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DCB BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK J&K BANK DCB BANK/
J&K BANK
 
P/E (TTM) x 7.1 9.2 77.6% View Chart
P/BV x 0.8 1.5 54.8% View Chart
Dividend Yield % 1.0 0.4 281.3%  

Financials

 DCB BANK   J&K BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
J&K BANK
Mar-23
DCB BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs14163 225.0%   
Low Rs6924 290.5%   
Income per share (Unadj.) Rs134.890.7 148.7%  
Earnings per share (Unadj.) Rs14.911.4 130.6%  
Cash flow per share (Unadj.) Rs52.846.1 114.6%  
Dividends per share (Unadj.) Rs1.250.50 250.0%  
Avg Dividend yield %1.21.2 102.9%  
Book value per share (Unadj.) Rs146.595.9 152.7%  
Shares outstanding (eoy) m311.501,031.48 30.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.5 163.5%   
Avg P/E ratio x7.03.8 186.1%  
Avg P/CF ratio x4.22.4 171.9%  
Avg Price/Bookvalue ratio x0.70.5 159.2%  
Dividend payout %8.44.4 191.4%   
Avg Mkt Cap Rs m32,76244,637 73.4%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92927,086 25.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,00393,552 44.9%  
Other income Rs m4,0947,652 53.5%   
Interest expense Rs m24,83346,094 53.9%   
Net interest income Rs m17,17047,458 36.2%  
Operating expense Rs m13,39736,509 36.7%   
Gross profit Rs m3,77310,949 34.5%  
Gross profit margin %9.011.7 76.8%  
Provisions/contingencies Rs m3,2126,616 48.5%   
Profit before tax Rs m6,27617,856 35.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-181 -0.0%   
Tax Rs m1,6205,870 27.6%   
Profit after tax Rs m4,65611,805 39.4%  
Net profit margin %11.112.6 87.8%  
BALANCE SHEET DATA
Advances Rs m343,807822,776 41.8%   
Deposits Rs m412,3891,220,272 33.8%  
Credit/Deposit ratio x83.467.4 123.6%  
Yield on advances %9.98.5 116.1%   
Cost of deposits %5.43.6 151.5%   
Net Interest Margin %3.74.1 90.2%  
Net fixed assets Rs m7,82722,244 35.2%   
Share capital Rs m3,1151,032 302.0%   
Free reserves Rs m42,51597,932 43.4%   
Net worth Rs m45,63098,963 46.1%   
Borrowings Rs m41,18128,923 142.4%   
Investments Rs m125,825347,804 36.2%   
Total assets Rs m523,6591,459,126 35.9%  
Debt/equity ratio x9.912.6 78.7%   
Return on assets %0.90.8 109.9%  
Return on equity %10.211.9 85.5%  
Capital adequacy ratio %17.615.4 113.9%  
Net NPAs %1.01.6 64.2%  
CASH FLOW
From Operations Rs m-15,657-4,071 384.6%  
From Investments Rs m-1,648-1,235 133.4%  
From Financial Activity Rs m816,376 1.3%  
Net Cashflow Rs m-17,2231,070 -1,610.4%  

Share Holding

Indian Promoters % 0.8 59.4 1.3%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 47.2 13.6 346.7%  
FIIs % 13.0 5.8 224.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 40.6 209.9%  
Shareholders   185,692 204,193 90.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs J&K Bank Share Price Performance

Period DCB Bank J&K Bank S&P BSE BANKEX
1-Day 1.32% 2.10% 0.82%
1-Month -7.50% -2.83% 2.48%
1-Year 12.62% 193.99% 19.28%
3-Year CAGR 4.01% 72.73% 12.00%
5-Year CAGR -10.29% 20.41% 9.40%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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