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DCB BANK vs RBL BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK RBL BANK DCB BANK/
RBL BANK
 
P/E (TTM) x 7.2 12.2 58.9% View Chart
P/BV x 0.8 1.1 76.0% View Chart
Dividend Yield % 1.0 0.6 167.0%  

Financials

 DCB BANK   RBL BANK
EQUITY SHARE DATA
    DCB BANK
Mar-23
RBL BANK
Mar-23
DCB BANK/
RBL BANK
5-Yr Chart
Click to enlarge
High Rs141189 74.6%   
Low Rs6974 93.3%   
Income per share (Unadj.) Rs134.8159.3 84.7%  
Earnings per share (Unadj.) Rs14.915.3 97.5%  
Cash flow per share (Unadj.) Rs52.883.9 63.0%  
Dividends per share (Unadj.) Rs1.251.50 83.3%  
Avg Dividend yield %1.21.1 104.3%  
Book value per share (Unadj.) Rs146.5224.3 65.3%  
Shares outstanding (eoy) m311.50599.57 52.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.8 94.3%   
Avg P/E ratio x7.08.6 82.0%  
Avg P/CF ratio x4.23.5 118.3%  
Avg Price/Bookvalue ratio x0.70.6 122.3%  
Dividend payout %8.49.8 85.5%   
Avg Mkt Cap Rs m32,76278,948 41.5%   
No. of employees `000NANA-   
Total wages & salary Rs m6,92916,535 41.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,00395,496 44.0%  
Other income Rs m4,09425,069 16.3%   
Interest expense Rs m24,83346,786 53.1%   
Net interest income Rs m17,17048,709 35.2%  
Operating expense Rs m13,39751,348 26.1%   
Gross profit Rs m3,773-2,638 -143.0%  
Gross profit margin %9.0-2.8 -325.2%  
Provisions/contingencies Rs m3,21213,235 24.3%   
Profit before tax Rs m6,27612,211 51.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6203,016 53.7%   
Profit after tax Rs m4,6569,195 50.6%  
Net profit margin %11.19.6 115.1%  
BALANCE SHEET DATA
Advances Rs m343,807701,864 49.0%   
Deposits Rs m412,389848,747 48.6%  
Credit/Deposit ratio x83.482.7 100.8%  
Yield on advances %9.910.8 91.8%   
Cost of deposits %5.44.7 114.4%   
Net Interest Margin %3.74.9 74.2%  
Net fixed assets Rs m7,8275,532 141.5%   
Share capital Rs m3,1155,996 52.0%   
Free reserves Rs m42,515128,511 33.1%   
Net worth Rs m45,630134,507 33.9%   
Borrowings Rs m41,181133,317 30.9%   
Investments Rs m125,825287,303 43.8%   
Total assets Rs m523,6591,158,057 45.2%  
Debt/equity ratio x9.97.3 136.1%   
Return on assets %0.90.8 112.0%  
Return on equity %10.26.8 149.2%  
Capital adequacy ratio %17.616.9 103.7%  
Net NPAs %1.01.1 94.5%  
CASH FLOW
From Operations Rs m-15,657-110,312 14.2%  
From Investments Rs m-1,648-2,336 70.5%  
From Financial Activity Rs m8122,347 0.4%  
Net Cashflow Rs m-17,223-90,301 19.1%  

Share Holding

Indian Promoters % 0.8 0.0 -  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 47.2 48.0 98.3%  
FIIs % 13.0 28.3 46.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 100.0 85.2%  
Shareholders   185,692 344,856 53.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on DCB Bank vs RBL BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs RBL BANK Share Price Performance

Period DCB Bank RBL BANK S&P BSE BANKEX
1-Day 2.00% 0.84% 0.82%
1-Month -6.87% -6.10% 2.48%
1-Year 13.38% 78.13% 19.28%
3-Year CAGR 4.24% 4.92% 12.00%
5-Year CAGR -10.17% -18.88% 9.40%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the RBL BANK share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of RBL BANK the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of RBL BANK.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

RBL BANK paid Rs 1.5, and its dividend payout ratio stood at 9.8%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of RBL BANK.

For a sector overview, read our banking sector report.



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