Compare City Union Bank with United Bank of India - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs UNITED BANK OF INDIA - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK UNITED BANK OF INDIA CITY UNION BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 26.1 0.7 3,553.1% View Chart
P/BV x 2.2 0.0 7,885.2% View Chart
Dividend Yield % 0.3 0.0 -  

Financials

 CITY UNION BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
UNITED BANK OF INDIA
Mar-19
CITY UNION BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs20715 1,400.0%   
Low Rs1579 1,725.3%   
Income per share (Unadj.) Rs51.311.5 445.1%  
Earnings per share (Unadj.) Rs9.3-3.1 -298.2%  
Cash flow per share (Unadj.) Rs20.4-10.3 -198.3%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.915.5 425.7%  
Shares outstanding (eoy) m734.507,427.92 9.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.61.0 342.4%   
Avg P/E ratio x19.6-3.8 -511.1%  
Avg P/CF ratio x13.42.4 555.1%  
Avg Price/Bookvalue ratio x2.80.8 357.9%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,75288,764 150.7%   
No. of employees `0005.514.3 38.6%   
Total wages & salary Rs m3,64419,545 18.6%   
Avg. income/employee Rs Th6,827.15,987.6 114.0%   
Avg. wages/employee Rs Th660.51,367.2 48.3%   
Avg. net profit/employee Rs Th1,237.5-1,620.0 -76.4%   
INCOME DATA
Interest income Rs m37,67285,599 44.0%  
Other income Rs m5,14423,846 21.6%   
Interest expense Rs m21,55765,853 32.7%   
Net interest income Rs m16,11519,746 81.6%  
Operating expense Rs m8,85929,476 30.1%   
Gross profit Rs m7,256-9,730 -74.6%  
Gross profit margin %19.3-11.4 -169.4%  
Provisions/contingencies Rs m3,15159,925 5.3%   
Profit before tax Rs m9,249-45,809 -20.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,420-22,650 -10.7%   
Profit after tax Rs m6,829-23,159 -29.5%  
Net profit margin %18.1-27.1 -67.0%  
BALANCE SHEET DATA
Advances Rs m326,733669,551 48.8%   
Deposits Rs m384,4801,349,833 28.5%  
Credit/Deposit ratio x85.049.6 171.3%  
Yield on advances %9.77.6 128.7%   
Cost of deposits %5.54.7 117.0%   
Net Interest Margin %3.71.4 259.0%  
Net fixed assets Rs m2,50012,401 20.2%   
Share capital Rs m73574,279 1.0%   
Free reserves Rs m47,67340,710 117.1%   
Net worth Rs m48,408114,989 42.1%   
Borrowings Rs m4,80922,037 21.8%   
Investments Rs m77,122609,760 12.6%   
Total assets Rs m452,5891,515,299 29.9%  
Debt/equity ratio x8.011.9 67.4%   
Return on assets %1.5-1.5 -98.7%  
Return on equity %14.1-20.1 -70.0%  
Capital adequacy ratio %15.613.0 119.6%  
Net NPAs %1.88.7 20.9%  
CASH FLOW
From Operations Rs m3,969-150,737 -2.6%  
From Investments Rs m-867-732 118.4%  
From Financial Activity Rs m16645,761 0.4%  
Net Cashflow Rs m3,269-105,708 -3.1%  

Share Holding

Indian Promoters % 0.0 88.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 5.2 196.2%  
FIIs % 33.4 0.3 11,133.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 6.5 861.5%  
Shareholders   82,699 78,272 105.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   HDFC BANK  FEDERAL BANK  KARUR VYSYA BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Service Sector Growth in November, RBI Action on HDFC Bank, and Top Buzzing Stocks Today(Pre-Open)

Indian share markets ended on a flat note yesterday. At the closing bell yesterday, the BSE Sensex stood higher by 15 points.

Related Views on News

CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

Not Infosys or Wipro. India's Next Wealth Creators Could Be Drone Stocks(Profit Hunter)

Nov 25, 2020

India's drones directorate signals the next big defence tech multibaggers.

It's Time to Book Profits(Fast Profits Daily)

Nov 27, 2020

In my first video on Equitymaster, I want to introduce you my proprietary greed and fear index. It's telling us to book some profits in the market.

How the New Margins Will Impact You(Fast Profits Daily)

Nov 25, 2020

The new rules on margins will come into effect from 1st December. Are you ready?

Create Wealth for Yourself in India's Drone Revolution(Profit Hunter)

Nov 27, 2020

The Chinese drone market is 14 times that of India's. Billions may flow into Indian drone companies too. Don't miss out on this wealth creating opportunity.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Dec 3, 2020 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK - SYNDICATE BANK COMPARISON

COMPARE CITY UNION BANK WITH

MARKET STATS