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Compare Dhanlaxmi Bank with Development Credit Bank - Equitymaster

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DHANLAXMI BANK vs DCB BANK - Comparison Results

DCB BANK 
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Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DHANLAXMI BANK DCB BANK DHANLAXMI BANK/
DCB BANK
 
P/E (TTM) x -4.0 16.7 - View Chart
P/BV x 0.4 1.6 27.7% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 DHANLAXMI BANK   DCB BANK
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-17
DCB BANK
Mar-18
DHANLAXMI BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs32213 15.2%   
Low Rs17155 11.1%   
Income per share (Unadj.) Rs5.278.3 6.6%  
Earnings per share (Unadj.) Rs0.18.0 0.7%  
Cash flow per share (Unadj.) Rs1.333.4 4.0%  
Dividends per share (Unadj.) Rs00.75 0.0%  
Avg Dividend yield %00.4 0.0%  
Book value per share (Unadj.) Rs3.191.1 3.4%  
Shares outstanding (eoy) m2,098.46308.08 681.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x4.82.3 203.1%   
Avg P/E ratio x419.523.1 1,816.2%  
Avg P/CF ratio x55.214.8 374.2%  
Avg Price/Bookvalue ratio x7.92.0 393.0%  
Dividend payout %09.4 0.0%   
Avg Mkt Cap Rs m51,93756,671 91.6%   
No. of employees `0002.05.8 34.9%   
Total wages & salary Rs m1,9493,812 51.1%   
Avg. income/employee Rs Th5,388.74,167.5 129.3%   
Avg. wages/employee Rs Th964.4658.4 146.5%   
Avg. net profit/employee Rs Th61.3423.7 14.5%   
INCOME DATA
Interest income Rs m10,89124,130 45.1%  
Other income Rs m1,1103,103 35.8%   
Interest expense Rs m7,57514,176 53.4%   
Net interest income Rs m3,3169,954 33.3%  
Operating expense Rs m3,4867,807 44.6%   
Gross profit Rs m-1702,147 -7.9%  
Gross profit margin %-1.68.9 -17.5%  
Provisions/contingencies Rs m8171,388 58.9%   
Profit before tax Rs m1243,862 3.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m01,408 0.0%   
Profit after tax Rs m1242,453 5.0%  
Net profit margin %1.110.2 11.2%  
BALANCE SHEET DATA
Advances Rs m64,464203,367 31.7%   
Deposits Rs m112,937240,069 47.0%  
Credit/Deposit ratio x57.184.7 67.4%  
Yield on advances %11.99.5 125.1%   
Cost of deposits %6.55.4 120.6%   
Net Interest Margin %2.93.4 84.2%  
Net fixed assets Rs m2,1434,940 43.4%   
Share capital Rs m2,0993,081 68.1%   
Free reserves Rs m1,80824,983 7.2%   
Net worth Rs m6,54528,064 23.3%   
Borrowings Rs m1,45219,267 7.5%   
Investments Rs m41,94262,190 67.4%   
Total assets Rs m123,331302,221 40.8%  
Debt/equity ratio x17.59.2 189.1%   
Return on assets %0.10.8 12.4%  
Return on equity %1.98.7 21.6%  
Capital adequacy ratio %10.316.5 62.3%  
Net NPAs %2.60.7 358.3%  
CASH FLOW
From Operations Rs m-9922,301 -43.1%  
From Investments Rs m-105-592 17.8%  
From Financial Activity Rs m84110,087 8.3%  
Net Cashflow Rs m-25611,795 -2.2%  

Share Holding

Indian Promoters % 0.0 0.9 -  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 0.5 23.2 2.2%  
FIIs % 22.7 15.0 151.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.8 45.5 168.8%  
Shareholders   81,558 184,073 44.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   KARNATAKA BANK  CANARA BANK  SOUTH IND.BANK  IDFC BANK LTD  UNION BANK  

Compare DHANLAXMI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Share markets in India ended their trading session on a flattish note yesterday. Sectoral indices ended on a mixed note with stocks in the IT sector.

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DHANLAXMI BANK Announces Quarterly Results (2QFY19); Net Profit Up 100.5% (Quarterly Result Update)

Nov 12, 2018 | Updated on Nov 12, 2018

For the quarter ended September 2018, DHANLAXMI BANK has posted a net profit of Rs 122 m (up 100.5% YoY). Sales on the other hand came in at Rs 2 bn (down 5.6% YoY). Read on for a complete analysis of DHANLAXMI BANK's quarterly results.

DCB BANK Announces Quarterly Results (2QFY19); Net Profit Up 24.7% (Quarterly Result Update)

Oct 19, 2018 | Updated on Oct 19, 2018

For the quarter ended September 2018, DCB BANK has posted a net profit of Rs 734 m (up 24.7% YoY). Sales on the other hand came in at Rs 7 bn (up 25.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

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