Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More
After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More
DCB BANK | IDBI BANK | DCB BANK/ IDBI BANK |
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P/E (TTM) | x | 10.1 | -0.9 | - | View Chart |
P/BV | x | 1.1 | 0.2 | 512.2% | View Chart |
Dividend Yield | % | 0.9 | 0.0 | - |
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EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
DCB BANK Mar-19 |
IDBI BANK Mar-18 |
DCB BANK/ IDBI BANK |
5-Yr Chart Click to enlarge
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High | Rs | 209 | 84 | 247.0% | |
Low | Rs | 140 | 52 | 269.3% | |
Income per share (Unadj.) | Rs | 98.3 | 74.7 | 131.5% | |
Earnings per share (Unadj.) | Rs | 10.5 | -26.4 | -39.9% | |
Cash flow per share (Unadj.) | Rs | 39.4 | -91.2 | -43.2% | |
Dividends per share (Unadj.) | Rs | 1.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 100.6 | 71.0 | 141.6% | |
Shares outstanding (eoy) | m | 309.55 | 3,083.86 | 10.0% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 1.8 | 0.9 | 194.3% | |
Avg P/E ratio | x | 16.6 | -2.6 | -641.0% | |
Avg P/CF ratio | x | 11.6 | 1.7 | 683.4% | |
Avg Price/Bookvalue ratio | x | 1.7 | 1.0 | 180.4% | |
Dividend payout | % | 9.5 | 0 | - | |
Avg Mkt Cap | Rs m | 53,862 | 210,011 | 25.6% | |
No. of employees | `000 | 6.1 | 17.5 | 35.1% | |
Total wages & salary | Rs m | 4,340 | 17,811 | 24.4% | |
Avg. income/employee | Rs Th | 4,958.4 | 13,188.1 | 37.6% | |
Avg. wages/employee | Rs Th | 707.5 | 1,019.2 | 69.4% | |
Avg. net profit/employee | Rs Th | 530.4 | -4,653.7 | -11.4% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 30,415 | 230,463 | 13.2% | |
Other income | Rs m | 3,502 | 72,434 | 4.8% | |
Interest expense | Rs m | 18,922 | 173,762 | 10.9% | |
Net interest income | Rs m | 11,493 | 56,701 | 20.3% | |
Operating expense | Rs m | 8,529 | 48,920 | 17.4% | |
Gross profit | Rs m | 2,964 | 7,781 | 38.1% | |
Gross profit margin | % | 9.7 | 3.4 | 288.7% | |
Provisions/contingencies | Rs m | 1,401 | 205,335 | 0.7% | |
Profit before tax | Rs m | 5,065 | -125,039 | -4.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 165 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,812 | -43,550 | -4.2% | |
Profit after tax | Rs m | 3,254 | -81,324 | -4.0% | |
Net profit margin | % | 10.7 | -35.3 | -30.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 235,680 | 1,717,400 | 13.7% | |
Deposits | Rs m | 284,351 | 2,477,766 | 11.5% | |
Credit/Deposit ratio | x | 82.9 | 69.3 | 119.6% | |
Yield on advances | % | 10.4 | 9.1 | 113.7% | |
Cost of deposits | % | 6.0 | 5.3 | 113.1% | |
Net Interest Margin | % | 3.4 | 1.9 | 176.2% | |
Net fixed assets | Rs m | 5,260 | 68,529 | 7.7% | |
Share capital | Rs m | 3,096 | 30,839 | 10.0% | |
Free reserves | Rs m | 28,049 | 241,447 | 11.6% | |
Net worth | Rs m | 31,144 | 219,080 | 14.2% | |
Borrowings | Rs m | 27,232 | 631,855 | 4.3% | |
Investments | Rs m | 78,441 | 918,477 | 8.5% | |
Total assets | Rs m | 357,918 | 3,511,368 | 10.2% | |
Debt/equity ratio | x | 10.0 | 14.2 | 70.5% | |
Return on assets | % | 0.9 | -2.3 | -39.3% | |
Return on equity | % | 10.4 | -37.1 | -28.1% | |
Capital adequacy ratio | % | 16.8 | 10.4 | 161.5% | |
Net NPAs | % | 0.7 | 16.7 | 3.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -2,813 | -121,504 | 2.3% | |
From Investments | Rs m | -764 | 3,563 | -21.4% | |
From Financial Activity | Rs m | 7,792 | 128,429 | 6.1% | |
Net Cashflow | Rs m | 4,214 | 10,488 | 40.2% |
Indian Promoters | % | 0.9 | 71.7 | 1.3% | |
Foreign collaborators | % | 15.5 | 0.0 | - | |
Indian inst/Mut Fund | % | 23.2 | 13.7 | 169.3% | |
FIIs | % | 15.0 | 3.4 | 441.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 45.5 | 11.2 | 406.3% | |
Shareholders | 184,073 | 438,231 | 42.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DCB BANK With: ALLAHABAD BANK VIJAYA BANK DHANLAXMI BANK PUNJAB & SIND BANK INDIAN OVERSEAS BANK
Compare DCB BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Asian stock markets retreated from record highs today as investors took some money off the table after a recent rally that was driven by hopes a massive US economic stimulus plan.
For the quarter ended September 2020, DCB BANK has posted a net profit of Rs 823 m (down 10.0% YoY). Sales on the other hand came in at Rs 9 bn (down 0.1% YoY). Read on for a complete analysis of DCB BANK's quarterly results.
For the quarter ended September 2020, IDBI BANK has posted a net profit of Rs 3 bn (up 109.4% YoY). Sales on the other hand came in at Rs 47 bn (down 9.8% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended June 2020, DCB BANK has posted a net profit of Rs 794 m (down 2.1% YoY). Sales on the other hand came in at Rs 9 bn (up 1.8% YoY). Read on for a complete analysis of DCB BANK's quarterly results.
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