GDL LEASING & FINANCE LTD. vs PAISALO DIGITAL - Comparison Results
Current Valuations
| GDL LEASING & FINANCE LTD. | PAISALO DIGITAL | GDL LEASING & FINANCE LTD./ PAISALO DIGITAL |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 54.5 | 24.4 | 222.9% | View Chart |
| P/BV | x | 5.5 | 4.0 | 138.1% | View Chart |
| Dividend Yield | % | 0.0 | 0.1 | - |
Financials
 GDL LEASING & FINANCE LTD.  PAISALO DIGITAL |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| GDL LEASING & FINANCE LTD. Mar-25 |
PAISALO DIGITAL Mar-25 |
GDL LEASING & FINANCE LTD./ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
|
||
| High | Rs | NA | 87 | 0.0% | |
| Low | Rs | NA | 32 | 0.0% | |
| Income per share (Unadj.) | Rs | 2.4 | 8.5 | 27.5% | |
| Earnings per share (Unadj.) | Rs | 0.8 | 2.2 | 34.5% | |
| Cash flow per share (Unadj.) | Rs | -431.0 | -5.0 | 8,554.2% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.2 | - | |
| Book value per share (Unadj.) | Rs | 11.9 | 17.0 | 70.2% | |
| Shares outstanding (eoy) | m | 5.01 | 902.12 | 0.6% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0 | 6.9 | 0.0% | |
| Avg P/E ratio | x | 0 | 26.7 | 0.0% | |
| Avg P/CF ratio | x | 0 | 4.9 | 0.0% | |
| Avg Price/Bookvalue ratio | x | 0 | 3.5 | 0.0% | |
| Dividend payout | % | 0 | 4.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 0 | 53,527 | 0.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2 | 561 | 0.3% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 12 | 7,711 | 0.2% | |
| Other income | Rs m | 0 | 0 | - | |
| Interest expense | Rs m | 0 | 3,283 | 0.0% | |
| Net interest income | Rs m | 11 | 4,428 | 0.3% | |
| Operating expense | Rs m | 6 | 1,710 | 0.3% | |
| Gross profit | Rs m | 5 | 2,718 | 0.2% | |
| Gross profit margin | % | 45.9 | 35.3 | 130.3% | |
| Provisions/contingencies | Rs m | 2,171 | 8,939 | 24.3% | |
| Profit before tax | Rs m | 5 | 2,684 | 0.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 2 | 682 | 0.2% | |
| Profit after tax | Rs m | 4 | 2,001 | 0.2% | |
| Net profit margin | % | 32.5 | 26.0 | 125.3% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 0 | 2,133.3 | - | |
| Net fixed assets | Rs m | 0 | 746 | 0.0% | |
| Share capital | Rs m | 50 | 902 | 5.6% | |
| Free reserves | Rs m | 10 | 14,448 | 0.1% | |
| Net worth | Rs m | 60 | 15,350 | 0.4% | |
| Borrowings | Rs m | 0 | 4,843 | 0.0% | |
| Investments | Rs m | 0 | 208 | 0.0% | |
| Total assets | Rs m | 71 | 53,092 | 0.1% | |
| Debt/equity ratio | x | 0 | 0.3 | 0.0% | |
| Return on assets | % | 5.4 | 3.8 | 142.7% | |
| Return on equity | % | 6.4 | 13.0 | 49.1% | |
| Capital adequacy ratio | % | 0 | 39.2 | 0.0% | |
| Net NPAs | % | 0 | 0.8 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -7 | -8,415 | 0.1% | |
| From Investments | Rs m | NA | -127 | 0.0% | |
| From Financial Activity | Rs m | 32 | 9,444 | 0.3% | |
| Net Cashflow | Rs m | 25 | 902 | 2.8% | |
Share Holding
| Indian Promoters | % | 53.9 | 46.7 | 115.4% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 13.6 | - | |
| FIIs | % | 0.0 | 6.8 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 46.1 | 53.3 | 86.5% | |
| Shareholders | 663 | 90,332 | 0.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 21.9 | - |
Compare GDL LEASING & FINANCE LTD. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on GDL LEASING & FINANCE LTD. vs Paisalo Digital
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
GDL LEASING & FINANCE LTD. vs Paisalo Digital Share Price Performance
| Period | GDL LEASING & FINANCE LTD. | Paisalo Digital |
|---|---|---|
| 1-Day | 0.00% | -1.75% |
| 1-Month | 6.01% | -5.88% |
| 1-Year | 655.15% | 121.59% |
| 3-Year CAGR | 96.19% | 29.53% |
| 5-Year CAGR | 51.28% | 17.70% |
* Compound Annual Growth Rate
Here are more details on the GDL LEASING & FINANCE LTD. share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of GDL LEASING & FINANCE LTD. hold a 53.9% stake in the company. In case of Paisalo Digital the stake stands at 46.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GDL LEASING & FINANCE LTD. and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, GDL LEASING & FINANCE LTD. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.5%.
You may visit here to review the dividend history of GDL LEASING & FINANCE LTD., and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends 281 Points Lower | Nifty Below 24,300 | NMDC Steel Down 6%(Closing)
Sensex Today Ends 281 Points Lower | Nifty Below 24,300 | NMDC Steel Down 6%Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.
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