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CITY UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    CITY UNION BANK INDIAN OVERSEAS BANK CITY UNION BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 25.3 -0.1 - View Chart
P/BV x 2.1 0.1 2,594.6% View Chart
Dividend Yield % 0.3 0.0 -  

Financials

 CITY UNION BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
INDIAN OVERSEAS BANK
Mar-19
CITY UNION BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs20719 1,108.0%   
Low Rs15711 1,440.4%   
Income per share (Unadj.) Rs51.319.3 265.9%  
Earnings per share (Unadj.) Rs9.3-4.1 -227.4%  
Cash flow per share (Unadj.) Rs20.4-16.1 -126.4%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.917.9 368.3%  
Shares outstanding (eoy) m734.509,141.65 8.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.60.8 462.7%   
Avg P/E ratio x19.6-3.6 -541.1%  
Avg P/CF ratio x13.41.4 939.0%  
Avg Price/Bookvalue ratio x2.80.8 334.1%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,752135,296 98.9%   
No. of employees `0005.526.3 20.9%   
Total wages & salary Rs m3,64426,469 13.8%   
Avg. income/employee Rs Th6,827.16,691.4 102.0%   
Avg. wages/employee Rs Th660.51,004.5 65.7%   
Avg. net profit/employee Rs Th1,237.5-1,418.6 -87.2%   
INCOME DATA
Interest income Rs m37,672176,313 21.4%  
Other income Rs m5,14442,063 12.2%   
Interest expense Rs m21,557123,521 17.5%   
Net interest income Rs m16,11552,791 30.5%  
Operating expense Rs m8,85944,516 19.9%   
Gross profit Rs m7,2568,276 87.7%  
Gross profit margin %19.34.7 410.4%  
Provisions/contingencies Rs m3,151132,171 2.4%   
Profit before tax Rs m9,249-59,605 -15.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,420-22,227 -10.9%   
Profit after tax Rs m6,829-37,379 -18.3%  
Net profit margin %18.1-21.2 -85.5%  
BALANCE SHEET DATA
Advances Rs m326,7331,325,976 24.6%   
Deposits Rs m384,4802,225,341 17.3%  
Credit/Deposit ratio x85.059.6 142.6%  
Yield on advances %9.78.8 110.0%   
Cost of deposits %5.55.2 105.6%   
Net Interest Margin %3.72.3 162.3%  
Net fixed assets Rs m2,50033,369 7.5%   
Share capital Rs m73591,417 0.8%   
Free reserves Rs m47,67372,182 66.0%   
Net worth Rs m48,408163,599 29.6%   
Borrowings Rs m4,80961,460 7.8%   
Investments Rs m77,122669,323 11.5%   
Total assets Rs m452,5892,500,075 18.1%  
Debt/equity ratio x8.014.0 57.5%   
Return on assets %1.5-1.5 -100.9%  
Return on equity %14.1-22.8 -61.7%  
Capital adequacy ratio %15.610.2 152.3%  
Net NPAs %1.810.8 16.7%  
CASH FLOW
From Operations Rs m3,969-7,859 -50.5%  
From Investments Rs m-867-6,471 13.4%  
From Financial Activity Rs m16657,795 0.3%  
Net Cashflow Rs m3,26943,465 7.5%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 15.3 66.7%  
FIIs % 33.4 1.9 1,757.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 9.1 615.4%  
Shareholders   82,699 250,609 33.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   VIJAYA BANK  AXIS BANK  DENA BANK  ALLAHABAD BANK  J&K BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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Jan 22, 2021 11:52 AM

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