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Compare City Union Bank with Karnataka Bank - Equitymaster

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CITY UNION BANK vs KARNATAKA BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    CITY UNION BANK KARNATAKA BANK CITY UNION BANK/
KARNATAKA BANK
 
P/E (TTM) x 16.7 8.3 201.3% View Chart
P/BV x 2.6 0.6 445.8% View Chart
Dividend Yield % 0.2 2.7 6.2%  

Financials

 CITY UNION BANK   KARNATAKA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
KARNATAKA BANK
Mar-18
CITY UNION BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs209179 116.7%   
Low Rs145115 126.0%   
Income per share (Unadj.) Rs51.2191.9 26.7%  
Earnings per share (Unadj.) Rs8.916.4 54.4%  
Cash flow per share (Unadj.) Rs17.022.0 76.9%  
Dividends per share (Unadj.) Rs0.303.00 10.0%  
Avg Dividend yield %0.22.0 8.3%  
Book value per share (Unadj.) Rs62.6191.4 32.7%  
Shares outstanding (eoy) m664.73282.61 235.2%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.50.8 451.2%   
Avg P/E ratio x19.99.0 221.3%  
Avg P/CF ratio x11.62.6 455.7%  
Avg Price/Bookvalue ratio x2.80.8 367.8%  
Dividend payout %3.418.3 18.4%   
Avg Mkt Cap Rs m117,59141,544 283.1%   
No. of employees `0005.38.2 65.0%   
Total wages & salary Rs m3,1595,248 60.2%   
Avg. income/employee Rs Th6,396.76,626.5 96.5%   
Avg. wages/employee Rs Th593.9641.2 92.6%   
Avg. net profit/employee Rs Th1,113.0565.4 196.8%   
INCOME DATA
Interest income Rs m34,02454,238 62.7%  
Other income Rs m5,3219,543 55.8%   
Interest expense Rs m19,72135,661 55.3%   
Net interest income Rs m14,30318,577 77.0%  
Operating expense Rs m7,54713,388 56.4%   
Gross profit Rs m6,7575,189 130.2%  
Gross profit margin %19.99.6 207.6%  
Provisions/contingencies Rs m4,17811,630 35.9%   
Profit before tax Rs m7,9004,473 176.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,980-155 -1,277.4%   
Profit after tax Rs m5,9204,628 127.9%  
Net profit margin %17.48.5 203.9%  
BALANCE SHEET DATA
Advances Rs m278,528472,518 58.9%   
Deposits Rs m328,526628,713 52.3%  
Credit/Deposit ratio x84.875.2 112.8%  
Yield on advances %10.28.6 118.1%   
Cost of deposits %5.95.5 106.2%   
Net Interest Margin %3.72.8 133.0%  
Net fixed assets Rs m2,2317,616 29.3%   
Share capital Rs m6652,826 23.5%   
Free reserves Rs m40,96819,741 207.5%   
Net worth Rs m41,63254,102 77.0%   
Borrowings Rs m17,3598,160 212.7%   
Investments Rs m78,791154,444 51.0%   
Total assets Rs m399,373703,737 56.8%  
Debt/equity ratio x8.311.8 70.6%   
Return on assets %1.50.7 225.4%  
Return on equity %14.28.6 166.2%  
Capital adequacy ratio %16.212.0 134.7%  
Net NPAs %1.73.0 57.4%  
CASH FLOW
From Operations Rs m-1,8317,209 -25.4%  
From Investments Rs m-605-913 66.3%  
From Financial Activity Rs m11-3,026 -0.4%  
Net Cashflow Rs m-2,4253,270 -74.2%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 21.1 48.3%  
FIIs % 33.4 10.0 334.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 68.9 81.3%  
Shareholders   82,699 123,252 67.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   PNB  INDIAN OVERSEAS BANK  ICICI BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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CITY UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 16.0% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 16.0% YoY). Sales on the other hand came in at Rs 9 bn (up 10.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (2QFY19); Net Profit Up 19.8% (Quarterly Result Update)

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Dec 18, 2018 (Close)

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