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DCB BANK vs SBI - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

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Current Valuations

    DCB BANK SBI DCB BANK/
SBI
 
P/E (TTM) x 15.2 25.7 59.1% View Chart
P/BV x 1.6 0.9 186.3% View Chart
Dividend Yield % 0.5 0.0 -  

Financials

 DCB BANK   SBI
EQUITY SHARE DATA
    DCB BANK
Mar-19
SBI
Mar-19
DCB BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs209321 65.0%   
Low Rs140233 59.8%   
Income per share (Unadj.) Rs98.3283.8 34.6%  
Earnings per share (Unadj.) Rs10.52.6 407.9%  
Cash flow per share (Unadj.) Rs39.454.2 72.7%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.6262.8 38.3%  
Shares outstanding (eoy) m309.558,924.59 3.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.81.0 181.4%   
Avg P/E ratio x16.6107.5 15.4%  
Avg P/CF ratio x11.63.8 304.9%  
Avg Price/Bookvalue ratio x1.71.1 164.0%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,8622,473,004 2.2%   
No. of employees `0006.1257.3 2.4%   
Total wages & salary Rs m4,340437,950 1.0%   
Avg. income/employee Rs Th4,958.49,847.2 50.4%   
Avg. wages/employee Rs Th707.51,702.4 41.6%   
Avg. net profit/employee Rs Th530.489.4 593.4%   
INCOME DATA
Interest income Rs m30,4152,533,221 1.2%  
Other income Rs m3,502773,652 0.5%   
Interest expense Rs m18,9221,558,675 1.2%   
Net interest income Rs m11,493974,547 1.2%  
Operating expense Rs m8,5291,148,003 0.7%   
Gross profit Rs m2,964-173,456 -1.7%  
Gross profit margin %9.7-6.8 -142.3%  
Provisions/contingencies Rs m1,401628,566 0.2%   
Profit before tax Rs m5,065-28,370 -17.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-10,509 0.0%   
Prior Period Items Rs m02,815 0.0%   
Tax Rs m1,812-59,061 -3.1%   
Profit after tax Rs m3,25422,996 14.1%  
Net profit margin %10.70.9 1,178.4%  
BALANCE SHEET DATA
Advances Rs m235,68022,268,537 1.1%   
Deposits Rs m284,35129,405,411 1.0%  
Credit/Deposit ratio x82.975.7 109.4%  
Yield on advances %10.47.5 139.2%   
Cost of deposits %6.04.8 125.4%   
Net Interest Margin %3.42.7 123.1%  
Net fixed assets Rs m5,260407,031 1.3%   
Share capital Rs m3,0968,925 34.7%   
Free reserves Rs m28,0492,336,032 1.2%   
Net worth Rs m31,1442,344,957 1.3%   
Borrowings Rs m27,2324,137,477 0.7%   
Investments Rs m78,44111,192,478 0.7%   
Total assets Rs m357,91838,884,671 0.9%  
Debt/equity ratio x10.014.3 69.9%   
Return on assets %0.90.1 1,537.1%  
Return on equity %10.41.0 1,065.3%  
Capital adequacy ratio %16.812.9 130.8%  
Net NPAs %0.73.0 21.6%  
CASH FLOW
From Operations Rs m-2,813295,560 -1.0%  
From Investments Rs m-764-8,568 8.9%  
From Financial Activity Rs m7,7924,476 174.1%  
Net Cashflow Rs m4,214302,232 1.4%  

Share Holding

Indian Promoters % 0.9 58.6 1.5%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 20.9 111.0%  
FIIs % 15.0 9.7 154.6%  
ADR/GDR % 0.0 2.1 -  
Free float % 45.5 8.7 523.0%  
Shareholders   184,073 855,889 21.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   SOUTH IND.BANK  J&K BANK  DENA BANK  PNB  CITY UNION BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Bank Credit Growth, World Bank on Developments in India, and Top Cues in Focus Today(Pre-Open)

On Thursday, Indian share markets rose sharply during closing hours and ended on a strong note, extending gains to the fifth day.

Related Views on News

SBI Announces Quarterly Results (1QFY20); Net Profit Up 147.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, SBI has posted a net profit of Rs 23 bn (up 147.4% YoY). Sales on the other hand came in at Rs 626 bn (up 6.5% YoY). Read on for a complete analysis of SBI's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

SBI Announces Quarterly Results (4QFY19); Net Profit Up 110.9% (Quarterly Result Update)

May 13, 2019 | Updated on May 13, 2019

For the quarter ended March 2019, SBI has posted a net profit of Rs 8 bn (up 110.9% YoY). Sales on the other hand came in at Rs 630 bn (up 12.6% YoY). Read on for a complete analysis of SBI's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

SBI Announces Quarterly Results (3QFY19); Net Profit Up 263.7% (Quarterly Result Update)

Feb 4, 2019 | Updated on Feb 4, 2019

For the quarter ended December 2018, SBI has posted a net profit of Rs 40 bn (up 263.7% YoY). Sales on the other hand came in at Rs 623 bn (up 13.6% YoY). Read on for a complete analysis of SBI's quarterly results.

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