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DCB BANK vs PUNJAB & SIND BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK PUNJAB & SIND BANK DCB BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 16.4 -4.7 - View Chart
P/BV x 1.8 0.1 1,199.2% View Chart
Dividend Yield % 0.5 0.0 -  

Financials

 DCB BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
PUNJAB & SIND BANK
Mar-19
DCB BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs20940 517.4%   
Low Rs14024 581.3%   
Income per share (Unadj.) Rs98.3151.5 64.9%  
Earnings per share (Unadj.) Rs10.5-9.6 -109.3%  
Cash flow per share (Unadj.) Rs39.4-30.4 -129.5%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.697.9 102.7%  
Shares outstanding (eoy) m309.55564.91 54.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.80.2 834.5%   
Avg P/E ratio x16.6-3.3 -495.4%  
Avg P/CF ratio x11.60.9 1,291.9%  
Avg Price/Bookvalue ratio x1.70.3 526.7%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,86218,162 296.6%   
No. of employees `0006.18.9 68.6%   
Total wages & salary Rs m4,34011,758 36.9%   
Avg. income/employee Rs Th4,958.49,564.9 51.8%   
Avg. wages/employee Rs Th707.51,314.0 53.8%   
Avg. net profit/employee Rs Th530.4-607.4 -87.3%   
INCOME DATA
Interest income Rs m30,41585,587 35.5%  
Other income Rs m3,5024,886 71.7%   
Interest expense Rs m18,92262,790 30.1%   
Net interest income Rs m11,49322,797 50.4%  
Operating expense Rs m8,52917,111 49.8%   
Gross profit Rs m2,9645,686 52.1%  
Gross profit margin %9.76.6 146.7%  
Provisions/contingencies Rs m1,40125,709 5.4%   
Profit before tax Rs m5,065-8,588 -59.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-3,153 -57.5%   
Profit after tax Rs m3,254-5,435 -59.9%  
Net profit margin %10.7-6.3 -168.5%  
BALANCE SHEET DATA
Advances Rs m235,680691,755 34.1%   
Deposits Rs m284,351985,576 28.9%  
Credit/Deposit ratio x82.970.2 118.1%  
Yield on advances %10.48.7 119.2%   
Cost of deposits %6.06.1 98.9%   
Net Interest Margin %3.42.2 150.3%  
Net fixed assets Rs m5,26012,304 42.7%   
Share capital Rs m3,0965,649 54.8%   
Free reserves Rs m28,04925,976 108.0%   
Net worth Rs m31,14455,318 56.3%   
Borrowings Rs m27,23227,140 100.3%   
Investments Rs m78,441261,729 30.0%   
Total assets Rs m357,9181,089,821 32.8%  
Debt/equity ratio x10.018.3 54.6%   
Return on assets %0.9-0.5 -182.3%  
Return on equity %10.4-9.8 -106.3%  
Capital adequacy ratio %16.810.9 153.8%  
Net NPAs %0.77.2 9.0%  
CASH FLOW
From Operations Rs m-2,813-973 289.0%  
From Investments Rs m-764-611 125.1%  
From Financial Activity Rs m7,792-3,561 -218.8%  
Net Cashflow Rs m4,214-5,145 -81.9%  

Share Holding

Indian Promoters % 0.9 79.6 1.1%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 10.8 214.8%  
FIIs % 15.0 1.8 833.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 7.8 583.3%  
Shareholders   184,073 150,895 122.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   J&K BANK  CORPORATION BANK  IDBI BANK  INDIAN OVERSEAS BANK  DHANLAXMI BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Share markets in India have extended early losses and are presently trading deep in the red. Barring consumer durables sector, all sectoral indices are trading in red with stocks in the telecom sector.

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PUNJAB & SIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 92.4% (Quarterly Result Update)

Aug 13, 2019 | Updated on Aug 13, 2019

For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

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Sep 17, 2019 01:45 PM

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