X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Development Credit Bank with Andhra Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs ANDHRA BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK ANDHRA BANK DCB BANK/
ANDHRA BANK
 
P/E (TTM) x 23.6 18.5 127.5% View Chart
P/BV x 2.3 0.3 726.1% View Chart
Dividend Yield % 0.3 0.9 32.1%  

Financials

 DCB BANK   ANDHRA BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
ANDHRA BANK
Mar-16
DCB BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs17288 196.8%   
Low Rs7842 186.8%   
Income per share (Unadj.) Rs72.8258.9 28.1%  
Earnings per share (Unadj.) Rs7.07.9 88.3%  
Cash flow per share (Unadj.) Rs28.914.3 201.9%  
Dividends per share (Unadj.) Rs0.500.50 100.0%  
Avg Dividend yield %0.40.8 51.7%  
Book value per share (Unadj.) Rs77.3161.4 47.9%  
Shares outstanding (eoy) m285.36681.16 41.9%   
Bonus/Rights/Conversions OIOI-  
Avg Price / Income ratio x1.70.2 688.8%   
Avg P/E ratio x17.98.2 219.2%  
Avg P/CF ratio x11.51.3 911.1%  
Avg Price/Bookvalue ratio x1.60.4 404.4%  
Dividend payout %7.16.3 113.3%   
Avg Mkt Cap Rs m35,71344,037 81.1%   
No. of employees `000NA18.7 0.0%   
Total wages & salary Rs m3,08017,679 17.4%   
Avg. income/employee Rs ThNM9,452.6-  
Avg. wages/employee Rs ThNM947.6-  
Avg. net profit/employee Rs ThN.A.289.4-  
INCOME DATA
Interest income Rs m20,762176,347 11.8%  
Other income Rs m2,49515,645 15.9%   
Interest expense Rs m12,791123,137 10.4%   
Net interest income Rs m7,97153,210 15.0%  
Operating expense Rs m6,28329,254 21.5%   
Gross profit Rs m1,68823,955 7.0%  
Gross profit margin %8.113.6 59.8%  
Provisions/contingencies Rs m1,11529,560 3.8%   
Profit before tax Rs m3,06710,040 30.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,0704,642 23.1%   
Profit after tax Rs m1,9975,398 37.0%  
Net profit margin %9.63.1 314.2%  
BALANCE SHEET DATA
Advances Rs m158,1761,307,879 12.1%   
Deposits Rs m192,8921,743,024 11.1%  
Credit/Deposit ratio x82.075.0 109.3%  
Yield on advances %10.410.3 101.2%   
Cost of deposits %6.16.5 93.3%   
Net Interest Margin %3.52.7 127.1%  
Net fixed assets Rs m4,88613,684 35.7%   
Share capital Rs m2,8546,812 41.9%   
Free reserves Rs m13,11650,615 25.9%   
Net worth Rs m22,049109,944 20.1%   
Borrowings Rs m12,75897,156 13.1%   
Investments Rs m58,179538,642 10.8%   
Total assets Rs m240,4641,999,618 12.0%  
Debt/equity ratio x9.316.7 55.7%   
Return on assets %0.80.3 307.6%  
Return on equity %9.14.9 184.4%  
Capital adequacy ratio %13.811.6 118.8%  
Net NPAs %0.84.6 17.1%  
CASH FLOW
From Operations Rs m2,39877,096 3.1%  
From Investments Rs m-711-2,707 26.3%  
From Financial Activity Rs m1,322-61,303 -2.2%  
Net Cashflow Rs m3,00913,086 23.0%  

Share Holding

Indian Promoters % 0.9 60.1 1.5%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 10.9 212.8%  
FIIs % 15.0 11.5 130.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 17.4 261.5%  
Shareholders   184,073 222,746 82.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   J&K BANK  CORPORATION BANK  IDBI BANK  SYNDICATE BANK  DHANLAXMI BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Continue Downtrend; Realty Stocks Top Losers(01:30 pm)

After opening the day lower, share markets in India have continued the downtrend and are currently trading below the dotted line. Sectoral indices are trading on a negative note with stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

Rule-Based Investing Can Make A Lot of Money(The 5 Minute Wrapup)

Sep 16, 2017

We take a glimpse of Equitymaster's results from rule based investing.

Feeling Left Out? Two Opportunities to Make Money in This Market(Daily Profit Hunter)

Sep 13, 2017

Nifty is above 10,000 once again. Have you missed the bus?

Gold Imports Surge: Are People Hedging the Risk of Another Demonetisation?(Vivek Kaul's Diary)

Sep 19, 2017

Imports of the yellow metal have surged big time this year.

Introducing Smart Contrarian: The Blueprint for Big Profits from Small Investments

Sep 18, 2017

Welcome to a bold, new initiative designed for the truly contrarian investor.

A Little-Known Japanese Secret for Compounding Wealth

Sep 22, 2017

What Warren Buffett and Benjamin Graham have in common with a little known Japanese secret.

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Sep 25, 2017 03:10 PM

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK - CANARA BANK COMPARISON

COMPARE DCB BANK WITH

MARKET STATS