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EQUITAS SMALL FINANCE BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    EQUITAS SMALL FINANCE BANK KARNATAKA BANK EQUITAS SMALL FINANCE BANK/
KARNATAKA BANK
 
P/E (TTM) x 13.4 5.7 235.6% View Chart
P/BV x 2.0 1.0 211.8% View Chart
Dividend Yield % 1.1 2.2 48.7%  

Financials

 EQUITAS SMALL FINANCE BANK   KARNATAKA BANK
EQUITY SHARE DATA
    EQUITAS SMALL FINANCE BANK
Mar-23
KARNATAKA BANK
Mar-23
EQUITAS SMALL FINANCE BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs78169 46.2%   
Low Rs3856 67.3%   
Income per share (Unadj.) Rs37.5231.2 16.2%  
Earnings per share (Unadj.) Rs5.237.8 13.7%  
Cash flow per share (Unadj.) Rs19.976.3 26.0%  
Dividends per share (Unadj.) Rs1.005.00 20.0%  
Avg Dividend yield %1.74.5 38.9%  
Book value per share (Unadj.) Rs46.4262.9 17.6%  
Shares outstanding (eoy) m1,110.56312.34 355.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.50.5 317.4%   
Avg P/E ratio x11.23.0 376.3%  
Avg P/CF ratio x5.41.6 343.5%  
Avg Price/Bookvalue ratio x1.20.4 291.6%  
Dividend payout %19.413.2 146.3%   
Avg Mkt Cap Rs m64,06335,014 183.0%   
No. of employees `000NANA-   
Total wages & salary Rs m10,96710,735 102.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m41,61972,202 57.6%  
Other income Rs m6,6969,926 67.5%   
Interest expense Rs m16,17240,351 40.1%   
Net interest income Rs m25,44731,851 79.9%  
Operating expense Rs m20,38319,700 103.5%   
Gross profit Rs m5,06412,151 41.7%  
Gross profit margin %12.216.8 72.3%  
Provisions/contingencies Rs m6,02410,280 58.6%   
Profit before tax Rs m7,68814,405 53.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,9522,608 74.9%   
Profit after tax Rs m5,73611,797 48.6%  
Net profit margin %13.816.3 84.4%  
BALANCE SHEET DATA
Advances Rs m257,986599,516 43.0%   
Deposits Rs m253,806873,679 29.1%  
Credit/Deposit ratio x101.668.6 148.1%  
Yield on advances %14.69.3 156.6%   
Cost of deposits %5.44.3 123.5%   
Net Interest Margin %7.83.8 205.0%  
Net fixed assets Rs m3,3778,462 39.9%   
Share capital Rs m11,1063,124 355.5%   
Free reserves Rs m40,41778,997 51.2%   
Net worth Rs m51,52382,120 62.7%   
Borrowings Rs m29,73815,627 190.3%   
Investments Rs m66,646233,249 28.6%   
Total assets Rs m349,581990,571 35.3%  
Debt/equity ratio x5.510.8 50.8%   
Return on assets %1.61.2 137.8%  
Return on equity %11.114.4 77.5%  
Capital adequacy ratio %23.817.5 136.4%  
Net NPAs %1.21.7 71.2%  
CASH FLOW
From Operations Rs m-9,97718,297 -54.5%  
From Investments Rs m-2,613-875 298.5%  
From Financial Activity Rs m601-195 -309.0%  
Net Cashflow Rs m-8,88317,227 -51.6%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 65.3 36.7 177.6%  
FIIs % 19.6 19.0 103.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   361,709 267,637 135.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EQUITAS SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on EQUITAS SMALL FINANCE BANK vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

EQUITAS SMALL FINANCE BANK vs Karnataka Bank Share Price Performance

Period EQUITAS SMALL FINANCE BANK Karnataka Bank S&P BSE BANKEX
1-Day -0.48% -1.53% 0.82%
1-Month -7.22% -2.22% 2.48%
1-Year 43.69% 78.09% 19.28%
3-Year CAGR 15.45% 55.04% 12.00%
5-Year CAGR 23.06% 13.14% 9.40%

* Compound Annual Growth Rate

Here are more details on the EQUITAS SMALL FINANCE BANK share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of EQUITAS SMALL FINANCE BANK hold a 0.0% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of EQUITAS SMALL FINANCE BANK and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, EQUITAS SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 19.4%.

Karnataka Bank paid Rs 5.0, and its dividend payout ratio stood at 13.2%.

You may visit here to review the dividend history of EQUITAS SMALL FINANCE BANK, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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