X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare City Union Bank with Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs UNION BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK UNION BANK CITY UNION BANK/
UNION BANK
 
P/E (TTM) x 18.7 -1.1 - View Chart
P/BV x 3.1 0.2 1,370.6% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 CITY UNION BANK   UNION BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-17
UNION BANK
Mar-18
CITY UNION BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs169205 82.2%   
Low Rs9386 108.1%   
Income per share (Unadj.) Rs52.8282.0 18.7%  
Earnings per share (Unadj.) Rs8.4-44.6 -18.8%  
Cash flow per share (Unadj.) Rs18.0-115.2 -15.6%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs59.4216.1 27.5%  
Shares outstanding (eoy) m601.061,168.57 51.4%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x2.50.5 479.9%   
Avg P/E ratio x15.6-3.3 -479.2%  
Avg P/CF ratio x9.81.9 517.2%  
Avg Price/Bookvalue ratio x2.20.7 326.9%  
Dividend payout %3.60-   
Avg Mkt Cap Rs m78,589170,027 46.2%   
No. of employees `0004.737.6 12.5%   
Total wages & salary Rs m2,98133,322 8.9%   
Avg. income/employee Rs Th6,768.68,766.7 77.2%   
Avg. wages/employee Rs Th635.8886.5 71.7%   
Avg. net profit/employee Rs Th1,072.2-1,386.8 -77.3%   
INCOME DATA
Interest income Rs m31,738329,516 9.6%  
Other income Rs m4,84054,621 8.9%   
Interest expense Rs m19,750234,709 8.4%   
Net interest income Rs m11,98894,807 12.6%  
Operating expense Rs m6,89073,508 9.4%   
Gross profit Rs m5,09821,298 23.9%  
Gross profit margin %16.16.5 248.5%  
Provisions/contingencies Rs m3,010142,063 2.1%   
Profit before tax Rs m6,928-66,062 -10.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,900-13,938 -13.6%   
Profit after tax Rs m5,028-52,125 -9.6%  
Net profit margin %15.8-15.8 -100.1%  
BALANCE SHEET DATA
Advances Rs m238,3272,905,715 8.2%   
Deposits Rs m301,1574,102,884 7.3%  
Credit/Deposit ratio x79.170.8 111.7%  
Yield on advances %10.97.9 138.2%   
Cost of deposits %6.45.3 122.6%   
Net Interest Margin %3.62.0 174.5%  
Net fixed assets Rs m2,15138,461 5.6%   
Share capital Rs m60111,686 5.1%   
Free reserves Rs m22,455228,925 9.8%   
Net worth Rs m35,702252,518 14.1%   
Borrowings Rs m5,310456,804 1.2%   
Investments Rs m70,3151,255,107 5.6%   
Total assets Rs m352,7084,911,464 7.2%  
Debt/equity ratio x8.618.1 47.5%   
Return on assets %1.4-1.1 -134.3%  
Return on equity %14.1-20.6 -68.2%  
Capital adequacy ratio %15.811.5 137.7%  
Net NPAs %1.78.4 20.3%  
CASH FLOW
From Operations Rs m2,83660,893 4.7%  
From Investments Rs m-503-3,068 16.4%  
From Financial Activity Rs m-44107,919 -0.0%  
Net Cashflow Rs m2,289165,744 1.4%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 16.6 61.4%  
FIIs % 33.4 8.5 392.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 14.8 378.4%  
Shareholders   82,699 235,817 35.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   PNB  INDIAN OVERSEAS BANK  CORPORATION BANK  PUNJAB & SIND BANK  SYNDICATE BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 262 Points Lower; Metal & Realty Stocks Fall(Closing)

Indian share markets ended lower today amid weak global cues. At the closing bell, the BSE Sensex finished lower by 262 points.

Related Views on News

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

More Views on News

Most Popular

After Vakrangee and Manpasand, More Auditors May Soon Resign. To Protect Your Wealth, Avoid these Stocks(The 5 Minute Wrapup)

Jun 8, 2018

The change in auditing regulations can bring a big change in corporate governance behaviour in the mid and small-cap space.

Should You Get out of Small Caps Now... Before the Fall Worsens(Profit Hunter)

Jun 6, 2018

An almost zero-loss strategy that works best when markets correct. Don't let the current volatility overwhelm you. Focus on the fundamentals and long term, and buy stocks where quality meets value.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Has the Market Bottomed Out?(Sector Info)

Jun 11, 2018

The yield spread is an effective barometer that can indicate the direction the markets are headed.

Is Data Pointing Towards a Revival in the FMCG Sector?(Sector Info)

Jun 8, 2018

After several quarters of stress in the aftermath of demonetisation and the rollout of GST, this data is pointing towards revival in the India's rural FMCG industry.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Jun 19, 2018 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 5-YR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS