Compare Development Credit Bank with SBI - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs SBI - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK SBI DCB BANK/
SBI
 
P/E (TTM) x 6.9 13.0 53.0% View Chart
P/BV x 0.8 0.6 124.1% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 DCB BANK   SBI
EQUITY SHARE DATA
    DCB BANK
Mar-19
SBI
Mar-19
DCB BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs209321 65.0%   
Low Rs140233 59.8%   
Income per share (Unadj.) Rs98.3283.8 34.6%  
Earnings per share (Unadj.) Rs10.52.6 407.9%  
Cash flow per share (Unadj.) Rs39.454.2 72.7%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.6262.8 38.3%  
Shares outstanding (eoy) m309.558,924.59 3.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.81.0 181.4%   
Avg P/E ratio x16.6107.5 15.4%  
Avg P/CF ratio x11.63.8 304.9%  
Avg Price/Bookvalue ratio x1.71.1 164.0%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,8622,473,004 2.2%   
No. of employees `0006.1257.3 2.4%   
Total wages & salary Rs m4,340437,950 1.0%   
Avg. income/employee Rs Th4,958.49,847.2 50.4%   
Avg. wages/employee Rs Th707.51,702.4 41.6%   
Avg. net profit/employee Rs Th530.489.4 593.4%   
INCOME DATA
Interest income Rs m30,4152,533,221 1.2%  
Other income Rs m3,502773,652 0.5%   
Interest expense Rs m18,9221,558,675 1.2%   
Net interest income Rs m11,493974,547 1.2%  
Operating expense Rs m8,5291,148,003 0.7%   
Gross profit Rs m2,964-173,456 -1.7%  
Gross profit margin %9.7-6.8 -142.3%  
Provisions/contingencies Rs m1,401628,566 0.2%   
Profit before tax Rs m5,065-28,370 -17.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-10,509 0.0%   
Prior Period Items Rs m02,815 0.0%   
Tax Rs m1,812-59,061 -3.1%   
Profit after tax Rs m3,25422,996 14.1%  
Net profit margin %10.70.9 1,178.4%  
BALANCE SHEET DATA
Advances Rs m235,68022,268,537 1.1%   
Deposits Rs m284,35129,405,411 1.0%  
Credit/Deposit ratio x82.975.7 109.4%  
Yield on advances %10.47.5 139.2%   
Cost of deposits %6.04.8 125.4%   
Net Interest Margin %3.42.7 123.1%  
Net fixed assets Rs m5,260407,031 1.3%   
Share capital Rs m3,0968,925 34.7%   
Free reserves Rs m28,0492,336,032 1.2%   
Net worth Rs m31,1442,344,957 1.3%   
Borrowings Rs m27,2324,137,477 0.7%   
Investments Rs m78,44111,192,478 0.7%   
Total assets Rs m357,91838,884,671 0.9%  
Debt/equity ratio x10.014.3 69.9%   
Return on assets %0.90.1 1,537.1%  
Return on equity %10.41.0 1,065.3%  
Capital adequacy ratio %16.812.9 130.8%  
Net NPAs %0.73.0 21.6%  
CASH FLOW
From Operations Rs m-2,813295,560 -1.0%  
From Investments Rs m-764-8,568 8.9%  
From Financial Activity Rs m7,7924,476 174.1%  
Net Cashflow Rs m4,214302,232 1.4%  

Share Holding

Indian Promoters % 0.9 58.6 1.5%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 20.9 111.0%  
FIIs % 15.0 9.7 154.6%  
ADR/GDR % 0.0 2.1 -  
Free float % 45.5 8.7 523.0%  
Shareholders   184,073 855,889 21.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   ING VYSYA BANK  FEDERAL BANK  UNITED BANK OF INDIA  ICICI BANK  KOTAK MAHINDRA BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Volatile Day for Indian Indices: Sensex Ends 131 Points Lower Post Rebound; Telecom and Auto Stocks Bleed(Closing)

It was a volatile day for India share markets today. The benchmark indices opened higher but turned volatile.

Related Views on News

SBI Announces Quarterly Results (3QFY20); Net Profit Up 41.2% (Quarterly Result Update)

Feb 1, 2020 | Updated on Feb 1, 2020

For the quarter ended December 2019, SBI has posted a net profit of Rs 56 bn (up 41.2% YoY). Sales on the other hand came in at Rs 677 bn (up 8.7% YoY). Read on for a complete analysis of SBI's quarterly results.

DCB BANK Announces Quarterly Results (3QFY20); Net Profit Up 12.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, DCB BANK has posted a net profit of Rs 967 m (up 12.3% YoY). Sales on the other hand came in at Rs 9 bn (up 15.5% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

SBI Announces Quarterly Results (2QFY20); Net Profit Up 218.7% (Quarterly Result Update)

Oct 29, 2019 | Updated on Oct 29, 2019

For the quarter ended September 2019, SBI has posted a net profit of Rs 30 bn (up 218.7% YoY). Sales on the other hand came in at Rs 643 bn (up 9.4% YoY). Read on for a complete analysis of SBI's quarterly results.

More Views on News

Most Popular

This Crorepati Stock Could Be the Best Vaccine for Your Portfolio Against Coronavirus(Profit Hunter)

Mar 17, 2020

If there is one stock I had to recommend you amid Coronavirus outbreak, this would be it.

If I Were to Recommend One Stock Amid Coronavirus Outbreak, This Would be It.(Profit Hunter)

Mar 19, 2020

Coronavirus outbreak has made no impact on the long term prospects of my favourite smallcap. What it has indeed done is brought the company below my buy price, making it even more attractive investment at current price.

Why India Will Be the Biggest Winner in a Post-Coronavirus World(The 5 Minute Wrapup)

Mar 19, 2020

The way businesses operate will change in a major way post the coronavirus impact. Here's why India stands to benefit from this change...

A Big Trading Opportunity is Coming Your Way Soon(Fast Profits Daily)

Mar 25, 2020

I see a big opportunity to make fast profits on the horizon.

The Biggest Trading Opportunity of 2020 is Here...

Mar 26, 2020

India's #1 trader, Vijay Bhambwani, talks about a hugely profitable trading opportunity which you must know about today!

More

How to Trade the
Coronavirus Crash

Coronavirus Crash
Get this special report, authored by Equitymaster's top analysts, now.
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Mar 27, 2020 (Close)

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK 8-QTR ANALYSIS

COMPARE DCB BANK WITH

MARKET STATS