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Compare Development Credit Bank with Indusind Bank - Equitymaster
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DCB BANK vs INDUSIND BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

INDUSIND BANK 
   Change

IndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More

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Current Valuations

    DCB BANK INDUSIND BANK DCB BANK/
INDUSIND BANK
 
P/E (TTM) x 23.4 33.6 69.6% View Chart
P/BV x 2.3 5.8 40.0% View Chart
Dividend Yield % 0.3 0.3 105.1%  

Financials

 DCB BANK   INDUSIND BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
INDUSIND BANK
Mar-16
DCB BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs172986 17.5%   
Low Rs78828 9.4%   
Income per share (Unadj.) Rs72.8194.6 37.4%  
Earnings per share (Unadj.) Rs7.038.4 18.2%  
Cash flow per share (Unadj.) Rs28.9108.7 26.5%  
Dividends per share (Unadj.) Rs0.504.50 11.1%  
Avg Dividend yield %0.40.5 80.5%  
Book value per share (Unadj.) Rs77.3297.2 26.0%  
Shares outstanding (eoy) m285.36594.99 48.0%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x1.74.7 36.9%   
Avg P/E ratio x17.923.6 75.8%  
Avg P/CF ratio x11.518.2 62.9%  
Avg Price/Bookvalue ratio x1.63.1 53.1%  
Dividend payout %7.111.7 61.0%   
Avg Mkt Cap Rs m35,713539,745 6.6%   
No. of employees `000NA23.1 0.0%   
Total wages & salary Rs m3,08012,361 24.9%   
Avg. income/employee Rs ThNM5,022.0-  
Avg. wages/employee Rs ThNM536.0-  
Avg. net profit/employee Rs ThN.A.991.5-  
INCOME DATA
Interest income Rs m20,762115,807 17.9%  
Other income Rs m2,49532,970 7.6%   
Interest expense Rs m12,79170,641 18.1%   
Net interest income Rs m7,97145,166 17.6%  
Operating expense Rs m6,28336,721 17.1%   
Gross profit Rs m1,6888,445 20.0%  
Gross profit margin %8.17.3 111.5%  
Provisions/contingencies Rs m1,1156,722 16.6%   
Profit before tax Rs m3,06734,693 8.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,07011,828 9.0%   
Profit after tax Rs m1,99722,865 8.7%  
Net profit margin %9.619.7 48.7%  
BALANCE SHEET DATA
Advances Rs m158,176884,193 17.9%   
Deposits Rs m192,892930,004 20.7%  
Credit/Deposit ratio x82.095.1 86.3%  
Yield on advances %10.410.5 99.6%   
Cost of deposits %6.16.1 99.5%   
Net Interest Margin %3.53.5 100.3%  
Net fixed assets Rs m4,88612,553 38.9%   
Share capital Rs m2,8545,950 48.0%   
Free reserves Rs m13,116142,889 9.2%   
Net worth Rs m22,049176,822 12.5%   
Borrowings Rs m12,758221,559 5.8%   
Investments Rs m58,179312,143 18.6%   
Total assets Rs m240,4641,400,570 17.2%  
Debt/equity ratio x9.36.5 143.2%   
Return on assets %0.81.6 50.9%  
Return on equity %9.112.9 70.0%  
Capital adequacy ratio %13.815.5 88.8%  
Net NPAs %0.80.4 219.4%  
CASH FLOW
From Operations Rs m2,398-67,879 -3.5%  
From Investments Rs m-711-2,575 27.6%  
From Financial Activity Rs m1,32263,782 2.1%  
Net Cashflow Rs m3,009-6,673 -45.1%  

Share Holding

Indian Promoters % 0.9 0.0 -  
Foreign collaborators % 15.5 15.2 102.0%  
Indian inst/Mut Fund % 23.2 7.5 309.3%  
FIIs % 15.0 43.3 34.6%  
ADR/GDR % 0.0 12.3 -  
Free float % 45.5 21.7 209.7%  
Shareholders   184,073 100,355 183.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   YES BANK  KARUR VYSYA BANK  ANDHRA BANK  SBI  PUNJAB & SIND BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Oct 18, 2017 03:36 PM

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