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CITY UNION BANK vs KOTAK MAHINDRA BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

KOTAK MAHINDRA BANK 
   Change

A flagship company of the well-known financial conglomerate Kotak Mahindra Group, Kotak Mahindra Bank was the first banking entity in the country created by conversion of a financial institution in 2003. The bank had 105 branches across 69 locations ... More

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Current Valuations

    CITY UNION BANK KOTAK MAHINDRA BANK CITY UNION BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 16.9 36.6 46.2% View Chart
P/BV x 2.9 4.6 62.3% View Chart
Dividend Yield % 0.1 0.1 273.6%  

Financials

 CITY UNION BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
KOTAK MAHINDRA BANK
Mar-19
CITY UNION BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs2091,424 14.7%   
Low Rs1451,002 14.5%   
Income per share (Unadj.) Rs51.2156.8 32.6%  
Earnings per share (Unadj.) Rs8.937.7 23.6%  
Cash flow per share (Unadj.) Rs17.0150.8 11.2%  
Dividends per share (Unadj.) Rs0.300.80 37.5%  
Avg Dividend yield %0.20.1 257.2%  
Book value per share (Unadj.) Rs62.6305.3 20.5%  
Shares outstanding (eoy) m664.731,908.75 34.8%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.57.7 44.7%   
Avg P/E ratio x19.932.1 61.8%  
Avg P/CF ratio x11.628.1 41.5%  
Avg Price/Bookvalue ratio x2.84.0 71.1%  
Dividend payout %3.42.1 158.9%   
Avg Mkt Cap Rs m117,5912,315,600 5.1%   
No. of employees `0005.341.8 12.7%   
Total wages & salary Rs m3,15948,509 6.5%   
Avg. income/employee Rs Th6,396.77,169.5 89.2%   
Avg. wages/employee Rs Th593.91,161.8 51.1%   
Avg. net profit/employee Rs Th1,113.01,725.4 64.5%   
INCOME DATA
Interest income Rs m34,024299,348 11.4%  
Other income Rs m5,321160,444 3.3%   
Interest expense Rs m19,721151,866 13.0%   
Net interest income Rs m14,303147,482 9.7%  
Operating expense Rs m7,547191,714 3.9%   
Gross profit Rs m6,757-44,233 -15.3%  
Gross profit margin %19.9-14.8 -134.4%  
Provisions/contingencies Rs m4,17810,454 40.0%   
Profit before tax Rs m7,900105,757 7.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0844 0.0%   
Tax Rs m1,98034,560 5.7%   
Profit after tax Rs m5,92072,041 8.2%  
Net profit margin %17.424.1 72.3%  
BALANCE SHEET DATA
Advances Rs m278,5282,434,620 11.4%   
Deposits Rs m328,5262,248,243 14.6%  
Credit/Deposit ratio x84.8108.3 78.3%  
Yield on advances %10.27.5 135.1%   
Cost of deposits %5.94.9 119.8%   
Net Interest Margin %3.73.9 95.6%  
Net fixed assets Rs m2,23118,837 11.8%   
Share capital Rs m66514,544 4.6%   
Free reserves Rs m40,968568,254 7.2%   
Net worth Rs m41,632582,797 7.1%   
Borrowings Rs m17,359664,389 2.6%   
Investments Rs m78,7911,034,870 7.6%   
Total assets Rs m399,3733,951,713 10.1%  
Debt/equity ratio x8.35.0 166.2%   
Return on assets %1.51.8 81.3%  
Return on equity %14.212.4 115.0%  
Capital adequacy ratio %16.217.9 90.6%  
Net NPAs %1.70.8 226.7%  
CASH FLOW
From Operations Rs m-1,83118,224 -10.0%  
From Investments Rs m-605-33,826 1.8%  
From Financial Activity Rs m1183,646 0.0%  
Net Cashflow Rs m-2,42568,638 -3.5%  

Share Holding

Indian Promoters % 0.0 43.6 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 1.9 536.8%  
FIIs % 33.4 31.7 105.4%  
ADR/GDR % 0.0 0.2 -  
Free float % 56.0 22.7 246.7%  
Shareholders   82,699 64,886 127.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   DCB BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  IDFC FIRST BANK  ALLAHABAD BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

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Indian share markets ended their trading session marginally higher. On the sectoral front, gains were seen in the metal sector and realty sector.

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

KOTAK MAHINDRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 24.7% (Quarterly Result Update)

Jul 23, 2019 | Updated on Jul 23, 2019

For the quarter ended June 2019, KOTAK MAHINDRA BANK has posted a net profit of Rs 19 bn (up 24.7% YoY). Sales on the other hand came in at Rs 83 bn (up 20.4% YoY). Read on for a complete analysis of KOTAK MAHINDRA BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

KOTAK MAHINDRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 29.9% (Quarterly Result Update)

May 2, 2019 | Updated on May 2, 2019

For the quarter ended March 2019, KOTAK MAHINDRA BANK has posted a net profit of Rs 18 bn (up 29.9% YoY). Sales on the other hand came in at Rs 80 bn (up 18.5% YoY). Read on for a complete analysis of KOTAK MAHINDRA BANK's quarterly results.

KOTAK MAH. BANK Announces Quarterly Results (3QFY19); Net Profit Up 12.7% (Quarterly Result Update)

Jan 22, 2019 | Updated on Jan 22, 2019

For the quarter ended December 2018, KOTAK MAH. BANK has posted a net profit of Rs 18 bn (up 12.7% YoY). Sales on the other hand came in at Rs 77 bn (up 21.2% YoY). Read on for a complete analysis of KOTAK MAH. BANK's quarterly results.

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