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GIC HOUSING vs PNB GILTS - Comparison Results

Rs 100 invested in...

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Current Valuations

    GIC HOUSING PNB GILTS GIC HOUSING/
PNB GILTS
 
P/E (TTM) x 7.2 133.4 5.4% View Chart
P/BV x 0.6 1.6 40.8% View Chart
Dividend Yield % 2.2 0.0 -  

Financials

 GIC HOUSING   PNB GILTS
EQUITY SHARE DATA
    GIC HOUSING
Mar-23
PNB GILTS
Mar-23
GIC HOUSING/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs24879 313.7%   
Low Rs11055 199.0%   
Income per share (Unadj.) Rs207.068.3 303.1%  
Earnings per share (Unadj.) Rs39.6-4.3 -923.1%  
Cash flow per share (Unadj.) Rs104.212.0 866.2%  
Dividends per share (Unadj.) Rs4.500-  
Avg Dividend yield %2.50-  
Book value per share (Unadj.) Rs315.670.0 450.8%  
Shares outstanding (eoy) m53.85180.01 29.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.0 87.9%   
Avg P/E ratio x4.5-15.6 -28.9%  
Avg P/CF ratio x4.5-37.3 -12.1%  
Avg Price/Bookvalue ratio x0.61.0 59.1%  
Dividend payout %11.40-   
Avg Mkt Cap Rs m9,63012,079 79.7%   
No. of employees `000NANA-   
Total wages & salary Rs m599116 517.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,14912,298 90.7%  
Other income Rs m1,5896 25,957.5%   
Interest expense Rs m7,0299,756 72.1%   
Net interest income Rs m4,1202,542 162.1%  
Operating expense Rs m2,7103,464 78.2%   
Gross profit Rs m1,409-922 -152.9%  
Gross profit margin %12.6-7.5 -168.7%  
Provisions/contingencies Rs m0448 0.0%   
Profit before tax Rs m2,899-851 -340.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m766-78 -976.5%   
Profit after tax Rs m2,133-772 -276.2%  
Net profit margin %19.1-6.3 -304.6%  
BALANCE SHEET DATA
Advances Rs m103,2100-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.91.4 286.0%  
Net fixed assets Rs m52270 743.5%   
Share capital Rs m5391,800 29.9%   
Free reserves Rs m16,45410,800 152.4%   
Net worth Rs m16,99312,600 134.9%   
Borrowings Rs m3,481192,384 1.8%   
Investments Rs m2,739186,979 1.5%   
Total assets Rs m108,350214,872 50.4%  
Debt/equity ratio x0.215.3 1.3%   
Return on assets %2.0-0.4 -547.6%  
Return on equity %12.5-6.1 -204.8%  
Capital adequacy ratio %31.531.8 98.8%  
Net NPAs %3.30-  
CASH FLOW
From Operations Rs m10,432-46,383 -22.5%  
From Investments Rs m-2,129-144 1,475.8%  
From Financial Activity Rs m-12,38446,180 -26.8%  
Net Cashflow Rs m-4,081-347 1,174.3%  

Share Holding

Indian Promoters % 42.4 74.1 57.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.2 0.0 91,800.0%  
FIIs % 3.3 0.0 32,800.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 57.6 25.9 222.1%  
Shareholders   58,599 81,673 71.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GIC HOUSING vs PNB GILTS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GIC HOUSING vs PNB GILTS Share Price Performance

Period GIC HOUSING PNB GILTS
1-Day -0.12% 3.30%
1-Month -11.63% -0.36%
1-Year 38.47% 96.13%
3-Year CAGR 20.38% 32.15%
5-Year CAGR -5.72% 27.93%

* Compound Annual Growth Rate

Here are more details on the GIC HOUSING share price and the PNB GILTS share price.

Moving on to shareholding structures...

The promoters of GIC HOUSING hold a 42.4% stake in the company. In case of PNB GILTS the stake stands at 74.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GIC HOUSING and the shareholding pattern of PNB GILTS.

Finally, a word on dividends...

In the most recent financial year, GIC HOUSING paid a dividend of Rs 4.5 per share. This amounted to a Dividend Payout ratio of 11.4%.

PNB GILTS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of GIC HOUSING, and the dividend history of PNB GILTS.

For a sector overview, read our finance sector report.



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