Compare DCB Bank with Indian Overseas Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs INDIAN OVERSEAS BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK INDIAN OVERSEAS BANK DCB BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 9.9 -0.2 - View Chart
P/BV x 1.0 0.1 824.6% View Chart
Dividend Yield % 0.9 0.0 -  

Financials

 DCB BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
INDIAN OVERSEAS BANK
Mar-19
DCB BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs20919 1,115.0%   
Low Rs14011 1,279.8%   
Income per share (Unadj.) Rs98.319.3 509.4%  
Earnings per share (Unadj.) Rs10.5-4.1 -257.1%  
Cash flow per share (Unadj.) Rs39.4-16.1 -244.5%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.617.9 562.2%  
Shares outstanding (eoy) m309.559,141.65 3.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.80.8 230.8%   
Avg P/E ratio x16.6-3.6 -457.3%  
Avg P/CF ratio x11.61.4 810.8%  
Avg Price/Bookvalue ratio x1.70.8 209.1%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,862135,296 39.8%   
No. of employees `0006.126.3 23.3%   
Total wages & salary Rs m4,34026,469 16.4%   
Avg. income/employee Rs Th4,958.46,691.4 74.1%   
Avg. wages/employee Rs Th707.51,004.5 70.4%   
Avg. net profit/employee Rs Th530.4-1,418.6 -37.4%   
INCOME DATA
Interest income Rs m30,415176,313 17.3%  
Other income Rs m3,50242,063 8.3%   
Interest expense Rs m18,922123,521 15.3%   
Net interest income Rs m11,49352,791 21.8%  
Operating expense Rs m8,52944,516 19.2%   
Gross profit Rs m2,9648,276 35.8%  
Gross profit margin %9.74.7 207.7%  
Provisions/contingencies Rs m1,401132,171 1.1%   
Profit before tax Rs m5,065-59,605 -8.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-22,227 -8.2%   
Profit after tax Rs m3,254-37,379 -8.7%  
Net profit margin %10.7-21.2 -50.5%  
BALANCE SHEET DATA
Advances Rs m235,6801,325,976 17.8%   
Deposits Rs m284,3512,225,341 12.8%  
Credit/Deposit ratio x82.959.6 139.1%  
Yield on advances %10.48.8 117.4%   
Cost of deposits %6.05.2 115.8%   
Net Interest Margin %3.42.3 146.7%  
Net fixed assets Rs m5,26033,369 15.8%   
Share capital Rs m3,09691,417 3.4%   
Free reserves Rs m28,04972,182 38.9%   
Net worth Rs m31,144163,599 19.0%   
Borrowings Rs m27,23261,460 44.3%   
Investments Rs m78,441669,323 11.7%   
Total assets Rs m357,9182,500,075 14.3%  
Debt/equity ratio x10.014.0 71.6%   
Return on assets %0.9-1.5 -60.8%  
Return on equity %10.4-22.8 -45.7%  
Capital adequacy ratio %16.810.2 164.6%  
Net NPAs %0.710.8 6.0%  
CASH FLOW
From Operations Rs m-2,813-7,859 35.8%  
From Investments Rs m-764-6,471 11.8%  
From Financial Activity Rs m7,79257,795 13.5%  
Net Cashflow Rs m4,21443,465 9.7%  

Share Holding

Indian Promoters % 0.9 73.8 1.2%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 15.3 151.6%  
FIIs % 15.0 1.9 789.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 9.1 500.0%  
Shareholders   184,073 250,609 73.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   BANK OF MAHARASHTRA  UNION BANK  J&K BANK  UNITED BANK OF INDIA  ANDHRA BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Tumbles 600 Points Tracking Global Selloff; HDFC & Tata Steel Top Losers(09:30 am)

A fresh spike in US bond yields and a firm dollar triggered a selloff in Asian share markets today.

Related Views on News

DCB BANK Announces Quarterly Results (2QFY21); Net Profit Down 10.0% (Quarterly Result Update)

Nov 4, 2020 | Updated on Nov 4, 2020

For the quarter ended September 2020, DCB BANK has posted a net profit of Rs 823 m (down 10.0% YoY). Sales on the other hand came in at Rs 9 bn (down 0.1% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY21); Net Profit Down 2.1% (Quarterly Result Update)

Aug 10, 2020 | Updated on Aug 10, 2020

For the quarter ended June 2020, DCB BANK has posted a net profit of Rs 794 m (down 2.1% YoY). Sales on the other hand came in at Rs 9 bn (up 1.8% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

DCB BANK Announces Quarterly Results (4QFY20); Net Profit Down 28.6% (Quarterly Result Update)

May 27, 2020 | Updated on May 27, 2020

For the quarter ended March 2020, DCB BANK has posted a net profit of Rs 688 m (down 28.6% YoY). Sales on the other hand came in at Rs 9 bn (up 9.0% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

More Views on News

Most Popular

It's the Beginning of a New Bull Phase in Smallcaps(Profit Hunter)

Feb 24, 2021

Last time the smallcap index crossed 19k a big correction followed. Here's what makes it different this time.

Make Rs 5,000 Per Day Trading the Market(Fast Profits Daily)

Feb 25, 2021

In this video, I'll show you how to get started on the path to daily trading profits.

I Believe the Investment of the Year Will Be...

Feb 19, 2021

In this episode, ace trader Brijesh Bhatia talks to us about the best investments of 2021, his profitable trading system, and much more.

The Hidden Tesla in My Great Indian Wealth Project(Profit Hunter)

Feb 23, 2021

An Indian company founded three decades ago in a garage caught my attention...

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Mar 4, 2021 12:32 PM

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK 8-QTR ANALYSIS

COMPARE DCB BANK WITH

MARKET STATS