| GALADA FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES | GALADA FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 24.8 | 16.9 | 146.6% | View Chart |
| P/BV | x | 2.1 | 2.0 | 105.5% | View Chart |
| Dividend Yield | % | 0.0 | 1.9 | - |
GALADA FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| GALADA FINANCE Mar-25 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-26 |
GALADA FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
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| High | Rs | 26 | 412 | 6.2% | |
| Low | Rs | 13 | 242 | 5.5% | |
| Income per share (Unadj.) | Rs | 5.5 | 151.2 | 3.6% | |
| Earnings per share (Unadj.) | Rs | 0.8 | 20.5 | 4.0% | |
| Cash flow per share (Unadj.) | Rs | 3.3 | 83.9 | 3.9% | |
| Dividends per share (Unadj.) | Rs | 0 | 7.50 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.3 | 0.0% | |
| Book value per share (Unadj.) | Rs | 19.3 | 191.5 | 10.1% | |
| Shares outstanding (eoy) | m | 3.00 | 1,389.55 | 0.2% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.5 | 2.2 | 163.2% | |
| Avg P/E ratio | x | 23.4 | 15.9 | 147.2% | |
| Avg P/CF ratio | x | 23.4 | 15.7 | 149.5% | |
| Avg Price/Bookvalue ratio | x | 1.0 | 1.7 | 59.1% | |
| Dividend payout | % | 0 | 36.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 58 | 454,590 | 0.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2 | 25,096 | 0.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 17 | 210,054 | 0.0% | |
| Other income | Rs m | 1 | 814 | 0.1% | |
| Interest expense | Rs m | 6 | 89,336 | 0.0% | |
| Net interest income | Rs m | 11 | 120,718 | 0.0% | |
| Operating expense | Rs m | 7 | 78,779 | 0.0% | |
| Gross profit | Rs m | 4 | 41,939 | 0.0% | |
| Gross profit margin | % | 24.7 | 20.0 | 123.5% | |
| Provisions/contingencies | Rs m | 0 | 444 | 0.0% | |
| Profit before tax | Rs m | 3 | 38,259 | 0.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -66 | -0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 0 | 9,648 | 0.0% | |
| Profit after tax | Rs m | 2 | 28,545 | 0.0% | |
| Net profit margin | % | 15.1 | 13.6 | 110.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 1,392,648 | 0.0% | |
| Deposits | Rs m | 14 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 6.1 | 0 | - | |
| Net Interest Margin | % | 17.5 | 8.2 | 214.1% | |
| Net fixed assets | Rs m | 6 | 13,283 | 0.0% | |
| Share capital | Rs m | 30 | 2,779 | 1.1% | |
| Free reserves | Rs m | 28 | 263,276 | 0.0% | |
| Net worth | Rs m | 58 | 266,055 | 0.0% | |
| Borrowings | Rs m | 35 | 556,244 | 0.0% | |
| Investments | Rs m | 63 | 80,933 | 0.1% | |
| Total assets | Rs m | 125 | 1,578,180 | 0.0% | |
| Debt/equity ratio | x | 0.9 | 2.1 | 41.0% | |
| Return on assets | % | 2.0 | 1.8 | 110.2% | |
| Return on equity | % | 4.3 | 10.7 | 40.2% | |
| Capital adequacy ratio | % | 46.8 | 18.8 | 248.2% | |
| Net NPAs | % | 0 | 1.4 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -23 | -127,722 | 0.0% | |
| From Investments | Rs m | NA | 7,695 | -0.0% | |
| From Financial Activity | Rs m | 23 | 106,372 | 0.0% | |
| Net Cashflow | Rs m | 0 | -13,651 | 0.0% | |
| Indian Promoters | % | 66.8 | 52.5 | 127.2% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 41.0 | - | |
| FIIs | % | 0.0 | 9.5 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 33.3 | 47.5 | 70.0% | |
| Shareholders | 1,017 | 241,776 | 0.4% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare GALADA FINANCE With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
| Period | GALADA FINANCE | M&M Financial |
|---|---|---|
| 1-Day | -4.91% | -0.29% |
| 1-Month | 10.00% | 19.90% |
| 1-Year | 54.49% | 45.94% |
| 3-Year CAGR | 53.97% | 11.62% |
| 5-Year CAGR | 20.85% | 21.22% |
* Compound Annual Growth Rate
Here are more details on the GALADA FINANCE share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of GALADA FINANCE hold a 66.8% stake in the company. In case of M&M Financial the stake stands at 52.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GALADA FINANCE and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, GALADA FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
M&M Financial paid Rs 7.5, and its dividend payout ratio stood at 36.5%.
You may visit here to review the dividend history of GALADA FINANCE, and the dividend history of M&M Financial.
Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.