X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Development Credit Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs UNION BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK UNION BANK DCB BANK/
UNION BANK
 
P/E (TTM) x 24.5 -7.5 - View Chart
P/BV x 2.4 0.4 620.8% View Chart
Dividend Yield % 0.3 1.4 19.1%  

Financials

 DCB BANK   UNION BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
UNION BANK
Mar-16
DCB BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs172223 77.4%   
Low Rs78104 75.0%   
Income per share (Unadj.) Rs72.8470.1 15.5%  
Earnings per share (Unadj.) Rs7.019.7 35.5%  
Cash flow per share (Unadj.) Rs28.967.4 42.8%  
Dividends per share (Unadj.) Rs0.501.95 25.6%  
Avg Dividend yield %0.41.2 33.5%  
Book value per share (Unadj.) Rs77.3335.3 23.0%  
Shares outstanding (eoy) m285.36687.44 41.5%   
Bonus/Rights/Conversions OIPI-  
Avg Price / Income ratio x1.70.3 495.2%   
Avg P/E ratio x17.98.3 216.2%  
Avg P/CF ratio x11.52.1 534.2%  
Avg Price/Bookvalue ratio x1.60.5 332.5%  
Dividend payout %7.19.9 72.3%   
Avg Mkt Cap Rs m35,713112,259 31.8%   
No. of employees `000NA35.5 0.0%   
Total wages & salary Rs m3,08037,681 8.2%   
Avg. income/employee Rs ThNM9,109.9-  
Avg. wages/employee Rs ThNM1,062.2-  
Avg. net profit/employee Rs ThN.A.382.5-  
INCOME DATA
Interest income Rs m20,762323,157 6.4%  
Other income Rs m2,495393,443 0.6%   
Interest expense Rs m12,791238,940 5.4%   
Net interest income Rs m7,97184,216 9.5%  
Operating expense Rs m6,28367,159 9.4%   
Gross profit Rs m1,68817,057 9.9%  
Gross profit margin %8.15.3 154.0%  
Provisions/contingencies Rs m1,11538,682 2.9%   
Profit before tax Rs m3,06717,769 17.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,0704,291 24.9%   
Profit after tax Rs m1,99713,569 14.7%  
Net profit margin %9.64.2 229.1%  
BALANCE SHEET DATA
Advances Rs m158,1762,682,496 5.9%   
Deposits Rs m192,8923,441,175 5.6%  
Credit/Deposit ratio x82.078.0 105.2%  
Yield on advances %10.48.8 118.0%   
Cost of deposits %6.16.4 95.2%   
Net Interest Margin %3.52.2 161.1%  
Net fixed assets Rs m4,88639,519 12.4%   
Share capital Rs m2,8546,874 41.5%   
Free reserves Rs m13,116200,761 6.5%   
Net worth Rs m22,049230,481 9.6%   
Borrowings Rs m12,758306,366 4.2%   
Investments Rs m58,179905,732 6.4%   
Total assets Rs m240,4644,073,646 5.9%  
Debt/equity ratio x9.316.3 57.4%   
Return on assets %0.80.3 249.3%  
Return on equity %9.15.9 153.8%  
Capital adequacy ratio %13.811.1 123.5%  
Net NPAs %0.85.3 15.0%  
CASH FLOW
From Operations Rs m2,39882,741 2.9%  
From Investments Rs m-711-8,718 8.2%  
From Financial Activity Rs m1,322-3,886 -34.0%  
Net Cashflow Rs m3,00970,138 4.3%  

Share Holding

Indian Promoters % 0.9 60.1 1.5%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 16.6 139.8%  
FIIs % 15.0 8.5 176.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 14.8 307.4%  
Shareholders   184,073 235,817 78.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   ICICI BANK  DENA BANK  ORIENTAL BANK  J&K BANK  BANK OF BARODA  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of Global Markets Hitting Record Highs and Top Stocks in Action During the Week(RoundUp)

Global stock markets ended the week on a positive note. Benchmark indices in US grew by 1% during the week. The Down Jones Industrial Average topped the 26,000.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Did GST and Notebandi Help? Sherlock Holmes Finds Out...(The 5 Minute Wrapup)

Jan 13, 2018

Discussions with my cousin helped me understand the situation on Ground Zero - after the demonetization and GST upheaval. Here's what that means for listed companies...

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Jan 19, 2018 (Close)

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK 8-QTR ANALYSIS

COMPARE DCB BANK WITH

MARKET STATS