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Compare City Union Bank with ING Vysya Bank - Equitymaster

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CITY UNION BANK vs ING VYSYA BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

ING VYSYA BANK 
   Change

ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More

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Current Valuations

    CITY UNION BANK ING VYSYA BANK CITY UNION BANK/
ING VYSYA BANK
 
P/E (TTM) x 15.4 28.5 53.9% View Chart
P/BV x 2.4 2.8 84.6% View Chart
Dividend Yield % 0.2 0.6 31.3%  

Financials

 CITY UNION BANK   ING VYSYA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
ING VYSYA BANK
Mar-14
CITY UNION BANK/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs209667 31.3%   
Low Rs145406 35.8%   
Income per share (Unadj.) Rs51.2275.9 18.5%  
Earnings per share (Unadj.) Rs8.934.9 25.5%  
Cash flow per share (Unadj.) Rs17.0123.0 13.8%  
Dividends per share (Unadj.) Rs0.306.00 5.0%  
Avg Dividend yield %0.21.1 15.2%  
Book value per share (Unadj.) Rs62.6375.2 16.7%  
Shares outstanding (eoy) m664.73188.64 352.4%   
Bonus/Rights/Conversions ESOSPI-  
Avg Price / Income ratio x3.51.9 177.8%   
Avg P/E ratio x19.915.4 129.2%  
Avg P/CF ratio x11.612.5 93.0%  
Avg Price/Bookvalue ratio x2.81.4 197.6%  
Dividend payout %3.417.2 19.6%   
Avg Mkt Cap Rs m117,591101,158 116.2%   
No. of employees `0005.3NA-   
Total wages & salary Rs m3,1599,177 34.4%   
Avg. income/employee Rs Th6,396.7NM-  
Avg. wages/employee Rs Th593.9NM-  
Avg. net profit/employee Rs Th1,113.0N.A.-  
INCOME DATA
Interest income Rs m34,02452,053 65.4%  
Other income Rs m5,3218,668 61.4%   
Interest expense Rs m19,72134,517 57.1%   
Net interest income Rs m14,30317,535 81.6%  
Operating expense Rs m7,54714,925 50.6%   
Gross profit Rs m6,7572,610 258.9%  
Gross profit margin %19.95.0 396.0%  
Provisions/contingencies Rs m4,1781,500 278.4%   
Profit before tax Rs m7,9009,778 80.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,9803,198 61.9%   
Profit after tax Rs m5,9206,579 90.0%  
Net profit margin %17.412.6 137.7%  
BALANCE SHEET DATA
Advances Rs m278,528358,289 77.7%   
Deposits Rs m328,526412,122 79.7%  
Credit/Deposit ratio x84.886.9 97.5%  
Yield on advances %10.210.6 96.5%   
Cost of deposits %5.96.6 89.3%   
Net Interest Margin %3.73.0 124.1%  
Net fixed assets Rs m2,2315,248 42.5%   
Share capital Rs m6651,886 35.2%   
Free reserves Rs m40,96856,798 72.1%   
Net worth Rs m41,63270,782 58.8%   
Borrowings Rs m17,35996,685 18.0%   
Investments Rs m78,791167,187 47.1%   
Total assets Rs m399,373604,134 66.1%  
Debt/equity ratio x8.37.2 115.6%   
Return on assets %1.51.1 136.1%  
Return on equity %14.29.3 153.0%  
Capital adequacy ratio %16.216.8 96.8%  
Net NPAs %1.70.3 607.1%  
CASH FLOW
From Operations Rs m-1,831-19,300 9.5%  
From Investments Rs m-605-826 73.3%  
From Financial Activity Rs m1150,052 0.0%  
Net Cashflow Rs m-2,42529,926 -8.1%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 43.1 -  
Indian inst/Mut Fund % 10.2 14.8 68.9%  
FIIs % 33.4 28.7 116.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 13.4 417.9%  
Shareholders   82,699 30,627 270.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   FEDERAL BANK  YES BANK  PUNJAB & SIND BANK  BANK OF BARODA  ORIENTAL BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Nov 14, 2018 (Close)

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