DCB BANK | J&K BANK | DCB BANK/ J&K BANK |
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P/E (TTM) | x | 7.1 | 9.2 | 77.6% | View Chart |
P/BV | x | 0.8 | 1.5 | 54.8% | View Chart |
Dividend Yield | % | 1.0 | 0.4 | 281.3% |
DCB BANK J&K BANK |
EQUITY SHARE DATA | |||||
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DCB BANK Mar-23 |
J&K BANK Mar-23 |
DCB BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 141 | 63 | 225.0% | |
Low | Rs | 69 | 24 | 290.5% | |
Income per share (Unadj.) | Rs | 134.8 | 90.7 | 148.7% | |
Earnings per share (Unadj.) | Rs | 14.9 | 11.4 | 130.6% | |
Cash flow per share (Unadj.) | Rs | 52.8 | 46.1 | 114.6% | |
Dividends per share (Unadj.) | Rs | 1.25 | 0.50 | 250.0% | |
Avg Dividend yield | % | 1.2 | 1.2 | 102.9% | |
Book value per share (Unadj.) | Rs | 146.5 | 95.9 | 152.7% | |
Shares outstanding (eoy) | m | 311.50 | 1,031.48 | 30.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.8 | 0.5 | 163.5% | |
Avg P/E ratio | x | 7.0 | 3.8 | 186.1% | |
Avg P/CF ratio | x | 4.2 | 2.4 | 171.9% | |
Avg Price/Bookvalue ratio | x | 0.7 | 0.5 | 159.2% | |
Dividend payout | % | 8.4 | 4.4 | 191.4% | |
Avg Mkt Cap | Rs m | 32,762 | 44,637 | 73.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 6,929 | 27,086 | 25.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 42,003 | 93,552 | 44.9% | |
Other income | Rs m | 4,094 | 7,652 | 53.5% | |
Interest expense | Rs m | 24,833 | 46,094 | 53.9% | |
Net interest income | Rs m | 17,170 | 47,458 | 36.2% | |
Operating expense | Rs m | 13,397 | 36,509 | 36.7% | |
Gross profit | Rs m | 3,773 | 10,949 | 34.5% | |
Gross profit margin | % | 9.0 | 11.7 | 76.8% | |
Provisions/contingencies | Rs m | 3,212 | 6,616 | 48.5% | |
Profit before tax | Rs m | 6,276 | 17,856 | 35.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | -181 | -0.0% | |
Tax | Rs m | 1,620 | 5,870 | 27.6% | |
Profit after tax | Rs m | 4,656 | 11,805 | 39.4% | |
Net profit margin | % | 11.1 | 12.6 | 87.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 343,807 | 822,776 | 41.8% | |
Deposits | Rs m | 412,389 | 1,220,272 | 33.8% | |
Credit/Deposit ratio | x | 83.4 | 67.4 | 123.6% | |
Yield on advances | % | 9.9 | 8.5 | 116.1% | |
Cost of deposits | % | 5.4 | 3.6 | 151.5% | |
Net Interest Margin | % | 3.7 | 4.1 | 90.2% | |
Net fixed assets | Rs m | 7,827 | 22,244 | 35.2% | |
Share capital | Rs m | 3,115 | 1,032 | 302.0% | |
Free reserves | Rs m | 42,515 | 97,932 | 43.4% | |
Net worth | Rs m | 45,630 | 98,963 | 46.1% | |
Borrowings | Rs m | 41,181 | 28,923 | 142.4% | |
Investments | Rs m | 125,825 | 347,804 | 36.2% | |
Total assets | Rs m | 523,659 | 1,459,126 | 35.9% | |
Debt/equity ratio | x | 9.9 | 12.6 | 78.7% | |
Return on assets | % | 0.9 | 0.8 | 109.9% | |
Return on equity | % | 10.2 | 11.9 | 85.5% | |
Capital adequacy ratio | % | 17.6 | 15.4 | 113.9% | |
Net NPAs | % | 1.0 | 1.6 | 64.2% |
CASH FLOW | |||||
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From Operations | Rs m | -15,657 | -4,071 | 384.6% | |
From Investments | Rs m | -1,648 | -1,235 | 133.4% | |
From Financial Activity | Rs m | 81 | 6,376 | 1.3% | |
Net Cashflow | Rs m | -17,223 | 1,070 | -1,610.4% |
Indian Promoters | % | 0.8 | 59.4 | 1.3% | |
Foreign collaborators | % | 14.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 47.2 | 13.6 | 346.7% | |
FIIs | % | 13.0 | 5.8 | 224.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 85.2 | 40.6 | 209.9% | |
Shareholders | 185,692 | 204,193 | 90.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DCB BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | DCB Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 1.32% | 2.10% | 0.82% |
1-Month | -7.50% | -2.83% | 2.48% |
1-Year | 12.62% | 193.99% | 19.28% |
3-Year CAGR | 4.01% | 72.73% | 12.00% |
5-Year CAGR | -10.29% | 20.41% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the DCB Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of DCB Bank hold a 14.8% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of DCB Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.