Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
CITY UNION BANK | J&K BANK | CITY UNION BANK/ J&K BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 25.8 | -1.3 | - | View Chart |
P/BV | x | 2.1 | 0.2 | 883.5% | View Chart |
Dividend Yield | % | 0.3 | 0.0 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
CITY UNION BANK Mar-19 |
J&K BANK Mar-18 |
CITY UNION BANK/ J&K BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 207 | 96 | 216.5% | |
Low | Rs | 157 | 55 | 288.1% | |
Income per share (Unadj.) | Rs | 51.3 | 1,189.2 | 4.3% | |
Earnings per share (Unadj.) | Rs | 9.3 | 36.4 | 25.5% | |
Cash flow per share (Unadj.) | Rs | 20.4 | 167.4 | 12.2% | |
Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
Avg Dividend yield | % | 0.3 | 0 | - | |
Book value per share (Unadj.) | Rs | 65.9 | 1,105.9 | 6.0% | |
Shares outstanding (eoy) | m | 734.50 | 55.68 | 1,319.1% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 3.6 | 0.1 | 5,622.1% | |
Avg P/E ratio | x | 19.6 | 2.1 | 949.4% | |
Avg P/CF ratio | x | 13.4 | 0.3 | 4,428.9% | |
Avg Price/Bookvalue ratio | x | 2.8 | 0.1 | 4,068.7% | |
Dividend payout | % | 5.4 | 0 | - | |
Avg Mkt Cap | Rs m | 133,752 | 4,182 | 3,198.6% | |
No. of employees | `000 | 5.5 | 1.0 | 540.5% | |
Total wages & salary | Rs m | 3,644 | 12,869 | 28.3% | |
Avg. income/employee | Rs Th | 6,827.1 | 64,852.1 | 10.5% | |
Avg. wages/employee | Rs Th | 660.5 | 12,604.2 | 5.2% | |
Avg. net profit/employee | Rs Th | 1,237.5 | 1,985.2 | 62.3% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 37,672 | 66,214 | 56.9% | |
Other income | Rs m | 5,144 | 5,008 | 102.7% | |
Interest expense | Rs m | 21,557 | 37,502 | 57.5% | |
Net interest income | Rs m | 16,115 | 28,712 | 56.1% | |
Operating expense | Rs m | 8,859 | 19,902 | 44.5% | |
Gross profit | Rs m | 7,256 | 8,810 | 82.4% | |
Gross profit margin | % | 19.3 | 13.3 | 144.8% | |
Provisions/contingencies | Rs m | 3,151 | 11,792 | 26.7% | |
Profit before tax | Rs m | 9,249 | 1,209 | 764.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 2,420 | -818 | -296.0% | |
Profit after tax | Rs m | 6,829 | 2,027 | 336.9% | |
Net profit margin | % | 18.1 | 3.1 | 592.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 326,733 | 569,127 | 57.4% | |
Deposits | Rs m | 384,480 | 800,045 | 48.1% | |
Credit/Deposit ratio | x | 85.0 | 71.1 | 119.5% | |
Yield on advances | % | 9.7 | 8.7 | 111.2% | |
Cost of deposits | % | 5.5 | 4.5 | 121.4% | |
Net Interest Margin | % | 3.7 | 3.4 | 108.8% | |
Net fixed assets | Rs m | 2,500 | 16,149 | 15.5% | |
Share capital | Rs m | 735 | 557 | 131.9% | |
Free reserves | Rs m | 47,673 | 32,336 | 147.4% | |
Net worth | Rs m | 48,408 | 61,576 | 78.6% | |
Borrowings | Rs m | 4,809 | 16,283 | 29.5% | |
Investments | Rs m | 77,122 | 188,600 | 40.9% | |
Total assets | Rs m | 452,589 | 896,844 | 50.5% | |
Debt/equity ratio | x | 8.0 | 13.3 | 60.7% | |
Return on assets | % | 1.5 | 0.2 | 667.6% | |
Return on equity | % | 14.1 | 3.3 | 428.5% | |
Capital adequacy ratio | % | 15.6 | 11.4 | 136.2% | |
Net NPAs | % | 1.8 | 4.9 | 36.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 3,969 | 23,627 | 16.8% | |
From Investments | Rs m | -867 | -1,639 | 52.9% | |
From Financial Activity | Rs m | 166 | 6,684 | 2.5% | |
Net Cashflow | Rs m | 3,269 | 28,672 | 11.4% |
Indian Promoters | % | 0.0 | 53.2 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 10.2 | 4.3 | 237.2% | |
FIIs | % | 33.4 | 29.3 | 114.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 56.0 | 13.3 | 421.1% | |
Shareholders | 82,699 | 56,111 | 147.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: BANDHAN BANK DCB BANK ANDHRA BANK ORIENTAL BANK KARNATAKA BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Indian share markets continued their positive trend during closing hours today and ended their day on a firm note.
For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
More Views on NewsIn this video, I'll cover your queries on intraday trading and also share my view on how to decide stop losses and target prices.
This is first of the three part master series. In these editorials, I'll show you how to earn 10X returns from a penny stock portfolio over 10 years.
A look at what India's top equity mutual funds bought and sold in January 2021.
Do you enjoy reading Tesla and Bitcoin stories? Here's a not so famous small-cap stock to profit from the rise of EVs.
More