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- CITY UNION BANK - INDIAN OVERSEAS BANK
CITY UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results
Current Valuations
| CITY UNION BANK | INDIAN OVERSEAS BANK | CITY UNION BANK/ INDIAN OVERSEAS BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 16.7 | -0.4 | - | View Chart |
| P/BV | x | 2.8 | 0.1 | 3,876.5% | View Chart |
| Dividend Yield | % | 0.2 | 0.0 | - |
Financials
 CITY UNION BANK  INDIAN OVERSEAS BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| CITY UNION BANK Mar-18 |
INDIAN OVERSEAS BANK Mar-19 |
CITY UNION BANK/ INDIAN OVERSEAS BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 209 | 19 | 1,116.6% | |
| Low | Rs | 145 | 11 | 1,330.3% | |
| Income per share (Unadj.) | Rs | 51.2 | 19.3 | 265.4% | |
| Earnings per share (Unadj.) | Rs | 8.9 | -4.1 | -217.8% | |
| Cash flow per share (Unadj.) | Rs | 17.0 | -16.1 | -105.2% | |
| Dividends per share (Unadj.) | Rs | 0.30 | 0 | - | |
| Avg Dividend yield | % | 0.2 | 0 | - | |
| Book value per share (Unadj.) | Rs | 62.6 | 17.9 | 350.0% | |
| Shares outstanding (eoy) | m | 664.73 | 9,141.65 | 7.3% | |
| Bonus/Rights/Conversions | ESOS | - | - | ||
| Avg Price / Income ratio | x | 3.5 | 0.8 | 450.4% | |
| Avg P/E ratio | x | 19.9 | -3.6 | -548.8% | |
| Avg P/CF ratio | x | 11.6 | 1.4 | 815.9% | |
| Avg Price/Bookvalue ratio | x | 2.8 | 0.8 | 341.5% | |
| Dividend payout | % | 3.4 | 0 | - | |
| Avg Mkt Cap | Rs m | 117,591 | 135,296 | 86.9% | |
| No. of employees | `000 | 5.3 | 26.3 | 20.2% | |
| Total wages & salary | Rs m | 3,159 | 26,469 | 11.9% | |
| Avg. income/employee | Rs Th | 6,396.7 | 6,691.4 | 95.6% | |
| Avg. wages/employee | Rs Th | 593.9 | 1,004.5 | 59.1% | |
| Avg. net profit/employee | Rs Th | 1,113.0 | -1,418.6 | -78.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 34,024 | 176,313 | 19.3% | |
| Other income | Rs m | 5,321 | 42,063 | 12.7% | |
| Interest expense | Rs m | 19,721 | 123,521 | 16.0% | |
| Net interest income | Rs m | 14,303 | 52,791 | 27.1% | |
| Operating expense | Rs m | 7,547 | 44,516 | 17.0% | |
| Gross profit | Rs m | 6,757 | 8,276 | 81.6% | |
| Gross profit margin | % | 19.9 | 4.7 | 423.1% | |
| Provisions/contingencies | Rs m | 4,178 | 132,171 | 3.2% | |
| Profit before tax | Rs m | 7,900 | -59,605 | -13.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 1,980 | -22,227 | -8.9% | |
| Profit after tax | Rs m | 5,920 | -37,379 | -15.8% | |
| Net profit margin | % | 17.4 | -21.2 | -82.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 278,528 | 1,325,976 | 21.0% | |
| Deposits | Rs m | 328,526 | 2,225,341 | 14.8% | |
| Credit/Deposit ratio | x | 84.8 | 59.6 | 142.3% | |
| Yield on advances | % | 10.2 | 8.8 | 115.3% | |
| Cost of deposits | % | 5.9 | 5.2 | 113.0% | |
| Net Interest Margin | % | 3.7 | 2.3 | 162.7% | |
| Net fixed assets | Rs m | 2,231 | 33,369 | 6.7% | |
| Share capital | Rs m | 665 | 91,417 | 0.7% | |
| Free reserves | Rs m | 40,968 | 72,182 | 56.8% | |
| Net worth | Rs m | 41,632 | 163,599 | 25.4% | |
| Borrowings | Rs m | 17,359 | 61,460 | 28.2% | |
| Investments | Rs m | 78,791 | 669,323 | 11.8% | |
| Total assets | Rs m | 399,373 | 2,500,075 | 16.0% | |
| Debt/equity ratio | x | 8.3 | 14.0 | 59.4% | |
| Return on assets | % | 1.5 | -1.5 | -99.1% | |
| Return on equity | % | 14.2 | -22.8 | -62.2% | |
| Capital adequacy ratio | % | 16.2 | 10.2 | 158.9% | |
| Net NPAs | % | 1.7 | 10.8 | 15.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -1,831 | -7,859 | 23.3% | |
| From Investments | Rs m | -605 | -6,471 | 9.4% | |
| From Financial Activity | Rs m | 11 | 57,795 | 0.0% | |
| Net Cashflow | Rs m | -2,425 | 43,465 | -5.6% | |
Share Holding
| Indian Promoters | % | 0.0 | 73.8 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.2 | 15.3 | 66.7% | |
| FIIs | % | 33.4 | 1.9 | 1,757.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 56.0 | 9.1 | 615.4% | |
| Shareholders | 82,699 | 250,609 | 33.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: KARNATAKA BANK CANARA BANK AXIS BANK IDFC FIRST BANK UNION BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Slumps 470 Points; Energy and Banking Stocks Witness Selling(Closing)
Indian share markets witnessed negative trading activity throughout the day and ended deep in the red. The BSE Sensex fell over 550 points intraday and breached the 36,000 mark.
Related Views on News
CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)
Aug 8, 2019 | Updated on Aug 8, 2019For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)
Jul 24, 2019 | Updated on Jul 24, 2019For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.
CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)
May 21, 2019 | Updated on May 21, 2019For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)
May 10, 2019 | Updated on May 10, 2019For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.
INDIAN OVERSEAS BANK Announces Quarterly Results (3QFY19); Net Profit Up 63.2% (Quarterly Result Update)
Jan 28, 2019 | Updated on Jan 28, 2019For the quarter ended December 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 63.2% YoY). Sales on the other hand came in at Rs 45 bn (up 6.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.
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