Compare Development Credit Bank with J&K Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs J&K BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK J&K BANK DCB BANK/
J&K BANK
 
P/E (TTM) x 6.9 -0.7 - View Chart
P/BV x 0.7 0.1 545.9% View Chart
Dividend Yield % 1.2 0.0 -  

Financials

 DCB BANK   J&K BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
J&K BANK
Mar-18
DCB BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs20996 217.9%   
Low Rs14055 256.0%   
Income per share (Unadj.) Rs98.31,189.2 8.3%  
Earnings per share (Unadj.) Rs10.536.4 28.9%  
Cash flow per share (Unadj.) Rs39.4167.4 23.5%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.61,105.9 9.1%  
Shares outstanding (eoy) m309.5555.68 555.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.80.1 2,804.2%   
Avg P/E ratio x16.62.1 802.4%  
Avg P/CF ratio x11.60.3 3,824.3%  
Avg Price/Bookvalue ratio x1.70.1 2,546.7%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,8624,182 1,288.1%   
No. of employees `0006.11.0 600.8%   
Total wages & salary Rs m4,34012,869 33.7%   
Avg. income/employee Rs Th4,958.464,852.1 7.6%   
Avg. wages/employee Rs Th707.512,604.2 5.6%   
Avg. net profit/employee Rs Th530.41,985.2 26.7%   
INCOME DATA
Interest income Rs m30,41566,214 45.9%  
Other income Rs m3,5025,008 69.9%   
Interest expense Rs m18,92237,502 50.5%   
Net interest income Rs m11,49328,712 40.0%  
Operating expense Rs m8,52919,902 42.9%   
Gross profit Rs m2,9648,810 33.6%  
Gross profit margin %9.713.3 73.3%  
Provisions/contingencies Rs m1,40111,792 11.9%   
Profit before tax Rs m5,0651,209 418.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-818 -221.6%   
Profit after tax Rs m3,2542,027 160.5%  
Net profit margin %10.73.1 349.5%  
BALANCE SHEET DATA
Advances Rs m235,680569,127 41.4%   
Deposits Rs m284,351800,045 35.5%  
Credit/Deposit ratio x82.971.1 116.5%  
Yield on advances %10.48.7 118.8%   
Cost of deposits %6.04.5 133.2%   
Net Interest Margin %3.43.4 98.3%  
Net fixed assets Rs m5,26016,149 32.6%   
Share capital Rs m3,096557 555.7%   
Free reserves Rs m28,04932,336 86.7%   
Net worth Rs m31,14461,576 50.6%   
Borrowings Rs m27,23216,283 167.2%   
Investments Rs m78,441188,600 41.6%   
Total assets Rs m357,918896,844 39.9%  
Debt/equity ratio x10.013.3 75.5%   
Return on assets %0.90.2 402.2%  
Return on equity %10.43.3 317.4%  
Capital adequacy ratio %16.811.4 147.2%  
Net NPAs %0.74.9 13.3%  
CASH FLOW
From Operations Rs m-2,81323,627 -11.9%  
From Investments Rs m-764-1,639 46.6%  
From Financial Activity Rs m7,7926,684 116.6%  
Net Cashflow Rs m4,21428,672 14.7%  

Share Holding

Indian Promoters % 0.9 53.2 1.7%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 4.3 539.5%  
FIIs % 15.0 29.3 51.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 13.3 342.1%  
Shareholders   184,073 56,111 328.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   SOUTH IND.BANK  DHANLAXMI BANK  HDFC BANK  ANDHRA BANK  INDUSIND BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 142 Points Higher; Healthcare and Capital Goods Stocks Witness Buying(Closing)

Extending gains to the third straight day, Indian share markets witnessed buying interest throughout the day today, amid sustained foreign fund inflows and positive cues from global markets.

Related Views on News

DCB BANK Announces Quarterly Results (1QFY21); Net Profit Down 2.1% (Quarterly Result Update)

Aug 10, 2020 | Updated on Aug 10, 2020

For the quarter ended June 2020, DCB BANK has posted a net profit of Rs 794 m (down 2.1% YoY). Sales on the other hand came in at Rs 9 bn (up 1.8% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY20); Net Profit Down 28.6% (Quarterly Result Update)

May 27, 2020 | Updated on May 27, 2020

For the quarter ended March 2020, DCB BANK has posted a net profit of Rs 688 m (down 28.6% YoY). Sales on the other hand came in at Rs 9 bn (up 9.0% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

DCB BANK Announces Quarterly Results (3QFY20); Net Profit Up 12.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, DCB BANK has posted a net profit of Rs 967 m (up 12.3% YoY). Sales on the other hand came in at Rs 9 bn (up 15.5% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

More Views on News

Most Popular

These 5 Smallcaps Deserve a Place in Your Coffee Can Portfolio(Profit Hunter)

Jul 28, 2020

When it comes to quality stocks, doing less is more.

Before You Buy Your First Electric Vehicle Consider Buying this Stock(Profit Hunter)

Jul 29, 2020

As competition intensifies in the electric vehicle space, only few will create huge wealth over the years.

Large Opportunities Are Coming Our Way

Aug 5, 2020

Kenneth Andrade tells us why stocks will bounce back strongly and what he's bullish on.

How to Buy Stocks at 50% Off(Fast Profits Daily)

Aug 7, 2020

In this video I'll show you how to enter into a long trade at the right price.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Aug 10, 2020 (Close)

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK - YES BANK COMPARISON

COMPARE DCB BANK WITH

MARKET STATS