Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GIC HOUSING vs REC - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GIC HOUSING REC GIC HOUSING/
REC
 
P/E (TTM) x 7.2 9.0 80.0% View Chart
P/BV x 0.6 2.0 31.3% View Chart
Dividend Yield % 2.2 2.8 79.9%  

Financials

 GIC HOUSING   REC
EQUITY SHARE DATA
    GIC HOUSING
Mar-23
REC
Mar-23
GIC HOUSING/
REC
5-Yr Chart
Click to enlarge
High Rs248128 192.9%   
Low Rs11082 133.6%   
Income per share (Unadj.) Rs207.0149.9 138.1%  
Earnings per share (Unadj.) Rs39.642.4 93.4%  
Cash flow per share (Unadj.) Rs104.259.8 174.2%  
Dividends per share (Unadj.) Rs4.5012.60 35.7%  
Avg Dividend yield %2.512.0 21.0%  
Book value per share (Unadj.) Rs315.6220.7 143.0%  
Shares outstanding (eoy) m53.852,633.22 2.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.90.7 122.9%   
Avg P/E ratio x4.52.5 181.8%  
Avg P/CF ratio x4.52.5 181.9%  
Avg Price/Bookvalue ratio x0.60.5 118.7%  
Dividend payout %11.429.7 38.2%   
Avg Mkt Cap Rs m9,630277,377 3.5%   
No. of employees `000NANA-   
Total wages & salary Rs m5992,041 29.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,149394,783 2.8%  
Other income Rs m1,589419 379.1%   
Interest expense Rs m7,029237,413 3.0%   
Net interest income Rs m4,120157,369 2.6%  
Operating expense Rs m2,71018,569 14.6%   
Gross profit Rs m1,409138,800 1.0%  
Gross profit margin %12.635.2 36.0%  
Provisions/contingencies Rs m086 0.0%   
Profit before tax Rs m2,899138,977 2.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m76627,307 2.8%   
Profit after tax Rs m2,133111,670 1.9%  
Net profit margin %19.128.3 67.6%  
BALANCE SHEET DATA
Advances Rs m103,2104,220,839 2.4%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %3.93.5 111.8%  
Net fixed assets Rs m5226,408 8.1%   
Share capital Rs m53931,916 1.7%   
Free reserves Rs m16,454549,289 3.0%   
Net worth Rs m16,993581,205 2.9%   
Borrowings Rs m3,481191,227 1.8%   
Investments Rs m2,739305,381 0.9%   
Total assets Rs m108,3504,648,926 2.3%  
Debt/equity ratio x0.20.3 62.3%   
Return on assets %2.02.4 81.9%  
Return on equity %12.519.2 65.3%  
Capital adequacy ratio %31.525.8 122.0%  
Net NPAs %3.31.0 316.3%  
CASH FLOW
From Operations Rs m10,432-373,598 -2.8%  
From Investments Rs m-2,129-9,430 22.6%  
From Financial Activity Rs m-12,384381,228 -3.2%  
Net Cashflow Rs m-4,081-1,799 226.9%  

Share Holding

Indian Promoters % 42.4 52.6 80.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.2 34.8 26.4%  
FIIs % 3.3 20.6 15.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 57.6 47.4 121.6%  
Shareholders   58,599 689,192 8.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GIC HOUSING vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GIC HOUSING vs REC Share Price Performance

Period GIC HOUSING REC
1-Day -0.12% 1.19%
1-Month -11.63% 5.67%
1-Year 38.47% 295.09%
3-Year CAGR 20.38% 67.26%
5-Year CAGR -5.72% 32.12%

* Compound Annual Growth Rate

Here are more details on the GIC HOUSING share price and the REC share price.

Moving on to shareholding structures...

The promoters of GIC HOUSING hold a 42.4% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GIC HOUSING and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, GIC HOUSING paid a dividend of Rs 4.5 per share. This amounted to a Dividend Payout ratio of 11.4%.

REC paid Rs 12.6, and its dividend payout ratio stood at 29.7%.

You may visit here to review the dividend history of GIC HOUSING, and the dividend history of REC.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.