Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GRUH FINANCE vs INDIABULLS HOU. FIN. - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GRUH FINANCE INDIABULLS HOU. FIN. GRUH FINANCE/
INDIABULLS HOU. FIN.
 
P/E (TTM) x 52.0 11.0 473.6% View Chart
P/BV x 12.4 0.7 1,674.0% View Chart
Dividend Yield % 0.6 0.7 86.8%  

Financials

 GRUH FINANCE   INDIABULLS HOU. FIN.
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
INDIABULLS HOU. FIN.
Mar-23
GRUH FINANCE/
INDIABULLS HOU. FIN.
5-Yr Chart
Click to enlarge
High Rs382183 208.5%   
Low Rs20589 229.9%   
Income per share (Unadj.) Rs27.6194.4 14.2%  
Earnings per share (Unadj.) Rs6.125.1 24.2%  
Cash flow per share (Unadj.) Rs10.170.4 14.4%  
Dividends per share (Unadj.) Rs2.001.25 160.0%  
Avg Dividend yield %0.70.9 74.3%  
Book value per share (Unadj.) Rs25.6383.1 6.7%  
Shares outstanding (eoy) m733.69448.60 163.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.60.7 1,516.6%   
Avg P/E ratio x48.15.4 888.7%  
Avg P/CF ratio x48.15.4 889.8%  
Avg Price/Bookvalue ratio x11.40.4 3,220.1%  
Dividend payout %32.85.0 659.9%   
Avg Mkt Cap Rs m215,17261,054 352.4%   
No. of employees `000NANA-   
Total wages & salary Rs m6485,148 12.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26287,193 23.2%  
Other income Rs m2161,610 13.4%   
Interest expense Rs m13,01256,365 23.1%   
Net interest income Rs m7,25030,828 23.5%  
Operating expense Rs m1,28215,543 8.2%   
Gross profit Rs m5,96815,285 39.0%  
Gross profit margin %29.517.5 168.0%  
Provisions/contingencies Rs m014 0.0%   
Profit before tax Rs m6,15016,039 38.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6784,762 35.2%   
Profit after tax Rs m4,47211,277 39.7%  
Net profit margin %22.112.9 170.7%  
BALANCE SHEET DATA
Advances Rs m172,883558,313 31.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %3.94.9 80.3%  
Net fixed assets Rs m1514,326 3.5%   
Share capital Rs m1,467897 163.6%   
Free reserves Rs m17,342170,959 10.1%   
Net worth Rs m18,809171,856 10.9%   
Borrowings Rs m150,129151,341 99.2%   
Investments Rs m10,94569,695 15.7%   
Total assets Rs m195,417745,089 26.2%  
Debt/equity ratio x8.00.9 906.4%   
Return on assets %2.31.5 151.2%  
Return on equity %23.86.6 362.3%  
Capital adequacy ratio %20.323.0 88.2%  
Net NPAs %0.42.4 14.5%  
CASH FLOW
From Operations Rs m-14,32240,010 -35.8%  
From Investments Rs m4918,843 5.6%  
From Financial Activity Rs m24,184-91,418 -26.5%  
Net Cashflow Rs m10,354-42,566 -24.3%  

Share Holding

Indian Promoters % 47.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 26.5 116.5%  
FIIs % 18.7 19.3 96.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 100.0 52.6%  
Shareholders   72,213 493,288 14.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    EDELWEISS FINANCIAL    


More on GRUH FINANCE vs INDIABULLS HOU. FIN.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs INDIABULLS HOU. FIN. Share Price Performance

Period GRUH FINANCE INDIABULLS HOU. FIN.
1-Day 3.73% 0.09%
1-Month 27.02% 5.32%
1-Year 13.06% 63.05%
3-Year CAGR 23.04% -1.31%
5-Year CAGR 27.87% -25.16%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the INDIABULLS HOU. FIN. share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of INDIABULLS HOU. FIN. the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of INDIABULLS HOU. FIN..

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

INDIABULLS HOU. FIN. paid Rs 1.3, and its dividend payout ratio stood at 5.0%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of INDIABULLS HOU. FIN..

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Trades Flat | Nifty Below 22,350 | Kotak Mahindra Bank Tanks 9% Sensex Today Trades Flat | Nifty Below 22,350 | Kotak Mahindra Bank Tanks 9%(10:30 am)

Asian stocks fell on Thursday as disappointing earnings forecasts from Facebook parent Meta Platforms hammered tech shares, while the yen's slump past 155 per dollar.