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DCB BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK BANDHAN BANK DCB BANK/
BANDHAN BANK
 
P/E (TTM) x 7.1 9.7 73.3% View Chart
P/BV x 0.8 1.5 55.1% View Chart
Dividend Yield % 1.0 0.8 126.0%  

Financials

 DCB BANK   BANDHAN BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
BANDHAN BANK
Mar-23
DCB BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs141350 40.4%   
Low Rs69182 38.0%   
Income per share (Unadj.) Rs134.898.7 136.6%  
Earnings per share (Unadj.) Rs14.913.6 109.7%  
Cash flow per share (Unadj.) Rs52.816.3 323.3%  
Dividends per share (Unadj.) Rs1.251.50 83.3%  
Avg Dividend yield %1.20.6 210.6%  
Book value per share (Unadj.) Rs146.5121.5 120.6%  
Shares outstanding (eoy) m311.501,610.84 19.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.7 29.0%   
Avg P/E ratio x7.019.5 36.1%  
Avg P/CF ratio x4.26.0 69.0%  
Avg Price/Bookvalue ratio x0.72.2 32.8%  
Dividend payout %8.411.0 76.0%   
Avg Mkt Cap Rs m32,762428,241 7.7%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92927,151 25.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,003159,047 26.4%  
Other income Rs m4,09424,686 16.6%   
Interest expense Rs m24,83366,451 37.4%   
Net interest income Rs m17,17092,596 18.5%  
Operating expense Rs m13,39746,368 28.9%   
Gross profit Rs m3,77346,228 8.2%  
Gross profit margin %9.029.1 30.9%  
Provisions/contingencies Rs m3,21248,967 6.6%   
Profit before tax Rs m6,27628,930 21.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6206,983 23.2%   
Profit after tax Rs m4,65621,946 21.2%  
Net profit margin %11.113.8 80.3%  
BALANCE SHEET DATA
Advances Rs m343,8071,047,568 32.8%   
Deposits Rs m412,3891,080,693 38.2%  
Credit/Deposit ratio x83.496.9 86.0%  
Yield on advances %9.913.1 75.1%   
Cost of deposits %5.45.0 107.0%   
Net Interest Margin %3.76.8 54.1%  
Net fixed assets Rs m7,8275,089 153.8%   
Share capital Rs m3,11516,108 19.3%   
Free reserves Rs m42,515179,614 23.7%   
Net worth Rs m45,630195,722 23.3%   
Borrowings Rs m41,181247,108 16.7%   
Investments Rs m125,825323,659 38.9%   
Total assets Rs m523,6591,557,700 33.6%  
Debt/equity ratio x9.96.8 146.5%   
Return on assets %0.91.4 63.1%  
Return on equity %10.211.2 91.0%  
Capital adequacy ratio %17.619.8 88.8%  
Net NPAs %1.01.2 88.9%  
CASH FLOW
From Operations Rs m-15,657-42,446 36.9%  
From Investments Rs m-1,648-16,179 10.2%  
From Financial Activity Rs m8147,913 0.2%  
Net Cashflow Rs m-17,223-10,713 160.8%  

Share Holding

Indian Promoters % 0.8 40.0 2.0%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 47.2 49.6 95.2%  
FIIs % 13.0 34.8 37.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 60.0 142.0%  
Shareholders   185,692 550,138 33.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs BANDHAN BANK Share Price Performance

Period DCB Bank BANDHAN BANK S&P BSE BANKEX
1-Day 1.32% -0.39% 0.82%
1-Month -7.50% -8.39% 2.48%
1-Year 12.62% -3.95% 19.28%
3-Year CAGR 4.01% -18.79% 12.00%
5-Year CAGR -10.29% -19.15% 9.40%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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