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DCB BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK KARUR VYSYA BANK DCB BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 7.1 9.9 72.2% View Chart
P/BV x 0.8 1.7 47.7% View Chart
Dividend Yield % 1.0 1.1 95.8%  

Financials

 DCB BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
KARUR VYSYA BANK
Mar-23
DCB BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs141116 121.7%   
Low Rs6942 165.6%   
Income per share (Unadj.) Rs134.881.2 166.0%  
Earnings per share (Unadj.) Rs14.913.8 108.4%  
Cash flow per share (Unadj.) Rs52.826.2 201.9%  
Dividends per share (Unadj.) Rs1.252.00 62.5%  
Avg Dividend yield %1.22.5 46.9%  
Book value per share (Unadj.) Rs146.5107.0 136.9%  
Shares outstanding (eoy) m311.50802.05 38.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.0 80.3%   
Avg P/E ratio x7.05.7 123.0%  
Avg P/CF ratio x4.22.6 163.0%  
Avg Price/Bookvalue ratio x0.70.7 97.4%  
Dividend payout %8.414.5 57.7%   
Avg Mkt Cap Rs m32,76263,262 51.8%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92910,060 68.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,00365,166 64.5%  
Other income Rs m4,09411,589 35.3%   
Interest expense Rs m24,83331,677 78.4%   
Net interest income Rs m17,17033,488 51.3%  
Operating expense Rs m13,39720,320 65.9%   
Gross profit Rs m3,77313,168 28.7%  
Gross profit margin %9.020.2 44.5%  
Provisions/contingencies Rs m3,21213,697 23.4%   
Profit before tax Rs m6,27614,369 43.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6203,308 49.0%   
Profit after tax Rs m4,65611,061 42.1%  
Net profit margin %11.117.0 65.3%  
BALANCE SHEET DATA
Advances Rs m343,807631,341 54.5%   
Deposits Rs m412,389766,376 53.8%  
Credit/Deposit ratio x83.482.4 101.2%  
Yield on advances %9.98.4 117.0%   
Cost of deposits %5.44.0 135.0%   
Net Interest Margin %3.74.1 89.5%  
Net fixed assets Rs m7,8274,176 187.4%   
Share capital Rs m3,1151,604 194.2%   
Free reserves Rs m42,51584,214 50.5%   
Net worth Rs m45,63085,818 53.2%   
Borrowings Rs m41,18114,320 287.6%   
Investments Rs m125,825188,083 66.9%   
Total assets Rs m523,659901,794 58.1%  
Debt/equity ratio x9.99.1 109.3%   
Return on assets %0.91.2 72.5%  
Return on equity %10.212.9 79.2%  
Capital adequacy ratio %17.618.6 94.6%  
Net NPAs %1.00.7 140.5%  
CASH FLOW
From Operations Rs m-15,65712,172 -128.6%  
From Investments Rs m-1,648-12,702 13.0%  
From Financial Activity Rs m81-1,781 -4.6%  
Net Cashflow Rs m-17,223-2,310 745.5%  

Share Holding

Indian Promoters % 0.8 2.2 35.6%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 47.2 50.8 93.0%  
FIIs % 13.0 15.6 83.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 97.8 87.1%  
Shareholders   185,692 232,052 80.0%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Karur Vysya Bank Share Price Performance

Period DCB Bank Karur Vysya Bank S&P BSE BANKEX
1-Day 1.32% -0.81% 0.82%
1-Month -7.50% -1.72% 2.48%
1-Year 12.62% 86.47% 19.28%
3-Year CAGR 4.01% 48.74% 12.00%
5-Year CAGR -10.29% 20.82% 9.40%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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