Compare GIC HOUSING with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GIC HOUSING vs LIC HOUSING - Comparison Results

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GIC HOUSING LIC HOUSING GIC HOUSING/
LIC HOUSING
 
P/E (TTM) x 4.2 8.9 46.9% View Chart
P/BV x 0.6 1.2 52.9% View Chart
Dividend Yield % 4.8 1.9 255.6%  

Financials

 GIC HOUSING   LIC HOUSING
EQUITY SHARE DATA
    GIC HOUSING
Mar-18
LIC HOUSING
Mar-20
GIC HOUSING/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs616587 105.0%   
Low Rs347186 186.7%   
Income per share (Unadj.) Rs204.1388.7 52.5%  
Earnings per share (Unadj.) Rs34.247.5 72.1%  
Cash flow per share (Unadj.) Rs54.273.7 73.5%  
Dividends per share (Unadj.) Rs5.508.00 68.8%  
Avg Dividend yield %1.12.1 55.2%  
Book value per share (Unadj.) Rs183.9361.9 50.8%  
Shares outstanding (eoy) m53.85504.66 10.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.41.0 237.3%   
Avg P/E ratio x14.18.1 172.8%  
Avg P/CF ratio x10.57.8 134.5%  
Avg Price/Bookvalue ratio x2.61.1 245.3%  
Dividend payout %16.116.8 95.3%   
Avg Mkt Cap Rs m25,934195,001 13.3%   
No. of employees `0000.32.4 11.3%   
Total wages & salary Rs m2903,276 8.9%   
Avg. income/employee Rs Th40,560.981,999.8 49.5%   
Avg. wages/employee Rs Th1,070.11,369.6 78.1%   
Avg. net profit/employee Rs Th6,805.510,019.4 67.9%   
INCOME DATA
Interest income Rs m10,992196,144 5.6%  
Other income Rs m20-292 -6.9%   
Interest expense Rs m7,128147,814 4.8%   
Net interest income Rs m3,86448,329 8.0%  
Operating expense Rs m8195,405 15.1%   
Gross profit Rs m3,04642,924 7.1%  
Gross profit margin %27.721.9 126.6%  
Provisions/contingencies Rs m620949 65.3%   
Profit before tax Rs m2,71832,750 8.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m8748,785 9.9%   
Profit after tax Rs m1,84423,966 7.7%  
Net profit margin %16.812.2 137.3%  
BALANCE SHEET DATA
Advances Rs m112,3512,079,745 5.4%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.89.5 103.1%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %3.42.3 151.6%  
Net fixed assets Rs m212,951 0.7%   
Share capital Rs m5391,010 53.4%   
Free reserves Rs m9,364181,639 5.2%   
Net worth Rs m9,902182,649 5.4%   
Borrowings Rs m76,5121,320,823 5.8%   
Investments Rs m26554,847 0.5%   
Total assets Rs m113,5472,169,197 5.2%  
Debt/equity ratio x7.77.2 106.8%   
Return on assets %1.61.1 147.0%  
Return on equity %18.613.1 141.9%  
Capital adequacy ratio %16.213.9 116.4%  
Net NPAs %02.0 0.0%  
CASH FLOW
From Operations Rs m-17,213-147,377 11.7%  
From Investments Rs m16-18,514 -0.1%  
From Financial Activity Rs m17,148151,555 11.3%  
Net Cashflow Rs m-49-14,336 0.3%  

Share Holding

Indian Promoters % 41.5 40.3 103.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.0 7.0 142.9%  
FIIs % 3.4 38.0 8.9%  
ADR/GDR % 0.0 0.6 -  
Free float % 45.2 14.2 318.3%  
Shareholders   39,033 159,214 24.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   DHFL  CAPITAL FIRST  IDFC  HDFC  REC  



Today's Market

Sensex Ends 257 Points Higher; Tata Steel & Hindalco Among Top Nifty Gainers(Closing)

Indian share markets witnessed positive trading activity throughout the day today and ended higher.

Related Views on News

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

More Views on News

Most Popular

Time to Buy Smallcaps?(Fast Profits Daily)

Apr 30, 2021

In this video, I'll show you why I favour smallcaps over the Nifty.

The Next Smallcap Winners(Profit Hunter)

Apr 30, 2021

Price is the only due diligence one might require to buy this business.

Sell in May and Go Away?(Fast Profits Daily)

Apr 28, 2021

Does the concept of selling stocks in the month of May, work in the Indian market?

This Fund Manager Has Taken the World by Storm. Will You Invest With Her?(Profit Hunter)

Apr 26, 2021

Should you invest with this Rockstar fund manager who has outperformed in a big way?

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

GIC HOUSING SHARE PRICE


May 7, 2021 (Close)

TRACK GIC HOUSING

  • Track your investment in GIC HOUSING with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

GIC HOUSING 8-QTR ANALYSIS

COMPARE GIC HOUSING WITH

MARKET STATS