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DHANLAXMI BANK vs UNITED BANK OF INDIA - Comparison Results

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Current Valuations

    DHANLAXMI BANK UNITED BANK OF INDIA DHANLAXMI BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 1.7 0.7 233.3% View Chart
P/BV x 0.3 0.0 1,154.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 DHANLAXMI BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-18
UNITED BANK OF INDIA
Mar-19
DHANLAXMI BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs4415 297.3%   
Low Rs219 226.4%   
Income per share (Unadj.) Rs4.011.5 34.8%  
Earnings per share (Unadj.) Rs-0.1-3.1 3.2%  
Cash flow per share (Unadj.) Rs0.4-10.3 -4.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.915.5 12.3%  
Shares outstanding (eoy) m2,530.127,427.92 34.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x8.11.0 777.7%   
Avg P/E ratio x-328.6-3.8 8,573.5%  
Avg P/CF ratio x55.92.4 2,315.6%  
Avg Price/Bookvalue ratio x17.00.8 2,196.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m81,72388,764 92.1%   
No. of employees `0001.914.3 13.2%   
Total wages & salary Rs m1,63619,545 8.4%   
Avg. income/employee Rs Th5,381.45,987.6 89.9%   
Avg. wages/employee Rs Th868.71,367.2 63.5%   
Avg. net profit/employee Rs Th-132.1-1,620.0 8.2%   
INCOME DATA
Interest income Rs m10,13385,599 11.8%  
Other income Rs m1,02523,846 4.3%   
Interest expense Rs m6,67565,853 10.1%   
Net interest income Rs m3,45819,746 17.5%  
Operating expense Rs m3,02129,476 10.2%   
Gross profit Rs m437-9,730 -4.5%  
Gross profit margin %4.3-11.4 -37.9%  
Provisions/contingencies Rs m1,71159,925 2.9%   
Profit before tax Rs m-249-45,809 0.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0-22,650 0.0%   
Profit after tax Rs m-249-23,159 1.1%  
Net profit margin %-2.5-27.1 9.1%  
BALANCE SHEET DATA
Advances Rs m61,105669,551 9.1%   
Deposits Rs m109,1971,349,833 8.1%  
Credit/Deposit ratio x56.049.6 112.8%  
Yield on advances %11.37.6 149.9%   
Cost of deposits %5.94.7 125.2%   
Net Interest Margin %3.01.4 212.4%  
Net fixed assets Rs m2,03812,401 16.4%   
Share capital Rs m2,53074,279 3.4%   
Free reserves Rs m2,29040,710 5.6%   
Net worth Rs m4,821114,989 4.2%   
Borrowings Rs m3,92222,037 17.8%   
Investments Rs m43,646609,760 7.2%   
Total assets Rs m122,8651,515,299 8.1%  
Debt/equity ratio x23.511.9 196.7%   
Return on assets %-0.2-1.5 13.2%  
Return on equity %-5.2-20.1 25.6%  
Capital adequacy ratio %13.913.0 106.7%  
Net NPAs %3.28.7 36.8%  
CASH FLOW
From Operations Rs m-2,030-150,737 1.3%  
From Investments Rs m-28-732 3.8%  
From Financial Activity Rs m2,69945,761 5.9%  
Net Cashflow Rs m640-105,708 -0.6%  

Share Holding

Indian Promoters % 0.0 88.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 5.2 9.6%  
FIIs % 22.7 0.3 7,566.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.8 6.5 1,181.5%  
Shareholders   81,558 78,272 104.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   IDFC FIRST BANK  PUNJAB & SIND BANK  INDIAN OVERSEAS BANK  YES BANK  KARNATAKA BANK  

Compare DHANLAXMI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

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Indian share markets witnessed buying interest throughout the day and ended on a strong note.

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DHANLAXMI BANK Announces Quarterly Results (3QFY20); Net Profit Up 25.9% (Quarterly Result Update)

Feb 6, 2020 | Updated on Feb 6, 2020

For the quarter ended December 2019, DHANLAXMI BANK has posted a net profit of Rs 213 m (up 25.9% YoY). Sales on the other hand came in at Rs 3 bn (up 2.4% YoY). Read on for a complete analysis of DHANLAXMI BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)

Nov 5, 2019 | Updated on Nov 5, 2019

For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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DHANLAXMI BANK Announces Quarterly Results (2QFY20); Net Profit Up 81.6% (Quarterly Result Update)

Nov 4, 2019 | Updated on Nov 4, 2019

For the quarter ended September 2019, DHANLAXMI BANK has posted a net profit of Rs 221 m (up 81.6% YoY). Sales on the other hand came in at Rs 3 bn (up 3.6% YoY). Read on for a complete analysis of DHANLAXMI BANK's quarterly results.

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Apr 9, 2020 (Close)

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