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DCB BANK vs UNITED BANK OF INDIA - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK UNITED BANK OF INDIA DCB BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 6.8 0.7 925.4% View Chart
P/BV x 0.7 0.0 2,625.2% View Chart
Dividend Yield % 1.2 0.0 -  

Financials

 DCB BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    DCB BANK
Mar-19
UNITED BANK OF INDIA
Mar-19
DCB BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs20915 1,408.8%   
Low Rs1409 1,533.0%   
Income per share (Unadj.) Rs98.311.5 852.6%  
Earnings per share (Unadj.) Rs10.5-3.1 -337.1%  
Cash flow per share (Unadj.) Rs39.4-10.3 -383.7%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.615.5 649.9%  
Shares outstanding (eoy) m309.557,427.92 4.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.81.0 170.8%   
Avg P/E ratio x16.6-3.8 -431.9%  
Avg P/CF ratio x11.62.4 479.3%  
Avg Price/Bookvalue ratio x1.70.8 224.0%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,86288,764 60.7%   
No. of employees `0006.114.3 42.9%   
Total wages & salary Rs m4,34019,545 22.2%   
Avg. income/employee Rs Th4,958.45,987.6 82.8%   
Avg. wages/employee Rs Th707.51,367.2 51.8%   
Avg. net profit/employee Rs Th530.4-1,620.0 -32.7%   
INCOME DATA
Interest income Rs m30,41585,599 35.5%  
Other income Rs m3,50223,846 14.7%   
Interest expense Rs m18,92265,853 28.7%   
Net interest income Rs m11,49319,746 58.2%  
Operating expense Rs m8,52929,476 28.9%   
Gross profit Rs m2,964-9,730 -30.5%  
Gross profit margin %9.7-11.4 -85.7%  
Provisions/contingencies Rs m1,40159,925 2.3%   
Profit before tax Rs m5,065-45,809 -11.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-22,650 -8.0%   
Profit after tax Rs m3,254-23,159 -14.0%  
Net profit margin %10.7-27.1 -39.5%  
BALANCE SHEET DATA
Advances Rs m235,680669,551 35.2%   
Deposits Rs m284,3511,349,833 21.1%  
Credit/Deposit ratio x82.949.6 167.1%  
Yield on advances %10.47.6 137.4%   
Cost of deposits %6.04.7 128.3%   
Net Interest Margin %3.41.4 234.1%  
Net fixed assets Rs m5,26012,401 42.4%   
Share capital Rs m3,09674,279 4.2%   
Free reserves Rs m28,04940,710 68.9%   
Net worth Rs m31,144114,989 27.1%   
Borrowings Rs m27,23222,037 123.6%   
Investments Rs m78,441609,760 12.9%   
Total assets Rs m357,9181,515,299 23.6%  
Debt/equity ratio x10.011.9 83.9%   
Return on assets %0.9-1.5 -59.5%  
Return on equity %10.4-20.1 -51.9%  
Capital adequacy ratio %16.813.0 129.3%  
Net NPAs %0.78.7 7.5%  
CASH FLOW
From Operations Rs m-2,813-150,737 1.9%  
From Investments Rs m-764-732 104.4%  
From Financial Activity Rs m7,79245,761 17.0%  
Net Cashflow Rs m4,214-105,708 -4.0%  

Share Holding

Indian Promoters % 0.9 88.0 1.0%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 5.2 446.2%  
FIIs % 15.0 0.3 5,000.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 6.5 700.0%  
Shareholders   184,073 78,272 235.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   IDBI BANK  KOTAK MAHINDRA BANK  KARNATAKA BANK  BANK OF BARODA  ORIENTAL BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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DCB BANK Announces Quarterly Results (1QFY21); Net Profit Down 2.1% (Quarterly Result Update)

Aug 10, 2020 | Updated on Aug 10, 2020

For the quarter ended June 2020, DCB BANK has posted a net profit of Rs 794 m (down 2.1% YoY). Sales on the other hand came in at Rs 9 bn (up 1.8% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY20); Net Profit Down 28.6% (Quarterly Result Update)

May 27, 2020 | Updated on May 27, 2020

For the quarter ended March 2020, DCB BANK has posted a net profit of Rs 688 m (down 28.6% YoY). Sales on the other hand came in at Rs 9 bn (up 9.0% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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DCB BANK Announces Quarterly Results (3QFY20); Net Profit Up 12.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, DCB BANK has posted a net profit of Rs 967 m (up 12.3% YoY). Sales on the other hand came in at Rs 9 bn (up 15.5% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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Aug 14, 2020 (Close)

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