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- CITY UNION BANK - INDIAN OVERSEAS BANK
CITY UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results
Current Valuations
| CITY UNION BANK | INDIAN OVERSEAS BANK | CITY UNION BANK/ INDIAN OVERSEAS BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 14.8 | -0.1 | - | View Chart |
| P/BV | x | 1.5 | 0.1 | 1,807.5% | View Chart |
| Dividend Yield | % | 0.4 | 0.0 | - |
Financials
 CITY UNION BANK  INDIAN OVERSEAS BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| CITY UNION BANK Mar-19 |
INDIAN OVERSEAS BANK Mar-19 |
CITY UNION BANK/ INDIAN OVERSEAS BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 207 | 19 | 1,108.0% | |
| Low | Rs | 157 | 11 | 1,440.4% | |
| Income per share (Unadj.) | Rs | 51.3 | 19.3 | 265.9% | |
| Earnings per share (Unadj.) | Rs | 9.3 | -4.1 | -227.4% | |
| Cash flow per share (Unadj.) | Rs | 20.4 | -16.1 | -126.4% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
| Avg Dividend yield | % | 0.3 | 0 | - | |
| Book value per share (Unadj.) | Rs | 65.9 | 17.9 | 368.3% | |
| Shares outstanding (eoy) | m | 734.50 | 9,141.65 | 8.0% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 3.6 | 0.8 | 462.7% | |
| Avg P/E ratio | x | 19.6 | -3.6 | -541.1% | |
| Avg P/CF ratio | x | 13.4 | 1.4 | 939.0% | |
| Avg Price/Bookvalue ratio | x | 2.8 | 0.8 | 334.1% | |
| Dividend payout | % | 5.4 | 0 | - | |
| Avg Mkt Cap | Rs m | 133,752 | 135,296 | 98.9% | |
| No. of employees | `000 | 5.5 | 26.3 | 20.9% | |
| Total wages & salary | Rs m | 3,644 | 26,469 | 13.8% | |
| Avg. income/employee | Rs Th | 6,827.1 | 6,691.4 | 102.0% | |
| Avg. wages/employee | Rs Th | 660.5 | 1,004.5 | 65.7% | |
| Avg. net profit/employee | Rs Th | 1,237.5 | -1,418.6 | -87.2% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 37,672 | 176,313 | 21.4% | |
| Other income | Rs m | 5,144 | 42,063 | 12.2% | |
| Interest expense | Rs m | 21,557 | 123,521 | 17.5% | |
| Net interest income | Rs m | 16,115 | 52,791 | 30.5% | |
| Operating expense | Rs m | 8,859 | 44,516 | 19.9% | |
| Gross profit | Rs m | 7,256 | 8,276 | 87.7% | |
| Gross profit margin | % | 19.3 | 4.7 | 410.4% | |
| Provisions/contingencies | Rs m | 3,151 | 132,171 | 2.4% | |
| Profit before tax | Rs m | 9,249 | -59,605 | -15.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 2,420 | -22,227 | -10.9% | |
| Profit after tax | Rs m | 6,829 | -37,379 | -18.3% | |
| Net profit margin | % | 18.1 | -21.2 | -85.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 326,733 | 1,325,976 | 24.6% | |
| Deposits | Rs m | 384,480 | 2,225,341 | 17.3% | |
| Credit/Deposit ratio | x | 85.0 | 59.6 | 142.6% | |
| Yield on advances | % | 9.7 | 8.8 | 110.0% | |
| Cost of deposits | % | 5.5 | 5.2 | 105.6% | |
| Net Interest Margin | % | 3.7 | 2.3 | 162.3% | |
| Net fixed assets | Rs m | 2,500 | 33,369 | 7.5% | |
| Share capital | Rs m | 735 | 91,417 | 0.8% | |
| Free reserves | Rs m | 47,673 | 72,182 | 66.0% | |
| Net worth | Rs m | 48,408 | 163,599 | 29.6% | |
| Borrowings | Rs m | 4,809 | 61,460 | 7.8% | |
| Investments | Rs m | 77,122 | 669,323 | 11.5% | |
| Total assets | Rs m | 452,589 | 2,500,075 | 18.1% | |
| Debt/equity ratio | x | 8.0 | 14.0 | 57.5% | |
| Return on assets | % | 1.5 | -1.5 | -100.9% | |
| Return on equity | % | 14.1 | -22.8 | -61.7% | |
| Capital adequacy ratio | % | 15.6 | 10.2 | 152.3% | |
| Net NPAs | % | 1.8 | 10.8 | 16.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 3,969 | -7,859 | -50.5% | |
| From Investments | Rs m | -867 | -6,471 | 13.4% | |
| From Financial Activity | Rs m | 166 | 57,795 | 0.3% | |
| Net Cashflow | Rs m | 3,269 | 43,465 | 7.5% | |
Share Holding
| Indian Promoters | % | 0.0 | 73.8 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.2 | 15.3 | 66.7% | |
| FIIs | % | 33.4 | 1.9 | 1,757.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 56.0 | 9.1 | 615.4% | |
| Shareholders | 82,699 | 250,609 | 33.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: BANK OF MAHARASHTRA PNB INDUSIND BANK DCB BANK ANDHRA BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Related Views on News
CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)
Jun 19, 2020 | Updated on Jun 19, 2020For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
CITY UNION BANK Announces Quarterly Results (3QFY20); Net Profit Up 8.0% (Quarterly Result Update)
Feb 17, 2020 | Updated on Feb 17, 2020For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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CITY UNION BANK Announces Quarterly Results (2QFY20); Net Profit Up 15.2% (Quarterly Result Update)
Nov 14, 2019 | Updated on Nov 14, 2019For the quarter ended September 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.2% YoY). Sales on the other hand came in at Rs 10 bn (up 11.9% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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Aug 12, 2020 (Close)
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