X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare GRUH FINANCE with HDFC - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GRUH FINANCE vs HDFC - Comparison Results

HDFC 
   Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GRUH FINANCE HDFC GRUH FINANCE/
HDFC
 
P/E (TTM) x 49.9 23.2 214.9% View Chart
P/BV x 15.7 3.5 442.9% View Chart
Dividend Yield % 1.1 1.0 107.8%  

Financials

 GRUH FINANCE   HDFC
EQUITY SHARE DATA
    GRUH FINANCE
Mar-18
HDFC
Mar-18
GRUH FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs7141,982 36.0%   
Low Rs3681,461 25.2%   
Income per share (Unadj.) Rs46.1385.5 12.0%  
Earnings per share (Unadj.) Rs9.997.0 10.2%  
Cash flow per share (Unadj.) Rs18.1296.1 6.1%  
Dividends per share (Unadj.) Rs3.3020.00 16.5%  
Avg Dividend yield %0.61.2 52.5%  
Book value per share (Unadj.) Rs37.8516.4 7.3%  
Shares outstanding (eoy) m365.721,675.88 21.8%   
Bonus/Rights/Conversions ESOSESOP-  
Avg Price / Income ratio x11.74.5 262.5%   
Avg P/E ratio x54.517.7 307.2%  
Avg P/CF ratio x49.017.2 285.9%  
Avg Price/Bookvalue ratio x14.33.3 429.5%  
Dividend payout %33.320.6 161.4%   
Avg Mkt Cap Rs m197,7272,884,776 6.9%   
No. of employees `0000.72.6 26.9%   
Total wages & salary Rs m54510,481 5.2%   
Avg. income/employee Rs Th24,381.4250,900.4 9.7%   
Avg. wages/employee Rs Th787.74,070.4 19.4%   
Avg. net profit/employee Rs Th5,241.063,126.1 8.3%   
INCOME DATA
Interest income Rs m16,872646,069 2.6%  
Other income Rs m53845,348 1.2%   
Interest expense Rs m9,825234,524 4.2%   
Net interest income Rs m7,047411,544 1.7%  
Operating expense Rs m1,396299,292 0.5%   
Gross profit Rs m5,652112,252 5.0%  
Gross profit margin %33.517.4 192.8%  
Provisions/contingencies Rs m4065,637 7.2%   
Profit before tax Rs m5,621176,025 3.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-10,766 0.0%   
Prior Period Items Rs m037,302 0.0%   
Tax Rs m1,99440,012 5.0%   
Profit after tax Rs m3,627162,550 2.2%  
Net profit margin %21.525.2 85.4%  
BALANCE SHEET DATA
Advances Rs m157,2063,791,728 4.1%   
Deposits Rs m10,122445,995 2.3%  
Credit/Deposit ratio x1,553.0850.2 182.7%  
Yield on advances %10.29.0 113.4%   
Cost of deposits %12.56.1 205.6%   
Net Interest Margin %4.57.9 56.2%  
Net fixed assets Rs m15413,541 1.1%   
Share capital Rs m7313,352 21.8%   
Free reserves Rs m13,078862,062 1.5%   
Net worth Rs m13,809865,414 1.6%   
Borrowings Rs m66,6551,171,103 5.7%   
Investments Rs m8301,394,864 0.1%   
Total assets Rs m159,7105,627,013 2.8%  
Debt/equity ratio x5.61.9 297.5%   
Return on assets %2.32.9 78.6%  
Return on equity %26.318.8 139.8%  
Capital adequacy ratio %18.919.2 98.4%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-19,296-328,634 5.9%  
From Investments Rs m49-237,069 -0.0%  
From Financial Activity Rs m19,314540,279 3.6%  
Net Cashflow Rs m68-25,423 -0.3%  

Share Holding

Indian Promoters % 59.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.4 10.5 3.8%  
FIIs % 15.9 77.6 20.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 24.3 12.0 202.5%  
Shareholders   18,801 175,570 10.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   POWER FIN CORP  MAHINDRA FINANCE  SREI INFRA FINANCE  MAGMA FINCORP  L&T FINANCE HOLDINGS  



Today's Market

Sensex Trades 370 Points Up; Hero MotoCorp & Tata Motors Gain Over 5%(12:30 pm)

Stock markets in India are presently trading higher following the outcome of assembly polls announced on Tuesday.

Related Views on News

GRUH FINANCE Announces Quarterly Results (2QFY19); Net Profit Up 35.6% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, GRUH FINANCE has posted a net profit of Rs 1 bn (up 35.6% YoY). Sales on the other hand came in at Rs 5 bn (up 16.1% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

HDFC Announces Quarterly Results (2QFY19); Net Profit Up 17.4% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, HDFC has posted a net profit of Rs 25 bn (up 17.4% YoY). Sales on the other hand came in at Rs 112 bn (up 28.5% YoY). Read on for a complete analysis of HDFC's quarterly results.

HDFC: Listing Gains Mask Healthy Growth and Asset Quality (Quarterly Results Update - Detailed)

Feb 7, 2018

Windfall listing gains utilised to shore up provisions and strengthen balance sheet further.

CreditAccess Grameen IPO: Should You Apply to this Interesting Microfinance Play? (IPO)

Aug 7, 2018

Should you apply to the IPO of CreditAccess Grameen Ltd?

HDFC AMC IPO: Do Valuations Leave Enough on Table for Investors? (IPO)

Jul 20, 2018

Should you subscribe to the IPO of HDFC AMC Ltd?

More Views on News

Most Popular

My Top 7 Stocks to Buy Now(The 5 Minute Wrapup)

Nov 30, 2018

Of all the stocks that you could buy in this market, I've picked the seven best safe stocks that offer the ideal combination of safety and profit.

4 Rebound Stocks to Profit from the Current Small Cap Crash(Profit Hunter)

Dec 3, 2018

Indian small cap space is offering a discount season. Make sure you do not get too late to scoop up the bargains.

Reliance CPSE ETF (FFO3): Should You Invest?(Outside View)

Nov 29, 2018

Personalfn's analysis note on Reliance Mutual Fund Central Public Sector Enterprises Exchange Traded Fund (CPSE ETF). Should you subscribe?

Safety Beats Growth in 2018(Chart Of The Day)

Nov 30, 2018

With the markets turning up, these are my top 7 stock picks.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

GRUH FINANCE SHARE PRICE


Dec 12, 2018 02:55 PM

TRACK GRUH FINANCE

  • Track your investment in GRUH FINANCE with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

GRUH FINANCE 8-QTR ANALYSIS

COMPARE GRUH FINANCE WITH

MARKET STATS