X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare City Union Bank with ING Vysya Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs ING VYSYA BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

ING VYSYA BANK 
   Change

ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK ING VYSYA BANK CITY UNION BANK/
ING VYSYA BANK
 
P/E (TTM) x 19.0 28.5 66.7% View Chart
P/BV x 2.9 2.8 103.7% View Chart
Dividend Yield % 0.2 0.6 29.8%  

Financials

 CITY UNION BANK   ING VYSYA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-17
ING VYSYA BANK
Mar-14
CITY UNION BANK/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs169667 25.3%   
Low Rs93406 22.9%   
Income per share (Unadj.) Rs52.8275.9 19.1%  
Earnings per share (Unadj.) Rs8.434.9 24.0%  
Cash flow per share (Unadj.) Rs18.0123.0 14.6%  
Dividends per share (Unadj.) Rs0.306.00 5.0%  
Avg Dividend yield %0.21.1 20.5%  
Book value per share (Unadj.) Rs59.4375.2 15.8%  
Shares outstanding (eoy) m601.06188.64 318.6%   
Bonus/Rights/Conversions ESOSPI-  
Avg Price / Income ratio x2.51.9 127.4%   
Avg P/E ratio x15.615.4 101.7%  
Avg P/CF ratio x9.812.5 78.1%  
Avg Price/Bookvalue ratio x2.21.4 154.0%  
Dividend payout %3.617.2 20.8%   
Avg Mkt Cap Rs m78,589101,158 77.7%   
No. of employees `0004.7NA-   
Total wages & salary Rs m2,9819,177 32.5%   
Avg. income/employee Rs Th6,768.6NM-  
Avg. wages/employee Rs Th635.8NM-  
Avg. net profit/employee Rs Th1,072.2N.A.-  
INCOME DATA
Interest income Rs m31,73852,053 61.0%  
Other income Rs m4,8408,668 55.8%   
Interest expense Rs m19,75034,517 57.2%   
Net interest income Rs m11,98817,535 68.4%  
Operating expense Rs m6,89014,925 46.2%   
Gross profit Rs m5,0982,610 195.3%  
Gross profit margin %16.15.0 320.3%  
Provisions/contingencies Rs m3,0101,500 200.6%   
Profit before tax Rs m6,9289,778 70.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,9003,198 59.4%   
Profit after tax Rs m5,0286,579 76.4%  
Net profit margin %15.812.6 125.3%  
BALANCE SHEET DATA
Advances Rs m238,327358,289 66.5%   
Deposits Rs m301,157412,122 73.1%  
Credit/Deposit ratio x79.186.9 91.0%  
Yield on advances %10.910.6 102.8%   
Cost of deposits %6.46.6 98.1%   
Net Interest Margin %3.63.0 118.3%  
Net fixed assets Rs m2,1515,248 41.0%   
Share capital Rs m6011,886 31.9%   
Free reserves Rs m22,45556,798 39.5%   
Net worth Rs m35,70270,782 50.4%   
Borrowings Rs m5,31096,685 5.5%   
Investments Rs m70,315167,187 42.1%   
Total assets Rs m352,708604,134 58.4%  
Debt/equity ratio x8.67.2 119.4%   
Return on assets %1.41.1 130.9%  
Return on equity %14.19.3 151.5%  
Capital adequacy ratio %15.816.8 94.5%  
Net NPAs %1.70.3 610.7%  
CASH FLOW
From Operations Rs m2,836-19,300 -14.7%  
From Investments Rs m-503-826 60.9%  
From Financial Activity Rs m-4450,052 -0.1%  
Net Cashflow Rs m2,28929,926 7.6%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 43.1 -  
Indian inst/Mut Fund % 10.2 14.8 68.9%  
FIIs % 33.4 28.7 116.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 13.4 417.9%  
Shareholders   82,699 30,627 270.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   INDIAN OVERSEAS BANK  J&K BANK  BANK OF BARODA  PNB  AXIS BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes Firm; Software & FMCG Stocks Gain(Closing)

Indian share markets finished the trading session well above the dotted line, snapping a three-day falling streak amid firm Asian markets.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Feb 21, 2018 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 5-YR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS