X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Development Credit Bank with PNB - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs PNB - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK PNB DCB BANK/
PNB
 
P/E (TTM) x 23.7 -19.3 - View Chart
P/BV x 2.3 0.6 370.0% View Chart
Dividend Yield % 0.3 0.0 -  

Financials

 DCB BANK   PNB
EQUITY SHARE DATA
    DCB BANK
Mar-17
PNB
Mar-16
DCB BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs172167 103.2%   
Low Rs7871 109.5%   
Income per share (Unadj.) Rs72.8258.7 28.1%  
Earnings per share (Unadj.) Rs7.0-19.6 -35.8%  
Cash flow per share (Unadj.) Rs28.9-60.5 -47.7%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.40-  
Book value per share (Unadj.) Rs77.3212.9 36.3%  
Shares outstanding (eoy) m285.361,963.60 14.5%   
Bonus/Rights/Conversions OIPI-  
Avg Price / Income ratio x1.70.5 373.7%   
Avg P/E ratio x17.9-6.1 -293.9%  
Avg P/CF ratio x11.51.8 634.1%  
Avg Price/Bookvalue ratio x1.60.6 289.5%  
Dividend payout %7.10-   
Avg Mkt Cap Rs m35,713233,865 15.3%   
No. of employees `000NA70.8 0.0%   
Total wages & salary Rs m3,08065,645 4.7%   
Avg. income/employee Rs ThNM7,175.6-  
Avg. wages/employee Rs ThNM927.2-  
Avg. net profit/employee Rs ThN.A.-542.8-  
INCOME DATA
Interest income Rs m20,762508,039 4.1%  
Other income Rs m2,49569,766 3.6%   
Interest expense Rs m12,791343,306 3.7%   
Net interest income Rs m7,971164,733 4.8%  
Operating expense Rs m6,283103,499 6.1%   
Gross profit Rs m1,68861,234 2.8%  
Gross profit margin %8.112.1 67.4%  
Provisions/contingencies Rs m1,115167,633 0.7%   
Profit before tax Rs m3,067-52,931 -5.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,797 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,070-16,299 -6.6%   
Profit after tax Rs m1,997-38,430 -5.2%  
Net profit margin %9.6-7.6 -127.1%  
BALANCE SHEET DATA
Advances Rs m158,1764,460,830 3.5%   
Deposits Rs m192,8925,703,826 3.4%  
Credit/Deposit ratio x82.078.2 104.9%  
Yield on advances %10.48.4 124.6%   
Cost of deposits %6.15.4 113.9%   
Net Interest Margin %3.52.4 145.9%  
Net fixed assets Rs m4,88653,081 9.2%   
Share capital Rs m2,8543,927 72.7%   
Free reserves Rs m13,116295,310 4.4%   
Net worth Rs m22,049418,043 5.3%   
Borrowings Rs m12,758816,737 1.6%   
Investments Rs m58,1791,651,265 3.5%   
Total assets Rs m240,4647,127,930 3.4%  
Debt/equity ratio x9.315.6 59.8%   
Return on assets %0.8-0.5 -154.0%  
Return on equity %9.1-9.2 -98.5%  
Capital adequacy ratio %13.813.7 100.7%  
Net NPAs %0.88.6 9.2%  
CASH FLOW
From Operations Rs m2,398141,670 1.7%  
From Investments Rs m-711-13,515 5.3%  
From Financial Activity Rs m1,32259,747 2.2%  
Net Cashflow Rs m3,009187,902 1.6%  

Share Holding

Indian Promoters % 0.9 58.9 1.5%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 18.7 124.1%  
FIIs % 15.0 17.2 87.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 5.3 858.5%  
Shareholders   184,073 215,441 85.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   KARUR VYSYA BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  ORIENTAL BANK  CANARA BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Aug 23, 2017 (Close)

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK - CANARA BANK COMPARISON

COMPARE DCB BANK WITH

MARKET STATS