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DCB BANK vs INDUSIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK INDUSIND BANK DCB BANK/
INDUSIND BANK
 
P/E (TTM) x 7.2 13.3 54.3% View Chart
P/BV x 0.8 2.1 39.4% View Chart
Dividend Yield % 1.0 0.9 109.6%  

Financials

 DCB BANK   INDUSIND BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
INDUSIND BANK
Mar-23
DCB BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs1411,275 11.1%   
Low Rs69764 9.1%   
Income per share (Unadj.) Rs134.8468.7 28.8%  
Earnings per share (Unadj.) Rs14.995.9 15.6%  
Cash flow per share (Unadj.) Rs52.8184.3 28.7%  
Dividends per share (Unadj.) Rs1.2514.00 8.9%  
Avg Dividend yield %1.21.4 86.5%  
Book value per share (Unadj.) Rs146.5708.3 20.7%  
Shares outstanding (eoy) m311.50775.90 40.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.2 35.9%   
Avg P/E ratio x7.010.6 66.2%  
Avg P/CF ratio x4.25.5 75.9%  
Avg Price/Bookvalue ratio x0.71.4 49.9%  
Dividend payout %8.414.6 57.3%   
Avg Mkt Cap Rs m32,762791,025 4.1%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92941,787 16.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,003363,679 11.5%  
Other income Rs m4,09481,728 5.0%   
Interest expense Rs m24,833187,758 13.2%   
Net interest income Rs m17,170175,921 9.8%  
Operating expense Rs m13,397113,459 11.8%   
Gross profit Rs m3,77362,463 6.0%  
Gross profit margin %9.017.2 52.3%  
Provisions/contingencies Rs m3,21269,759 4.6%   
Profit before tax Rs m6,27699,322 6.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m04 0.0%   
Tax Rs m1,62024,891 6.5%   
Profit after tax Rs m4,65674,435 6.3%  
Net profit margin %11.120.5 54.2%  
BALANCE SHEET DATA
Advances Rs m343,8072,899,237 11.9%   
Deposits Rs m412,3893,361,202 12.3%  
Credit/Deposit ratio x83.486.3 96.7%  
Yield on advances %9.910.3 95.6%   
Cost of deposits %5.44.7 115.8%   
Net Interest Margin %3.74.7 77.5%  
Net fixed assets Rs m7,82719,435 40.3%   
Share capital Rs m3,1157,759 40.1%   
Free reserves Rs m42,515541,844 7.8%   
Net worth Rs m45,630549,603 8.3%   
Borrowings Rs m41,181490,112 8.4%   
Investments Rs m125,825830,757 15.1%   
Total assets Rs m523,6594,578,366 11.4%  
Debt/equity ratio x9.97.0 141.9%   
Return on assets %0.91.6 54.7%  
Return on equity %10.213.5 75.3%  
Capital adequacy ratio %17.617.9 98.3%  
Net NPAs %1.00.6 176.3%  
CASH FLOW
From Operations Rs m-15,657-124,423 12.6%  
From Investments Rs m-1,648-5,602 29.4%  
From Financial Activity Rs m8111,148 0.7%  
Net Cashflow Rs m-17,223-118,079 14.6%  

Share Holding

Indian Promoters % 0.8 0.0 -  
Foreign collaborators % 14.0 16.4 85.3%  
Indian inst/Mut Fund % 42.4 68.7 61.7%  
FIIs % 12.8 39.8 32.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 83.6 101.9%  
Shareholders   248,471 398,181 62.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs Indusind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Indusind Bank Share Price Performance

Period DCB Bank Indusind Bank S&P BSE BANKEX
1-Day 0.29% 0.80% 1.02%
1-Month 1.47% 3.59% 2.05%
1-Year 18.05% 32.67% 12.30%
3-Year CAGR 11.60% 21.34% 14.92%
5-Year CAGR -10.23% -2.56% 10.00%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Indusind Bank share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of Indusind Bank the stake stands at 16.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Indusind Bank.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

Indusind Bank paid Rs 14.0, and its dividend payout ratio stood at 14.6%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Indusind Bank.

For a sector overview, read our banking sector report.



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