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GIC HOUSING vs MUTHOOT FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    GIC HOUSING MUTHOOT FINANCE GIC HOUSING/
MUTHOOT FINANCE
 
P/E (TTM) x 7.5 15.5 48.4% View Chart
P/BV x 0.7 3.1 21.6% View Chart
Dividend Yield % 2.2 1.3 162.1%  

Financials

 GIC HOUSING   MUTHOOT FINANCE
EQUITY SHARE DATA
    GIC HOUSING
Mar-23
MUTHOOT FINANCE
Mar-23
GIC HOUSING/
MUTHOOT FINANCE
5-Yr Chart
Click to enlarge
High Rs2481,384 17.9%   
Low Rs110911 12.1%   
Income per share (Unadj.) Rs207.0296.4 69.9%  
Earnings per share (Unadj.) Rs39.690.0 44.0%  
Cash flow per share (Unadj.) Rs104.2179.6 58.0%  
Dividends per share (Unadj.) Rs4.5022.00 20.5%  
Avg Dividend yield %2.51.9 131.3%  
Book value per share (Unadj.) Rs315.6539.6 58.5%  
Shares outstanding (eoy) m53.85401.45 13.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.93.9 22.3%   
Avg P/E ratio x4.512.8 35.4%  
Avg P/CF ratio x4.511.5 39.4%  
Avg Price/Bookvalue ratio x0.62.1 26.6%  
Dividend payout %11.424.4 46.5%   
Avg Mkt Cap Rs m9,630460,742 2.1%   
No. of employees `000NANA-   
Total wages & salary Rs m59914,883 4.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,149118,977 9.4%  
Other income Rs m1,589773 205.4%   
Interest expense Rs m7,02942,248 16.6%   
Net interest income Rs m4,12076,728 5.4%  
Operating expense Rs m2,71027,492 9.9%   
Gross profit Rs m1,40949,236 2.9%  
Gross profit margin %12.641.4 30.5%  
Provisions/contingencies Rs m04,044 0.0%   
Profit before tax Rs m2,89949,228 5.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-575 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m76612,530 6.1%   
Profit after tax Rs m2,13336,123 5.9%  
Net profit margin %19.130.4 63.0%  
BALANCE SHEET DATA
Advances Rs m103,2100-   
Deposits Rs m03,315 0.0%  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %014.9-  
Net Interest Margin %3.91,008.1 0.4%  
Net fixed assets Rs m5223,773 13.8%   
Share capital Rs m5394,014 13.4%   
Free reserves Rs m16,454212,623 7.7%   
Net worth Rs m16,993216,637 7.8%   
Borrowings Rs m3,481194,137 1.8%   
Investments Rs m2,7397,611 36.0%   
Total assets Rs m108,350800,848 13.5%  
Debt/equity ratio x0.20.9 22.5%   
Return on assets %2.04.5 43.6%  
Return on equity %12.516.7 75.3%  
Capital adequacy ratio %31.531.8 99.0%  
Net NPAs %3.33.5 95.4%  
CASH FLOW
From Operations Rs m10,432-28,041 -37.2%  
From Investments Rs m-2,1291,810 -117.6%  
From Financial Activity Rs m-12,3843,950 -313.5%  
Net Cashflow Rs m-4,081-22,291 18.3%  

Share Holding

Indian Promoters % 42.4 73.4 57.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.2 22.9 40.0%  
FIIs % 3.3 8.3 39.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 57.6 26.7 216.1%  
Shareholders   58,599 203,284 28.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on GIC HOUSING vs MUTHOOT FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GIC HOUSING vs MUTHOOT FINANCE Share Price Performance

Period GIC HOUSING MUTHOOT FINANCE
1-Day -1.88% 1.30%
1-Month 9.41% 23.50%
1-Year 29.77% 57.50%
3-Year CAGR 25.34% 13.13%
5-Year CAGR -3.99% 21.90%

* Compound Annual Growth Rate

Here are more details on the GIC HOUSING share price and the MUTHOOT FINANCE share price.

Moving on to shareholding structures...

The promoters of GIC HOUSING hold a 42.4% stake in the company. In case of MUTHOOT FINANCE the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GIC HOUSING and the shareholding pattern of MUTHOOT FINANCE.

Finally, a word on dividends...

In the most recent financial year, GIC HOUSING paid a dividend of Rs 4.5 per share. This amounted to a Dividend Payout ratio of 11.4%.

MUTHOOT FINANCE paid Rs 22.0, and its dividend payout ratio stood at 24.4%.

You may visit here to review the dividend history of GIC HOUSING, and the dividend history of MUTHOOT FINANCE.

For a sector overview, read our finance sector report.



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