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EQUITAS SMALL FINANCE BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    EQUITAS SMALL FINANCE BANK BANK OF MAHARASHTRA EQUITAS SMALL FINANCE BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 13.4 12.0 111.9% View Chart
P/BV x 2.0 2.8 72.9% View Chart
Dividend Yield % 1.1 2.1 51.9%  

Financials

 EQUITAS SMALL FINANCE BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    EQUITAS SMALL FINANCE BANK
Mar-23
BANK OF MAHARASHTRA
Mar-23
EQUITAS SMALL FINANCE BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs7836 214.8%   
Low Rs3815 250.0%   
Income per share (Unadj.) Rs37.523.6 158.6%  
Earnings per share (Unadj.) Rs5.23.9 133.4%  
Cash flow per share (Unadj.) Rs19.95.8 345.0%  
Dividends per share (Unadj.) Rs1.001.30 76.9%  
Avg Dividend yield %1.75.1 34.2%  
Book value per share (Unadj.) Rs46.423.5 197.7%  
Shares outstanding (eoy) m1,110.566,730.50 16.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.51.1 141.9%   
Avg P/E ratio x11.26.6 168.7%  
Avg P/CF ratio x5.42.8 192.7%  
Avg Price/Bookvalue ratio x1.21.1 113.8%  
Dividend payout %19.433.6 57.6%   
Avg Mkt Cap Rs m64,063172,469 37.1%   
No. of employees `000NANA-   
Total wages & salary Rs m10,96720,581 53.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m41,619158,986 26.2%  
Other income Rs m6,69622,809 29.4%   
Interest expense Rs m16,17281,568 19.8%   
Net interest income Rs m25,44777,418 32.9%  
Operating expense Rs m20,38339,225 52.0%   
Gross profit Rs m5,06438,193 13.3%  
Gross profit margin %12.224.0 50.7%  
Provisions/contingencies Rs m6,02434,975 17.2%   
Profit before tax Rs m7,68834,456 22.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m022 0.0%   
Tax Rs m1,9528,429 23.2%   
Profit after tax Rs m5,73626,050 22.0%  
Net profit margin %13.816.4 84.1%  
BALANCE SHEET DATA
Advances Rs m257,9861,712,207 15.1%   
Deposits Rs m253,8062,340,641 10.8%  
Credit/Deposit ratio x101.673.2 139.0%  
Yield on advances %14.66.7 217.5%   
Cost of deposits %5.43.1 174.3%   
Net Interest Margin %7.83.2 243.3%  
Net fixed assets Rs m3,37721,492 15.7%   
Share capital Rs m11,10667,305 16.5%   
Free reserves Rs m40,41790,597 44.6%   
Net worth Rs m51,523157,902 32.6%   
Borrowings Rs m29,738107,657 27.6%   
Investments Rs m66,646690,420 9.7%   
Total assets Rs m349,5812,678,272 13.1%  
Debt/equity ratio x5.515.5 35.5%   
Return on assets %1.61.0 168.7%  
Return on equity %11.116.5 67.5%  
Capital adequacy ratio %23.818.1 131.2%  
Net NPAs %1.20.3 484.0%  
CASH FLOW
From Operations Rs m-9,977-14,399 69.3%  
From Investments Rs m-2,613-1,751 149.2%  
From Financial Activity Rs m6012,279 26.4%  
Net Cashflow Rs m-8,883-13,871 64.0%  

Share Holding

Indian Promoters % 0.0 86.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 65.3 5.2 1,264.5%  
FIIs % 19.6 0.5 4,357.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 13.5 738.6%  
Shareholders   361,709 677,087 53.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EQUITAS SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    PNB    


More on EQUITAS SMALL FINANCE BANK vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

EQUITAS SMALL FINANCE BANK vs Bank of Maharashtra Share Price Performance

Period EQUITAS SMALL FINANCE BANK Bank of Maharashtra S&P BSE BANKEX
1-Day -0.48% 5.24% 0.82%
1-Month -7.22% 7.43% 2.48%
1-Year 43.69% 169.65% 19.28%
3-Year CAGR 15.45% 44.61% 12.00%
5-Year CAGR 23.06% 35.55% 9.40%

* Compound Annual Growth Rate

Here are more details on the EQUITAS SMALL FINANCE BANK share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of EQUITAS SMALL FINANCE BANK hold a 0.0% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of EQUITAS SMALL FINANCE BANK and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, EQUITAS SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 19.4%.

Bank of Maharashtra paid Rs 1.3, and its dividend payout ratio stood at 33.6%.

You may visit here to review the dividend history of EQUITAS SMALL FINANCE BANK, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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