assets Rs m2,50010,732 23.3%   
Share capital Rs m73548,099 1.5%   
Free reserves Rs m47,673105,936 45.0%   
Net worth Rs m48,408154,035 31.4%   
Borrowings Rs m4,809573,972 0.8%   
Investments Rs m77,122451,744 17.1%   
Total assets Rs m452,5891,491,586 30.3%  
Debt/equity ratio x8.08.0 101.1%   
Return on assets %1.5-1.9 -79.1%  
Return on equity %14.1-18.5 -76.4%  
Capital adequacy ratio %15.613.4 116.2%  
Net NPAs %1.80.9 192.6%  
CASH FLOW
From Operations Rs m3,969109,655 3.6%  
From Investments Rs m-867-37,902 2.3%  
From Financial Activity Rs m166-125,387 -0.1%  
Net Cashflow Rs m3,269-53,633 -6.1%  

Share Holding

Indian Promoters % 0.0 52.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 3.8 267.0%  
FIIs % 33.4 14.7 227.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 10.6 529.8%  
Shareholders   82,699 0 -  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   J&K BANK  CORPORATION BANK  SBI  INDIAN OVERSEAS BANK  ICICI BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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CITY UNION BANK Announces Quarterly Results (3QFY21); Net Profit Down 11.7% (Quarterly Result Update)

Feb 5, 2021 | Updated on Feb 5, 2021

For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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Feb 26, 2021 (Close)

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