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Compare Dhanlaxmi Bank with United Bank of India - Equitymaster

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DHANLAXMI BANK vs UNITED BANK OF INDIA - Comparison Results

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Current Valuations

    DHANLAXMI BANK UNITED BANK OF INDIA DHANLAXMI BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -14.3 -0.6 - View Chart
P/BV x 0.5 0.1 332.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 DHANLAXMI BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-14
UNITED BANK OF INDIA
Mar-16
DHANLAXMI BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs5132 159.6%   
Low Rs2417 144.0%   
Income per share (Unadj.) Rs102.6118.4 86.7%  
Earnings per share (Unadj.) Rs-20.0-3.4 595.6%  
Cash flow per share (Unadj.) Rs-12.9-15.5 83.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs58.569.6 84.1%  
Shares outstanding (eoy) m125.93839.51 15.0%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x0.40.2 177.9%   
Avg P/E ratio x-1.9-7.2 25.9%  
Avg P/CF ratio x78.80.9 8,668.9%  
Avg Price/Bookvalue ratio x0.60.3 183.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m4,71020,358 23.1%   
No. of employees `0002.415.0 16.2%   
Total wages & salary Rs m1,89210,974 17.2%   
Avg. income/employee Rs Th5,316.76,632.8 80.2%   
Avg. wages/employee Rs Th778.7732.5 106.3%   
Avg. net profit/employee Rs Th-1,036.7-188.2 550.8%   
INCOME DATA
Interest income Rs m12,92099,367 13.0%  
Other income Rs m73414,675 5.0%   
Interest expense Rs m10,11876,561 13.2%   
Net interest income Rs m2,80122,806 12.3%  
Operating expense Rs m3,47519,363 17.9%   
Gross profit Rs m-6743,443 -19.6%  
Gross profit margin %-5.23.5 -150.5%  
Provisions/contingencies Rs m2,57925,228 10.2%   
Profit before tax Rs m-2,518-7,110 35.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1-4,290 -0.0%   
Profit after tax Rs m-2,519-2,820 89.3%  
Net profit margin %-19.5-2.8 687.2%  
BALANCE SHEET DATA
Advances Rs m79,360680,602 11.7%   
Deposits Rs m121,3321,164,013 10.4%  
Credit/Deposit ratio x65.458.5 111.9%  
Yield on advances %11.89.7 121.2%   
Cost of deposits %7.66.2 122.7%   
Net Interest Margin %2.01.9 105.5%  
Net fixed assets Rs m2,12412,109 17.5%   
Share capital Rs m1,2598,395 15.0%   
Free reserves Rs m4,08617,690 23.1%   
Net worth Rs m7,36358,392 12.6%   
Borrowings Rs m13,35629,125 45.9%   
Investments Rs m44,823447,234 10.0%   
Total assets Rs m146,8761,294,318 11.3%  
Debt/equity ratio x18.320.4 89.5%   
Return on assets %-1.7-0.2 787.3%  
Return on equity %-34.2-4.8 708.5%  
Capital adequacy ratio %8.710.5 82.9%  
Net NPAs %3.89.0 42.0%  
CASH FLOW
From Operations Rs m6,48724,276 26.7%  
From Investments Rs m-243-896 27.1%  
From Financial Activity Rs m1,138-429 -265.6%  
Net Cashflow Rs m7,38222,951 32.2%  

Share Holding

Indian Promoters % 0.0 88.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 5.2 9.6%  
FIIs % 22.7 0.3 7,566.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.8 6.5 1,181.5%  
Shareholders   81,558 78,272 104.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   PNB  INDIAN OVERSEAS BANK  CORPORATION BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare DHANLAXMI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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