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ChangeDevelopment Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More
Registered in 1935 with an authorised capital of Rs 1 m, Bank of Maharashtra (BoM) commenced business in 1936. The government held 78.95% stake in the bank at the end of March 2012 after an infusion from the government and a preferential allotment fr... More
| DCB BANK | BANK OF MAHARASHTRA | DCB BANK/ BANK OF MAHARASHTRA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 23.1 | -2.0 | - | View Chart |
| P/BV | x | 2.3 | 0.3 | 703.8% | View Chart |
| Dividend Yield | % | 0.3 | 0.0 | - |
 DCB BANK  BANK OF MAHARASHTRA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| DCB BANK Mar-17 |
BANK OF MAHARASHTRA Mar-16 |
DCB BANK/ BANK OF MAHARASHTRA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 172 | 44 | 389.6% | |
| Low | Rs | 78 | 27 | 291.4% | |
| Income per share (Unadj.) | Rs | 72.8 | 111.9 | 65.0% | |
| Earnings per share (Unadj.) | Rs | 7.0 | 1.0 | 691.7% | |
| Cash flow per share (Unadj.) | Rs | 28.9 | 9.1 | 317.6% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
| Avg Dividend yield | % | 0.4 | 0 | - | |
| Book value per share (Unadj.) | Rs | 77.3 | 75.8 | 101.9% | |
| Shares outstanding (eoy) | m | 285.36 | 1,168.33 | 24.4% | |
| Bonus/Rights/Conversions | OI | PI | - | ||
| Avg Price / Income ratio | x | 1.7 | 0.3 | 542.1% | |
| Avg P/E ratio | x | 17.9 | 35.1 | 51.0% | |
| Avg P/CF ratio | x | 11.5 | 2.0 | 566.1% | |
| Avg Price/Bookvalue ratio | x | 1.6 | 0.5 | 346.0% | |
| Dividend payout | % | 7.1 | 0 | - | |
| Avg Mkt Cap | Rs m | 35,713 | 41,476 | 86.1% | |
| No. of employees | `000 | NA | 13.8 | 0.0% | |
| Total wages & salary | Rs m | 3,080 | 15,410 | 20.0% | |
| Avg. income/employee | Rs Th | NM | 9,495.2 | - | |
| Avg. wages/employee | Rs Th | NM | 1,119.5 | - | |
| Avg. net profit/employee | Rs Th | N.A. | 85.9 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 20,762 | 130,701 | 15.9% | |
| Other income | Rs m | 2,495 | 10,201 | 24.5% | |
| Interest expense | Rs m | 12,791 | 91,736 | 13.9% | |
| Net interest income | Rs m | 7,971 | 38,965 | 20.5% | |
| Operating expense | Rs m | 6,283 | 25,538 | 24.6% | |
| Gross profit | Rs m | 1,688 | 13,428 | 12.6% | |
| Gross profit margin | % | 8.1 | 10.3 | 79.1% | |
| Provisions/contingencies | Rs m | 1,115 | 19,275 | 5.8% | |
| Profit before tax | Rs m | 3,067 | 4,354 | 70.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 1,070 | 3,172 | 33.7% | |
| Profit after tax | Rs m | 1,997 | 1,182 | 168.9% | |
| Net profit margin | % | 9.6 | 0.9 | 1,063.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 158,176 | 1,075,627 | 14.7% | |
| Deposits | Rs m | 192,892 | 1,389,800 | 13.9% | |
| Credit/Deposit ratio | x | 82.0 | 77.4 | 106.0% | |
| Yield on advances | % | 10.4 | 9.2 | 112.8% | |
| Cost of deposits | % | 6.1 | 6.1 | 100.8% | |
| Net Interest Margin | % | 3.5 | 2.5 | 137.3% | |
| Net fixed assets | Rs m | 4,886 | 16,945 | 28.8% | |
| Share capital | Rs m | 2,854 | 11,683 | 24.4% | |
| Free reserves | Rs m | 13,116 | 43,798 | 29.9% | |
| Net worth | Rs m | 22,049 | 88,601 | 24.9% | |
| Borrowings | Rs m | 12,758 | 92,281 | 13.8% | |
| Investments | Rs m | 58,179 | 363,017 | 16.0% | |
| Total assets | Rs m | 240,464 | 1,610,288 | 14.9% | |
| Debt/equity ratio | x | 9.3 | 16.7 | 55.8% | |
| Return on assets | % | 0.8 | 0.1 | 1,131.4% | |
| Return on equity | % | 9.1 | 1.3 | 678.9% | |
| Capital adequacy ratio | % | 13.8 | 11.2 | 122.9% | |
| Net NPAs | % | 0.8 | 6.4 | 12.3% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,398 | 29,044 | 8.3% | |
| From Investments | Rs m | -711 | -1,510 | 47.1% | |
| From Financial Activity | Rs m | 1,322 | -1,864 | -70.9% | |
| Net Cashflow | Rs m | 3,009 | 25,670 | 11.7% | |
| Indian Promoters | % | 0.9 | 85.2 | 1.1% | |
| Foreign collaborators | % | 15.5 | 0.0 | - | |
| Indian inst/Mut Fund | % | 23.2 | 7.1 | 326.8% | |
| FIIs | % | 15.0 | 0.5 | 3,000.0% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 45.5 | 7.3 | 623.3% | |
| Shareholders | 184,073 | 185,345 | 99.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DCB BANK With: ORIENTAL BANK KARUR VYSYA BANK ANDHRA BANK SBI KARNATAKA BANK
Compare DCB BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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