Compare GIC HOUSING with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GIC HOUSING vs LIC HOUSING - Comparison Results

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GIC HOUSING LIC HOUSING GIC HOUSING/
LIC HOUSING
 
P/E (TTM) x 4.1 8.3 50.0% View Chart
P/BV x 0.6 1.1 56.5% View Chart
Dividend Yield % 4.9 2.0 239.5%  

Financials

 GIC HOUSING   LIC HOUSING
EQUITY SHARE DATA
    GIC HOUSING
Mar-18
LIC HOUSING
Mar-20
GIC HOUSING/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs616587 105.0%   
Low Rs347186 186.7%   
Income per share (Unadj.) Rs204.1388.7 52.5%  
Earnings per share (Unadj.) Rs34.247.5 72.1%  
Cash flow per share (Unadj.) Rs54.273.7 73.5%  
Dividends per share (Unadj.) Rs5.508.00 68.8%  
Avg Dividend yield %1.12.1 55.2%  
Book value per share (Unadj.) Rs183.9361.9 50.8%  
Shares outstanding (eoy) m53.85504.66 10.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.41.0 237.3%   
Avg P/E ratio x14.18.1 172.8%  
Avg P/CF ratio x10.57.8 134.5%  
Avg Price/Bookvalue ratio x2.61.1 245.3%  
Dividend payout %16.116.8 95.3%   
Avg Mkt Cap Rs m25,934195,001 13.3%   
No. of employees `0000.32.4 11.3%   
Total wages & salary Rs m2903,276 8.9%   
Avg. income/employee Rs Th40,560.981,999.8 49.5%   
Avg. wages/employee Rs Th1,070.11,369.6 78.1%   
Avg. net profit/employee Rs Th6,805.510,019.4 67.9%   
INCOME DATA
Interest income Rs m10,992196,144 5.6%  
Other income Rs m20-292 -6.9%   
Interest expense Rs m7,128147,814 4.8%   
Net interest income Rs m3,86448,329 8.0%  
Operating expense Rs m8195,405 15.1%   
Gross profit Rs m3,04642,924 7.1%  
Gross profit margin %27.721.9 126.6%  
Provisions/contingencies Rs m620949 65.3%   
Profit before tax Rs m2,71832,750 8.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m8748,785 9.9%   
Profit after tax Rs m1,84423,966 7.7%  
Net profit margin %16.812.2 137.3%  
BALANCE SHEET DATA
Advances Rs m112,3512,079,745 5.4%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.89.5 103.1%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %3.42.3 151.6%  
Net fixed assets Rs m212,951 0.7%   
Share capital Rs m5391,010 53.4%   
Free reserves Rs m9,364181,639 5.2%   
Net worth Rs m9,902182,649 5.4%   
Borrowings Rs m76,5121,320,823 5.8%   
Investments Rs m26554,847 0.5%   
Total assets Rs m113,5472,169,197 5.2%  
Debt/equity ratio x7.77.2 106.8%   
Return on assets %1.61.1 147.0%  
Return on equity %18.613.1 141.9%  
Capital adequacy ratio %16.213.9 116.4%  
Net NPAs %02.0 0.0%  
CASH FLOW
From Operations Rs m-17,213-147,377 11.7%  
From Investments Rs m16-18,514 -0.1%  
From Financial Activity Rs m17,148151,555 11.3%  
Net Cashflow Rs m-49-14,336 0.3%  

Share Holding

Indian Promoters % 41.5 40.3 103.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.0 7.0 142.9%  
FIIs % 3.4 38.0 8.9%  
ADR/GDR % 0.0 0.6 -  
Free float % 45.2 14.2 318.3%  
Shareholders   39,033 159,214 24.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   M&M FINANCIAL SERVICES  MUTHOOT FINANCE  IFCI  IDFC  SREI INFRA FINANCE  



Today's Market

India Top US Crude Oil Buyer in Q1CY21, Adani Ports Removed from S&P Index, and Buzzing Stocks Today(Pre-Open)

Indian share markets ended on a strong note on Tuesday. Benchmark indices extended gains after the Indian government fast-tracked emergency approvals for foreign produced Covid-19 vaccines.

Related Views on News

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)

May 7, 2019 | Updated on May 7, 2019

For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

More Views on News

Most Popular

India: Recovery Stalled by Vaccine Games?(The Honest Truth)

Apr 13, 2021

Ajit Dayal on how India's vaccine strategy will impact the markets.

4 Stocks to Make Your Portfolio Immune to the Second Covid Wave(Profit Hunter)

Apr 6, 2021

Rather than predicting the market, successful investing is more about preparing well and placing your bets accordingly.

An India Revival Stock I'm Bullish On...(Profit Hunter)

Apr 9, 2021

This could take India to the position of 3rd largest economy.

Why Did the Market Crash on Monday?(Fast Profits Daily)

Apr 13, 2021

In this video, I'll you what I think is the real reason behind yesterday's market crash.

Why the Market Fell Yesterday(Fast Profits Daily)

Apr 6, 2021

In this video, I'll tell you the two reasons why the market fell on Monday and how you can prepare yourself for such events in the future.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

GIC HOUSING SHARE PRICE


Apr 13, 2021 (Close)

TRACK GIC HOUSING

  • Track your investment in GIC HOUSING with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

GIC HOUSING 8-QTR ANALYSIS

COMPARE GIC HOUSING WITH

MARKET STATS