Compare Development Credit Bank with Karnataka Bank - Equitymaster

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DCB BANK vs KARNATAKA BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK KARNATAKA BANK DCB BANK/
KARNATAKA BANK
 
P/E (TTM) x 8.3 3.1 268.5% View Chart
P/BV x 0.9 0.2 353.4% View Chart
Dividend Yield % 1.0 6.4 16.3%  

Financials

 DCB BANK   KARNATAKA BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
KARNATAKA BANK
Mar-18
DCB BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs209179 116.5%   
Low Rs140115 121.3%   
Income per share (Unadj.) Rs98.3191.9 51.2%  
Earnings per share (Unadj.) Rs10.516.4 64.2%  
Cash flow per share (Unadj.) Rs39.422.0 178.7%  
Dividends per share (Unadj.) Rs1.003.00 33.3%  
Avg Dividend yield %0.62.0 28.2%  
Book value per share (Unadj.) Rs100.6191.4 52.6%  
Shares outstanding (eoy) m309.55282.61 109.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.80.8 231.2%   
Avg P/E ratio x16.69.0 184.4%  
Avg P/CF ratio x11.62.6 452.9%  
Avg Price/Bookvalue ratio x1.70.8 225.2%  
Dividend payout %9.518.3 51.9%   
Avg Mkt Cap Rs m53,86241,544 129.7%   
No. of employees `0006.18.2 74.9%   
Total wages & salary Rs m4,3405,248 82.7%   
Avg. income/employee Rs Th4,958.46,626.5 74.8%   
Avg. wages/employee Rs Th707.5641.2 110.3%   
Avg. net profit/employee Rs Th530.4565.4 93.8%   
INCOME DATA
Interest income Rs m30,41554,238 56.1%  
Other income Rs m3,5029,543 36.7%   
Interest expense Rs m18,92235,661 53.1%   
Net interest income Rs m11,49318,577 61.9%  
Operating expense Rs m8,52913,388 63.7%   
Gross profit Rs m2,9645,189 57.1%  
Gross profit margin %9.79.6 101.9%  
Provisions/contingencies Rs m1,40111,630 12.0%   
Profit before tax Rs m5,0654,473 113.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-155 -1,168.8%   
Profit after tax Rs m3,2544,628 70.3%  
Net profit margin %10.78.5 125.4%  
BALANCE SHEET DATA
Advances Rs m235,680472,518 49.9%   
Deposits Rs m284,351628,713 45.2%  
Credit/Deposit ratio x82.975.2 110.3%  
Yield on advances %10.48.6 120.2%   
Cost of deposits %6.05.5 108.8%   
Net Interest Margin %3.42.8 119.9%  
Net fixed assets Rs m5,2607,616 69.1%   
Share capital Rs m3,0962,826 109.5%   
Free reserves Rs m28,04919,741 142.1%   
Net worth Rs m31,14454,102 57.6%   
Borrowings Rs m27,2328,160 333.7%   
Investments Rs m78,441154,444 50.8%   
Total assets Rs m357,918703,737 50.9%  
Debt/equity ratio x10.011.8 85.0%   
Return on assets %0.90.7 138.2%  
Return on equity %10.48.6 122.1%  
Capital adequacy ratio %16.812.0 139.6%  
Net NPAs %0.73.0 22.0%  
CASH FLOW
From Operations Rs m-2,8137,209 -39.0%  
From Investments Rs m-764-913 83.7%  
From Financial Activity Rs m7,792-3,026 -257.5%  
Net Cashflow Rs m4,2143,270 128.9%  

Share Holding

Indian Promoters % 0.9 0.0 -  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 21.1 110.0%  
FIIs % 15.0 10.0 150.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 68.9 66.0%  
Shareholders   184,073 123,252 149.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   CITY UNION BANK  DHANLAXMI BANK  IDBI BANK  VIJAYA BANK  CORPORATION BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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DCB BANK Announces Quarterly Results (2QFY21); Net Profit Down 10.0% (Quarterly Result Update)

Nov 4, 2020 | Updated on Nov 4, 2020

For the quarter ended September 2020, DCB BANK has posted a net profit of Rs 823 m (down 10.0% YoY). Sales on the other hand came in at Rs 9 bn (down 0.1% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY21); Net Profit Down 2.1% (Quarterly Result Update)

Aug 10, 2020 | Updated on Aug 10, 2020

For the quarter ended June 2020, DCB BANK has posted a net profit of Rs 794 m (down 2.1% YoY). Sales on the other hand came in at Rs 9 bn (up 1.8% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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DCB BANK Announces Quarterly Results (4QFY20); Net Profit Down 28.6% (Quarterly Result Update)

May 27, 2020 | Updated on May 27, 2020

For the quarter ended March 2020, DCB BANK has posted a net profit of Rs 688 m (down 28.6% YoY). Sales on the other hand came in at Rs 9 bn (up 9.0% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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Nov 24, 2020 (Close)

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