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Compare Development Credit Bank with Karur Vysya Bank - Equitymaster
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DCB BANK vs KARUR VYSYA BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    DCB BANK KARUR VYSYA BANK DCB BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 22.9 13.6 168.6% View Chart
P/BV x 2.3 1.9 116.4% View Chart
Dividend Yield % 0.3 9.6 2.9%  

Financials

 DCB BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
KARUR VYSYA BANK
Mar-15
DCB BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs172619 27.8%   
Low Rs78355 22.0%   
Income per share (Unadj.) Rs72.8443.7 16.4%  
Earnings per share (Unadj.) Rs7.040.6 17.2%  
Cash flow per share (Unadj.) Rs28.991.7 31.5%  
Dividends per share (Unadj.) Rs0.5013.00 3.8%  
Avg Dividend yield %0.42.7 15.0%  
Book value per share (Unadj.) Rs77.3349.1 22.1%  
Shares outstanding (eoy) m285.36121.62 234.6%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x1.71.1 156.7%   
Avg P/E ratio x17.912.0 149.3%  
Avg P/CF ratio x11.56.1 188.9%  
Avg Price/Bookvalue ratio x1.61.4 116.1%  
Dividend payout %7.132.0 22.3%   
Avg Mkt Cap Rs m35,71359,235 60.3%   
No. of employees `000NA7.2 0.0%   
Total wages & salary Rs m3,0805,471 56.3%   
Avg. income/employee Rs ThNM7,497.4-  
Avg. wages/employee Rs ThNM760.1-  
Avg. net profit/employee Rs ThN.A.686.9-  
INCOME DATA
Interest income Rs m20,76253,959 38.5%  
Other income Rs m2,4955,808 42.9%   
Interest expense Rs m12,79139,300 32.5%   
Net interest income Rs m7,97114,659 54.4%  
Operating expense Rs m6,28311,035 56.9%   
Gross profit Rs m1,6883,625 46.6%  
Gross profit margin %8.16.7 121.0%  
Provisions/contingencies Rs m1,1154,805 23.2%   
Profit before tax Rs m3,0674,928 62.2%   
Extraordinary Inc (Exp) Rs m087 0.0%   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,07072 1,492.9%   
Profit after tax Rs m1,9974,943 40.4%  
Net profit margin %9.69.2 105.0%  
BALANCE SHEET DATA
Advances Rs m158,176361,089 43.8%   
Deposits Rs m192,892446,903 43.2%  
Credit/Deposit ratio x82.080.8 101.5%  
Yield on advances %10.411.7 89.3%   
Cost of deposits %6.17.9 77.1%   
Net Interest Margin %3.52.8 123.0%  
Net fixed assets Rs m4,8864,112 118.8%   
Share capital Rs m2,8541,216 234.6%   
Free reserves Rs m13,11625,054 52.4%   
Net worth Rs m22,04942,460 51.9%   
Borrowings Rs m12,75829,008 44.0%   
Investments Rs m58,179127,730 45.5%   
Total assets Rs m240,464531,525 45.2%  
Debt/equity ratio x9.311.2 83.2%   
Return on assets %0.80.9 89.3%  
Return on equity %9.111.6 77.8%  
Capital adequacy ratio %13.814.6 94.1%  
Net NPAs %0.80.8 101.3%  
CASH FLOW
From Operations Rs m2,398-3,090 -77.6%  
From Investments Rs m-711-1,023 69.5%  
From Financial Activity Rs m1,3224,822 27.4%  
Net Cashflow Rs m3,009710 424.1%  

Share Holding

Indian Promoters % 0.9 3.0 30.0%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 12.4 187.1%  
FIIs % 15.0 25.1 59.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 59.4 76.6%  
Shareholders   184,073 74,641 246.6%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   IDBI BANK  FEDERAL BANK  BANK OF MAHARASHTRA  BANK OF BARODA  KOTAK MAH. BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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