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DCB BANK vs HDFC BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    DCB BANK HDFC BANK DCB BANK/
HDFC BANK
 
P/E (TTM) x 17.1 29.8 57.5% View Chart
P/BV x 1.9 4.3 43.4% View Chart
Dividend Yield % 0.5 1.2 39.0%  

Financials

 DCB BANK   HDFC BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
HDFC BANK
Mar-19
DCB BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs2092,327 9.0%   
Low Rs1401,880 7.4%   
Income per share (Unadj.) Rs98.3386.2 25.4%  
Earnings per share (Unadj.) Rs10.582.0 12.8%  
Cash flow per share (Unadj.) Rs39.4196.5 20.0%  
Dividends per share (Unadj.) Rs1.0015.00 6.7%  
Avg Dividend yield %0.60.7 80.6%  
Book value per share (Unadj.) Rs100.6564.3 17.8%  
Shares outstanding (eoy) m309.552,723.31 11.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.85.4 32.5%   
Avg P/E ratio x16.625.7 64.5%  
Avg P/CF ratio x11.618.7 62.0%  
Avg Price/Bookvalue ratio x1.73.7 46.4%  
Dividend payout %9.518.3 52.0%   
Avg Mkt Cap Rs m53,8625,728,891 0.9%   
No. of employees `0006.198.1 6.3%   
Total wages & salary Rs m4,340104,512 4.2%   
Avg. income/employee Rs Th4,958.410,724.0 46.2%   
Avg. wages/employee Rs Th707.51,065.8 66.4%   
Avg. net profit/employee Rs Th530.42,277.4 23.3%   
INCOME DATA
Interest income Rs m30,4151,051,607 2.9%  
Other income Rs m3,502189,471 1.8%   
Interest expense Rs m18,922537,127 3.5%   
Net interest income Rs m11,493514,481 2.2%  
Operating expense Rs m8,529276,948 3.1%   
Gross profit Rs m2,964237,533 1.2%  
Gross profit margin %9.722.6 43.1%  
Provisions/contingencies Rs m1,40183,822 1.7%   
Profit before tax Rs m5,065340,918 1.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m01,132 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,812118,726 1.5%   
Profit after tax Rs m3,254223,324 1.5%  
Net profit margin %10.721.2 50.4%  
BALANCE SHEET DATA
Advances Rs m235,6808,692,227 2.7%   
Deposits Rs m284,3519,225,027 3.1%  
Credit/Deposit ratio x82.994.2 88.0%  
Yield on advances %10.49.6 107.8%   
Cost of deposits %6.04.4 135.1%   
Net Interest Margin %3.44.2 80.8%  
Net fixed assets Rs m5,26042,198 12.5%   
Share capital Rs m3,0965,447 56.8%   
Free reserves Rs m28,0491,531,280 1.8%   
Net worth Rs m31,1441,536,727 2.0%   
Borrowings Rs m27,2321,577,328 1.7%   
Investments Rs m78,4412,869,177 2.7%   
Total assets Rs m357,91812,928,057 2.8%  
Debt/equity ratio x10.07.0 142.3%   
Return on assets %0.91.7 52.6%  
Return on equity %10.414.5 71.9%  
Capital adequacy ratio %16.817.1 98.3%  
Net NPAs %0.70.4 166.7%  
CASH FLOW
From Operations Rs m-2,813-628,715 0.4%  
From Investments Rs m-764-15,984 4.8%  
From Financial Activity Rs m7,792231,307 3.4%  
Net Cashflow Rs m4,214-412,439 -1.0%  

Share Holding

Indian Promoters % 0.9 22.6 4.0%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 9.9 234.3%  
FIIs % 15.0 34.1 44.0%  
ADR/GDR % 0.0 17.0 -  
Free float % 45.5 16.4 277.4%  
Shareholders   184,073 415,166 44.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   BANK OF MAHARASHTRA  UNION BANK  CITY UNION BANK  KARUR VYSYA BANK  ANDHRA BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Related Views on News

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

HDFC BANK Announces Quarterly Results (3QFY19); Net Profit Up 20.3% (Quarterly Result Update)

Jan 21, 2019 | Updated on Jan 21, 2019

For the quarter ended December 2018, HDFC BANK has posted a net profit of Rs 56 bn (up 20.3% YoY). Sales on the other hand came in at Rs 259 bn (up 25.8% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

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Sep 20, 2019 (Close)

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