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Compare Dhanlaxmi Bank with Union Bank - Equitymaster

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DHANLAXMI BANK vs UNION BANK - Comparison Results

UNION BANK 
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Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    DHANLAXMI BANK UNION BANK DHANLAXMI BANK/
UNION BANK
 
P/E (TTM) x -3.5 -1.0 - View Chart
P/BV x 0.4 0.2 193.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 DHANLAXMI BANK   UNION BANK
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-17
UNION BANK
Mar-18
DHANLAXMI BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs32205 15.8%   
Low Rs1786 20.0%   
Income per share (Unadj.) Rs5.2282.0 1.8%  
Earnings per share (Unadj.) Rs0.1-44.6 -0.1%  
Cash flow per share (Unadj.) Rs1.3-115.2 -1.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs3.1216.1 1.4%  
Shares outstanding (eoy) m2,098.461,168.57 179.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x4.80.5 924.2%   
Avg P/E ratio x419.5-3.3 -12,861.2%  
Avg P/CF ratio x55.21.9 2,920.5%  
Avg Price/Bookvalue ratio x7.90.7 1,178.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m51,937170,027 30.5%   
No. of employees `0002.037.6 5.4%   
Total wages & salary Rs m1,94933,322 5.8%   
Avg. income/employee Rs Th5,388.78,766.7 61.5%   
Avg. wages/employee Rs Th964.4886.5 108.8%   
Avg. net profit/employee Rs Th61.3-1,386.8 -4.4%   
INCOME DATA
Interest income Rs m10,891329,516 3.3%  
Other income Rs m1,11054,621 2.0%   
Interest expense Rs m7,575234,709 3.2%   
Net interest income Rs m3,31694,807 3.5%  
Operating expense Rs m3,48673,508 4.7%   
Gross profit Rs m-17021,298 -0.8%  
Gross profit margin %-1.66.5 -24.1%  
Provisions/contingencies Rs m817142,063 0.6%   
Profit before tax Rs m124-66,062 -0.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0-13,938 0.0%   
Profit after tax Rs m124-52,125 -0.2%  
Net profit margin %1.1-15.8 -7.2%  
BALANCE SHEET DATA
Advances Rs m64,4642,905,715 2.2%   
Deposits Rs m112,9374,102,884 2.8%  
Credit/Deposit ratio x57.170.8 80.6%  
Yield on advances %11.97.9 151.7%   
Cost of deposits %6.55.3 123.0%   
Net Interest Margin %2.92.0 142.2%  
Net fixed assets Rs m2,14338,461 5.6%   
Share capital Rs m2,09911,686 18.0%   
Free reserves Rs m1,808228,925 0.8%   
Net worth Rs m6,545252,518 2.6%   
Borrowings Rs m1,452456,804 0.3%   
Investments Rs m41,9421,255,107 3.3%   
Total assets Rs m123,3314,911,464 2.5%  
Debt/equity ratio x17.518.1 96.8%   
Return on assets %0.1-1.1 -9.5%  
Return on equity %1.9-20.6 -9.2%  
Capital adequacy ratio %10.311.5 89.2%  
Net NPAs %2.68.4 30.6%  
CASH FLOW
From Operations Rs m-99260,893 -1.6%  
From Investments Rs m-105-3,068 3.4%  
From Financial Activity Rs m841107,919 0.8%  
Net Cashflow Rs m-256165,744 -0.2%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 16.6 3.0%  
FIIs % 22.7 8.5 267.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.8 14.8 518.9%  
Shareholders   81,558 235,817 34.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   AXIS BANK  INDUSIND BANK  HDFC BANK  VIJAYA BANK  CORPORATION BANK  

Compare DHANLAXMI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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DHANLAXMI BANK Announces Quarterly Results (1QFY19); Net Profit Down 664.5% (Quarterly Result Update)

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For the quarter ended June 2018, DHANLAXMI BANK has posted a net profit of Rs 450 m (down 664.5% YoY). Sales on the other hand came in at Rs 2 bn (down 7.5% YoY). Read on for a complete analysis of DHANLAXMI BANK's quarterly results.

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