X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Dhanlaxmi Bank with United Bank of India - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DHANLAXMI BANK vs UNITED BANK OF INDIA - Comparison Results

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DHANLAXMI BANK UNITED BANK OF INDIA DHANLAXMI BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -4.0 -0.4 - View Chart
P/BV x 0.6 0.1 658.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 DHANLAXMI BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-18
UNITED BANK OF INDIA
Mar-18
DHANLAXMI BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs4423 193.0%   
Low Rs2111 196.2%   
Income per share (Unadj.) Rs4.027.8 14.4%  
Earnings per share (Unadj.) Rs-0.1-4.8 2.0%  
Cash flow per share (Unadj.) Rs0.4-14.1 -3.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.928.9 6.6%  
Shares outstanding (eoy) m2,530.122,999.99 84.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x8.10.6 1,346.8%   
Avg P/E ratio x-328.6-3.4 9,568.3%  
Avg P/CF ratio x55.92.0 2,818.6%  
Avg Price/Bookvalue ratio x17.00.6 2,939.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m81,72349,950 163.6%   
No. of employees `0001.9NA-   
Total wages & salary Rs m1,63617,126 9.6%   
Avg. income/employee Rs Th5,381.4NM-  
Avg. wages/employee Rs Th868.7NM-  
Avg. net profit/employee Rs Th-132.1N.A.-  
INCOME DATA
Interest income Rs m10,13383,416 12.1%  
Other income Rs m1,02522,146 4.6%   
Interest expense Rs m6,67568,488 9.7%   
Net interest income Rs m3,45814,929 23.2%  
Operating expense Rs m3,02126,834 11.3%   
Gross profit Rs m437-11,905 -3.7%  
Gross profit margin %4.3-14.3 -30.2%  
Provisions/contingencies Rs m1,71139,728 4.3%   
Profit before tax Rs m-249-29,487 0.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0-14,942 0.0%   
Profit after tax Rs m-249-14,545 1.7%  
Net profit margin %-2.5-17.4 14.1%  
BALANCE SHEET DATA
Advances Rs m61,105624,902 9.8%   
Deposits Rs m109,1971,293,264 8.4%  
Credit/Deposit ratio x56.048.3 115.8%  
Yield on advances %11.38.1 139.9%   
Cost of deposits %5.95.1 115.1%   
Net Interest Margin %3.01.1 271.8%  
Net fixed assets Rs m2,03812,931 15.8%   
Share capital Rs m2,53030,000 8.4%   
Free reserves Rs m2,29022,244 10.3%   
Net worth Rs m4,82186,616 5.6%   
Borrowings Rs m3,92233,061 11.9%   
Investments Rs m43,646504,018 8.7%   
Total assets Rs m122,8651,447,487 8.5%  
Debt/equity ratio x23.515.3 153.2%   
Return on assets %-0.2-1.0 20.1%  
Return on equity %-5.2-16.8 30.7%  
Capital adequacy ratio %13.912.6 109.9%  
Net NPAs %3.216.5 19.3%  
CASH FLOW
From Operations Rs m-2,03046,588 -4.4%  
From Investments Rs m-28-2,347 1.2%  
From Financial Activity Rs m2,69927,942 9.7%  
Net Cashflow Rs m64072,183 0.9%  

Share Holding

Indian Promoters % 0.0 88.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 5.2 9.6%  
FIIs % 22.7 0.3 7,566.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.8 6.5 1,181.5%  
Shareholders   81,558 78,272 104.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   DCB BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  YES BANK  CANARA BANK  

Compare DHANLAXMI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Recover; Sensex Ends 77 Points Higher(Closing)

Indian share markets witnessed buying interest during closing hours and ended on a positive note. Gains were seen in the metal sector.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

DHANLAXMI BANK Announces Quarterly Results (2QFY19); Net Profit Up 100.5% (Quarterly Result Update)

Nov 12, 2018 | Updated on Nov 12, 2018

For the quarter ended September 2018, DHANLAXMI BANK has posted a net profit of Rs 122 m (up 100.5% YoY). Sales on the other hand came in at Rs 2 bn (down 5.6% YoY). Read on for a complete analysis of DHANLAXMI BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

DHANLAXMI BANK SHARE PRICE


Dec 18, 2018 (Close)

TRACK DHANLAXMI BANK

  • Track your investment in DHANLAXMI BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON DHANLAXMI BANK

DHANLAXMI BANK - CITY UNION BANK COMPARISON

COMPARE DHANLAXMI BANK WITH

MARKET STATS