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CITY UNION BANK vs ORIENTAL BANK - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

ORIENTAL BANK 
   Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    CITY UNION BANK ORIENTAL BANK CITY UNION BANK/
ORIENTAL BANK
 
P/E (TTM) x 18.0 3.5 519.3% View Chart
P/BV x 3.1 0.1 2,971.5% View Chart
Dividend Yield % 0.1 0.0 -  

Financials

 CITY UNION BANK   ORIENTAL BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
ORIENTAL BANK
Mar-19
CITY UNION BANK/
ORIENTAL BANK
5-Yr Chart
Click to enlarge
High Rs209116 179.4%   
Low Rs14558 249.6%   
Income per share (Unadj.) Rs51.2130.4 39.3%  
Earnings per share (Unadj.) Rs8.9-42.5 -21.0%  
Cash flow per share (Unadj.) Rs17.0-91.0 -18.6%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs62.6137.9 45.4%  
Shares outstanding (eoy) m664.731,370.21 48.5%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.50.7 516.5%   
Avg P/E ratio x19.9-2.1 -966.4%  
Avg P/CF ratio x11.67.6 152.7%  
Avg Price/Bookvalue ratio x2.80.6 446.6%  
Dividend payout %3.40-   
Avg Mkt Cap Rs m117,591119,551 98.4%   
No. of employees `0005.321.7 24.5%   
Total wages & salary Rs m3,15923,976 13.2%   
Avg. income/employee Rs Th6,396.78,223.0 77.8%   
Avg. wages/employee Rs Th593.91,103.4 53.8%   
Avg. net profit/employee Rs Th1,113.0-2,677.0 -41.6%   
INCOME DATA
Interest income Rs m34,024178,677 19.0%  
Other income Rs m5,32126,691 19.9%   
Interest expense Rs m19,721123,696 15.9%   
Net interest income Rs m14,30354,981 26.0%  
Operating expense Rs m7,54744,134 17.1%   
Gross profit Rs m6,75710,847 62.3%  
Gross profit margin %19.96.1 327.1%  
Provisions/contingencies Rs m4,17873,845 5.7%   
Profit before tax Rs m7,900-36,308 -21.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-58,717 0.0%   
Tax Rs m1,980-36,858 -5.4%   
Profit after tax Rs m5,920-58,168 -10.2%  
Net profit margin %17.4-32.6 -53.4%  
BALANCE SHEET DATA
Advances Rs m278,5281,592,848 17.5%   
Deposits Rs m328,5262,326,454 14.1%  
Credit/Deposit ratio x84.868.5 123.8%  
Yield on advances %10.27.6 134.5%   
Cost of deposits %5.95.0 118.1%   
Net Interest Margin %3.72.2 172.9%  
Net fixed assets Rs m2,23125,893 8.6%   
Share capital Rs m66513,702 4.9%   
Free reserves Rs m40,968175,310 23.4%   
Net worth Rs m41,632189,012 22.0%   
Borrowings Rs m17,359141,194 12.3%   
Investments Rs m78,791792,678 9.9%   
Total assets Rs m399,3732,719,096 14.7%  
Debt/equity ratio x8.313.1 63.6%   
Return on assets %1.5-2.1 -69.3%  
Return on equity %14.2-30.8 -46.2%  
Capital adequacy ratio %16.212.7 127.4%  
Net NPAs %1.75.9 28.7%  
CASH FLOW
From Operations Rs m-1,831-29,515 6.2%  
From Investments Rs m-605-2,226 27.2%  
From Financial Activity Rs m1159,688 0.0%  
Net Cashflow Rs m-2,42527,947 -8.7%  

Share Holding

Indian Promoters % 0.0 59.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 24.0 42.5%  
FIIs % 33.4 9.9 337.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 7.0 800.0%  
Shareholders   82,699 114,330 72.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   KOTAK MAHINDRA BANK  UNITED BANK OF INDIA  UNION BANK  SBI  KARUR VYSYA BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ORIENTAL BANK Announces Quarterly Results (1QFY20); Net Profit Up 128.7% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, ORIENTAL BANK has posted a net profit of Rs 1 bn (up 128.7% YoY). Sales on the other hand came in at Rs 49 bn (up 15.2% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

ORIENTAL BANK Announces Quarterly Results (4QFY19); Net Profit Up 112.2% (Quarterly Result Update)

May 15, 2019 | Updated on May 15, 2019

For the quarter ended March 2019, ORIENTAL BANK has posted a net profit of Rs 2 bn (up 112.2% YoY). Sales on the other hand came in at Rs 48 bn (up 11.9% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

ORIENTAL BANK Announces Quarterly Results (3QFY19); Net Profit Up 107.3% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, ORIENTAL BANK has posted a net profit of Rs 1 bn (up 107.3% YoY). Sales on the other hand came in at Rs 46 bn (up 7.0% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

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Sep 20, 2019 (Close)

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