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DCB BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK KARNATAKA BANK DCB BANK/
KARNATAKA BANK
 
P/E (TTM) x 7.1 5.7 125.2% View Chart
P/BV x 0.8 1.0 84.9% View Chart
Dividend Yield % 1.0 2.2 47.3%  

Financials

 DCB BANK   KARNATAKA BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
KARNATAKA BANK
Mar-23
DCB BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs141169 83.8%   
Low Rs6956 124.1%   
Income per share (Unadj.) Rs134.8231.2 58.3%  
Earnings per share (Unadj.) Rs14.937.8 39.6%  
Cash flow per share (Unadj.) Rs52.876.3 69.3%  
Dividends per share (Unadj.) Rs1.255.00 25.0%  
Avg Dividend yield %1.24.5 26.6%  
Book value per share (Unadj.) Rs146.5262.9 55.7%  
Shares outstanding (eoy) m311.50312.34 99.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.5 160.8%   
Avg P/E ratio x7.03.0 237.1%  
Avg P/CF ratio x4.21.6 262.6%  
Avg Price/Bookvalue ratio x0.70.4 168.4%  
Dividend payout %8.413.2 63.2%   
Avg Mkt Cap Rs m32,76235,014 93.6%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92910,735 64.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,00372,202 58.2%  
Other income Rs m4,0949,926 41.2%   
Interest expense Rs m24,83340,351 61.5%   
Net interest income Rs m17,17031,851 53.9%  
Operating expense Rs m13,39719,700 68.0%   
Gross profit Rs m3,77312,151 31.1%  
Gross profit margin %9.016.8 53.4%  
Provisions/contingencies Rs m3,21210,280 31.2%   
Profit before tax Rs m6,27614,405 43.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6202,608 62.1%   
Profit after tax Rs m4,65611,797 39.5%  
Net profit margin %11.116.3 67.8%  
BALANCE SHEET DATA
Advances Rs m343,807599,516 57.3%   
Deposits Rs m412,389873,679 47.2%  
Credit/Deposit ratio x83.468.6 121.5%  
Yield on advances %9.99.3 106.0%   
Cost of deposits %5.44.3 124.6%   
Net Interest Margin %3.73.8 95.6%  
Net fixed assets Rs m7,8278,462 92.5%   
Share capital Rs m3,1153,124 99.7%   
Free reserves Rs m42,51578,997 53.8%   
Net worth Rs m45,63082,120 55.6%   
Borrowings Rs m41,18115,627 263.5%   
Investments Rs m125,825233,249 53.9%   
Total assets Rs m523,659990,571 52.9%  
Debt/equity ratio x9.910.8 91.8%   
Return on assets %0.91.2 74.7%  
Return on equity %10.214.4 71.0%  
Capital adequacy ratio %17.617.5 100.6%  
Net NPAs %1.01.7 61.2%  
CASH FLOW
From Operations Rs m-15,65718,297 -85.6%  
From Investments Rs m-1,648-875 188.2%  
From Financial Activity Rs m81-195 -41.9%  
Net Cashflow Rs m-17,22317,227 -100.0%  

Share Holding

Indian Promoters % 0.8 0.0 -  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 47.2 36.7 128.6%  
FIIs % 13.0 19.0 68.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 100.0 85.2%  
Shareholders   185,692 267,637 69.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on DCB Bank vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Karnataka Bank Share Price Performance

Period DCB Bank Karnataka Bank S&P BSE BANKEX
1-Day 1.32% -1.53% 0.82%
1-Month -7.50% -2.22% 2.48%
1-Year 12.62% 78.09% 19.28%
3-Year CAGR 4.01% 55.04% 12.00%
5-Year CAGR -10.29% 13.14% 9.40%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

Karnataka Bank paid Rs 5.0, and its dividend payout ratio stood at 13.2%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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