Compare City Union Bank with J&K Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs J&K BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK J&K BANK CITY UNION BANK/
J&K BANK
 
P/E (TTM) x 15.2 -0.7 - View Chart
P/BV x 1.5 0.1 1,126.4% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 CITY UNION BANK   J&K BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
J&K BANK
Mar-18
CITY UNION BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs20796 216.5%   
Low Rs15755 288.1%   
Income per share (Unadj.) Rs51.31,189.2 4.3%  
Earnings per share (Unadj.) Rs9.336.4 25.5%  
Cash flow per share (Unadj.) Rs20.4167.4 12.2%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.91,105.9 6.0%  
Shares outstanding (eoy) m734.5055.68 1,319.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.60.1 5,622.1%   
Avg P/E ratio x19.62.1 949.4%  
Avg P/CF ratio x13.40.3 4,428.9%  
Avg Price/Bookvalue ratio x2.80.1 4,068.7%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,7524,182 3,198.6%   
No. of employees `0005.51.0 540.5%   
Total wages & salary Rs m3,64412,869 28.3%   
Avg. income/employee Rs Th6,827.164,852.1 10.5%   
Avg. wages/employee Rs Th660.512,604.2 5.2%   
Avg. net profit/employee Rs Th1,237.51,985.2 62.3%   
INCOME DATA
Interest income Rs m37,67266,214 56.9%  
Other income Rs m5,1445,008 102.7%   
Interest expense Rs m21,55737,502 57.5%   
Net interest income Rs m16,11528,712 56.1%  
Operating expense Rs m8,85919,902 44.5%   
Gross profit Rs m7,2568,810 82.4%  
Gross profit margin %19.313.3 144.8%  
Provisions/contingencies Rs m3,15111,792 26.7%   
Profit before tax Rs m9,2491,209 764.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,420-818 -296.0%   
Profit after tax Rs m6,8292,027 336.9%  
Net profit margin %18.13.1 592.1%  
BALANCE SHEET DATA
Advances Rs m326,733569,127 57.4%   
Deposits Rs m384,480800,045 48.1%  
Credit/Deposit ratio x85.071.1 119.5%  
Yield on advances %9.78.7 111.2%   
Cost of deposits %5.54.5 121.4%   
Net Interest Margin %3.73.4 108.8%  
Net fixed assets Rs m2,50016,149 15.5%   
Share capital Rs m735557 131.9%   
Free reserves Rs m47,67332,336 147.4%   
Net worth Rs m48,40861,576 78.6%   
Borrowings Rs m4,80916,283 29.5%   
Investments Rs m77,122188,600 40.9%   
Total assets Rs m452,589896,844 50.5%  
Debt/equity ratio x8.013.3 60.7%   
Return on assets %1.50.2 667.6%  
Return on equity %14.13.3 428.5%  
Capital adequacy ratio %15.611.4 136.2%  
Net NPAs %1.84.9 36.9%  
CASH FLOW
From Operations Rs m3,96923,627 16.8%  
From Investments Rs m-867-1,639 52.9%  
From Financial Activity Rs m1666,684 2.5%  
Net Cashflow Rs m3,26928,672 11.4%  

Share Holding

Indian Promoters % 0.0 53.2 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 4.3 237.2%  
FIIs % 33.4 29.3 114.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 13.3 421.1%  
Shareholders   82,699 56,111 147.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   IDFC FIRST BANK  DCB BANK  ANDHRA BANK  YES BANK  UNITED BANK OF INDIA  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Crashes 433 Points; Banking and Auto Stocks Bleed(Closing)

Indian share markets ended on a negative note today amid a huge selloff in auto and banking stocks.

Related Views on News

CITY UNION BANK Share Price Up by 6%; BSE BANKEX Index Up 0.4% (Market Updates)

Aug 14, 2020 | Updated on Aug 14, 2020

CITY UNION BANK share price is trading up by 6% and its current market price is Rs 124. The BSE BANKEX is up by 0.4%. The top gainers in the BSE BANKEX Index is CITY UNION BANK (up 5.8%). The top losers are KOTAK MAHINDRA BANK and HDFC BANK .

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

CITY UNION BANK Announces Quarterly Results (3QFY20); Net Profit Up 8.0% (Quarterly Result Update)

Feb 17, 2020 | Updated on Feb 17, 2020

For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

Large Opportunities Are Coming Our Way

Aug 5, 2020

Kenneth Andrade tells us why stocks will bounce back strongly and what he's bullish on.

Is It Time to Book Profits in Gold and Silver?(Fast Profits Daily)

Aug 10, 2020

Gold and silver have delivered phenomenal returns this year. Is it time to take some money of the table?

Forget the Nifty and Sensex for the Next 1 or 2 Years and Focus on These Stocks(Profit Hunter)

Aug 6, 2020

Stocks from the essential small cap space are likely to be outperformers over the next 1 or 2 years.

3 Stocks to Ride the Big Rebound in Smallcaps(Profit Hunter)

Aug 11, 2020

The rebound ratio suggests that smallcaps are set for big gains but this time it will be limited to a few stocks. Make sure you choose wisely.

Governance: for the country and your portfolio.(The Honest Truth)

Aug 14, 2020

Ajit Dayal on the need of socially responsible governance.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Aug 14, 2020 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 5-YR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS